San Antonio Jumbo Home Loans
Jumbo Loans from $417,000 to $1,000,000

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San Antonio Jumbo Home Loans

A jumbo mortgage is a loan that exceeds the conforming loan limits. If the loan value (sales price minus down payment) is more than $417,000 then this is a non-conforming Jumbo mortgage loans. Jumbo mortgages are called non-conforming because they exceedx the conforming amount that can be backed by Fannie Mae or Freddie Mac, the federal government-sponsored entities that guarantee mortgages. Non-conforming loans that exceed conforming limits are not backed by the government entities Fannie Mae and Freddie Mac. Jumbo loans are backed by private investors and have slightly different guidelines. The conforming loan limit in Texas is any mortgage over $417,000, so home buyers in San Antonio seeking mortgage loans higher than this loan value can apply for a jumbo home loan; also called a non-conforming loan. Jumbo loans are typically used for large, single-family homes, and they have a different underwriting process and come with a slightly altered set of guidelines.

About Jumbo Loan

  • Over $417,000 Loan Value
  • Up to $1,000,000
  • 80% LTV
  • Subject to Investor Requirements
  • Fixed Rate & Adjustable Rate Options
  • Local Texas Customer Service

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More About San Antonio Jumbo Mortgages

Federally designated high-priced markets in the continental United States, conforming high-balance limits range from $417,001 to $625,500 and have higher interest rates, stricter underwriting and larger down payment requirements than standard mortgages. Additionally, limits may be different for multi-unit properties and 2nd properties. Jumbo loans are available for primary residences, second or vacation homes and investment properties, and are also available in a variety of terms. Jumbo loans are available as fixed-rate or adjustable-rate loansand may have higher interest rates than conforming and conforming high-balance home loans and can have stricter underwriting and larger down payment requirements. Are you buying your dream home and need a San Antonio jumbo home loan? Call or apply online today and learn why more people are choosing Lone Star Financing

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