Home Equity

Which is Best for Your Bottom Line: Downsizing or Refinancing?

The decision to downsize may come in a flash, or it may require lengthy consideration. Downsizing can and should be a fun, memorable time with your friends and family. Many homeowners near or in retirement find themselves owing little or nothing on their property, often making the home their largest investment. That home equity can …

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Investing in a Home is an Investment in Your Future

Is buying a home a good investment? You’ve probably heard from the media, parents, older relatives, and, of course, real estate professionals that buying a home is a great investment that always helps to secure your future. You’re told buying a home is a good investment that will appreciate over time, and that it will …

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On the Rise – Texas VA Home Loans

Have you been affiliated with the military and are you looking to buy a home or refinance in Texas? The VA Home Loan Program is receiving $6 billion in funding this year so this is an excellent time for you to consider a VA home loan. VA home loans are ideal for young families and first time home buyers since the borrower can finance 100% of the home’s value and purchase with $0 down. Is there any other loan program available that can offer these benefits? The answer is no.

Top 10 Reasons to Use a Mortgage Broker vs. a Bank Lender

Depending on the type of home loan you are seeking, you could save yourself thousands of dollars by shopping various lenders for your home mortgage needs.  Therefore it is imperative that you know the difference between a mortgage broker and a bank lender.  The main differences among the two are that mortgage broker’s act as …

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