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Welcome to Lone Star Financing – Local Texas Mortgage Lender

LOW RATES. LOW FEES. FAST CLOSINGS!!

APPLY ONLINE IN 2 – 3 MINUTES

  • Direct Mortgage Lender
  • In-house Underwriting, Processing & Closings
  • No Cost Loan Estimates & Consultation

REFINANCE TODAY AND SAVE

  • Refinance up to 80% for Cash Outs
  • Streamline Options Available
  • Single Family or Multi-Unit Properties

Our Popular Texas Home Loans

30 Year Conventional, FHA, VA, and USDA loan options

Conventional Fixed

4.625 % 5.193 % APR

5.000% 5.532% APR

Primary, 2nd Homes, and Investment properties

FHA Rates

4.625% 5.493% APR

4.750% 5.619% APR

Great for 1st time home buyers—only 3.5% down

VA Rates

4.500 % 4.577 % APR

4.875% 4.954% APR

100% Financing to $453,100 Jumbo Options Available

USDA Rates

4.625 % 5.055 % APR

4.875% 5.306% APR

100% Financing for Rural Properties

Rates current as of . Rate Assumptions

Why Choose Lone Star Financing?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approval
and on-time fundings.

 

Low Rates & Fees

Direct Mortgage Lender with Low Mortgage Rates.
FHA, VA, and USDA Approved Lender.

 

Customer Service

We are Local to Texas and provide top-notch customer support. We will be with you at every step from application to closing. Read what our customers are saying!

 

Trustpilot

Apply Online
In Minutes

No Cost Estimates
& Pre-Approvals


Mobile Friendly – Apply in 3-5 Mins

We Specialize in New Home Purchases

Texas Mortgage Refinance Experts

Texas FHA Home Loans

Texas VA Home Loans

Texas Conventional Home Loans

Texas USDA Home Loans

Texas Jumbo Home Loans

Texas Reverse Mortgage

Lone Star Financing—The Value of the Difference

  • Direct Texas Mortgage Lender with Low Rates & Low Fees
  • Our Goal is to Close All Loans in 28 Days or Less
  • In-house Underwriting, processing, fast approvals and on-time fundings
  • No-Obligation Loan Estimate
  • Local Texas Customer Service

Texas Mortgage Company—Local Customer Service

Need a new home loan in Texas? Lone Star Financing is a preferred mortgage lender in Texas that specializes in FHA Home Loans, VA Home Loans, Conventional Home Loans, USDA Home Loans, Non Conforming Jumbo Loans, Reverse Mortgages, Construction Loans, and Mortgage Refinance. As a direct mortgage lender, we offer in-house underwriting which enables our underwriters to make quicker decisions and process our loans quickly. We are a technology-driven company, and offer a level of customer service second to none. “Low Rates, Low Fees, and Fast Closings” is our motto and describes why Texas residents choose Lone Star Financing for their Texas Home Loans and Texas Mortgage Refinance. With an array of Texas home loan programs to choose from, we can find the perfect loan product for each individual lending scenario. From FHA home loans for the first-time home buyers to VA home loans for our Texas Veterans, we can find the perfect home loan for each individual borrower. Call us today or apply online to learn more about how we work and why people are choosing Lone Star Financing as their preferred lender in Texas.

As a local Texas mortgage company, we have the flexibility to underwrite your loan using common sense underwriting. Unlike many Texas mortgage companies that focus primary on rate and high pressure sales, we educate you on the best home loan program for your individual needs, structure your mortgage according to your finances, and offer the lowest possible rates available. We will walk you step by step through the Texas home loan process and keep you informed every step of the way. Thank you for considering Lone Star Financing as your home loan partner in Texas—we look forward to earning your business and forging a long-term relationship. Apply online or call today for same day home loans approvals!

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