Call to Speak to a Live Loan officer!

(254) 213-7343

Welcome to Lone Star Financing – Your Waco Mortgage Experts

LOW RATES. LOW FEES. FAST CLOSINGS!!

APPLY ONLINE IN 2-3 MINUTES

  • Direct Texas Mortgage Lender
  • Local Underwriting, Processing & Closings
  • No Cost Loan Estimates & Consultation

REFINANCE TODAY AND SAVE

  • Refinance up to 80% for Cash Outs
  • Streamline Options Available
  • Single Family or Multi-Unit Properties

Our Popular Waco Home Loans

30 Year Conventional, FHA, VA and USDA loan options

Conventional Fixed

4.250% | 4.801% APR

Primary, 2nd Homes &
Investment properties

FHA Rates

4.125% | 4.993% APR

Great for 1st time home
buyers, only 3.5% down

VA Rates

4.125% | 4.202% APR

100% Loan to $424,100
Tx Vet Program Available

USDA Rates

4.125% | 4.554% APR

100% Financing Options
Rural Properties

Rates current as of . Rate Assumptions

Why Choose Lone Star Financing?

Close on Time

Our goal is to close every loan in 28 days or less. Local underwriting, processing and closing for fast approval & on time fundings.

Low Rates & Fees

Direct Texas Mortgage Lender with Low Mortgage Rates.FHA, VA, and USDA Approved Lender.

Customer Service

We are Local to Texas and provide top notch customer support. We will be with you at every step from application to closing. Read what our customers are saying!

We Specialize in New Home Purchases

Texas Mortgage Refinance Experts

Texas FHA Home Loans

Texas VA Home Loans

Texas Conventional Home Loans

Texas USDA Home Loans

Texas Jumbo Home Loans

Need a Construction Loan?

Waco Mortgage Lenders

Need to Refinance your mortgage or looking to buy a new home in Waco? Lone Star Financing (headquartered down the road in Austin, TX) specializes in Waco home loans with many loan programs: FHA Loans, VA Mortgages, and USDA rural home loans in Waco. Whether a new home purchase or a mortgage refinance we have you covered. Lone Star Financing is a privately held independent mortgage banking company providing mortgages to borrower’s through all kinds of markets, all the while forging long lasting relationships. Lone Star Financing is a forward-thinking lender with modern technology with a common sense approach which puts the borrower first. Our end goal is simple, to exceed all clients expectations. For you to be only “satisfied” falls short of our goals. We want you to say, GREAT JOB! Lone Star Financing wants to be your trusted mortgage lender in Waco not just for this one mortgage loan but for life. We want to offer a new mortgage lending experience; find out why more people are choosing Lone Star Financing as their preferred Waco mortgage lenders.

  • Direct Waco Mortgage Lender with Low Rates & Low Fees
  • Local underwriting and closing for fast approval & funding
  • No-Obligation Good Faith Estimate
  • Local Texas customer service

What makes Lone Star Financing different? Competitive rates, personal attention, a variety of mortgage products and fast and easy pre-approvals. Low mortgage rates, low fees and fast closings are our mortgage company motto and why more Waco borrower’s are choosing Lone Star Financing as their preferred mortgage lenders in Waco, TX. Call us today to visit: 254-213-7343

Waco, TX Real Estate Snapshot – In Waco there are currently 654 resale and new homes for sale, including 154 houses in the pre-foreclosure or bank-owned stages of the foreclosure. The average listing sales price for homes for sale in Waco TX was $203,739 for the week ending Nov 11, 2014 Real Estate News Waco, TX -http://www.trulia.com/real_estate/Waco-Texas/

Our Waco Customers -“Lone Star Financing had great communication through out the entire process and worked to make sure everything went as smooth as possible. I would highly recommend them to any person in Waco looking for a home loan. Excellent customer service!” Kathy

Mortgage Loans – Waco, TX

Waco Mortgage Lender

Waco,TX Branch Manager, Russel StoutRussell Stout NMLS#4567432

Waco, TX Branch Manager
(800) 960-4565
[email protected]
Russell is a University of Texas finance graduate and has been helping people with their mortgages for more than a decade.  Let Russell and his team help you with your next home loan or mortgage refinance and learn why more Texans are choosing Lone Star Financing!

Need Expert Home Loan Advice?

Have Questions Let's Talk








Please leave this field empty.