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What does the government shutdown mean for my mortgage?

When the government shuts down, who gets hit hardest among people needing a home mortgage? The latest version of federal breakdown made one fact painfully clear: It all depends on the type of loan you’re shopping for, or already had in progress. For many borrowers a VA (Department of Veterans Affairs) mortgage or FHA (Federal …

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Energy Efficient Home Improvement Projects

Commonly heard and read about energy-saving advice: Buy only Energy Star-rated appliances, replace incandescent light bulbs with fluorescent twists or LEDs, and choose the cheapest electric provider. But there are many other low-cost, energy-saving strategies that can escape homeowners’ attention. About 35 percent of heating and cooling is lost through the roof, according to energy …

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