Loan amounts up to $3,000,000

Texas Jumbo Loans


Competitive rates on loan amounts up to $3,000,000

Texas Jumbo Home Loans

Looking to buy a larger, luxurious abode in Texas? If the loan value exceeds $548,250 then a Texas jumbo home loan may be right for you.  Lone Star Financing has competitive rates on jumbo loans up to $3,000, 000. Credit score requirements are typically no lower than 700. If you are going to qualify for a Texas jumbo mortgage, you will need to document income and assets in order to get approval. In Texas, the maximum debt-to-income (DTI) ratio for jumbo loan borrowers is 45%. The required reserve amount for jumbo borrowers is generally at least six months in reserves after closing; conforming and some government loan types may require only one or two months—and in some cases require no reserves. Call today to find out if a Jumbo Home Loan is right for you.

Texas Jumbo Mortgage Lenders

  • Up to $3,000,000
  • 80% LTV Maximum
  • Subject to Investor Requirements
  • Fixed Rate and Adjustable Rate Options
  • Local Texas Customer Service

Call today to speak to Learn more about Texas Jumbo Loan options: (855) 868-8825.

More about Texas Home Loans, FHA Home Loans, and Texas VA Home Loans

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More about Jumbo Loans

Non-Conforming Mortgages also referred to as Jumbo Mortgages are unique in that they are not securitized with either Fannie Mae, Freddie Mac or FHA. These mortgage loans are backed by private investors. This means that there is no guarantee provided to the investor so consequently the mortgages guide lines are not standardized and generally subjected to the investor guidelines/requirements. These guidelines are typically more restrictive, but do make it possible for larger purchases to be financed at competitive rates and fees. With the aforementioned down side of a Texas jumbo loan, the upside is that jumbo mortgage rates are currently at historic lows, and interest on loans up to $1,000,000 are tax-deductable. Find out how low jumbo mortgage rates are today and lock it in today! Get award-winning customer service with Lone Star Financing – Your Trusted Lender for Jumbo Home Loans in Texas!

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No matter what part of Texas you live in, Lone Star Financing has the resources to serve you. Specializing in New Home Loans; FHA and VA mortgages; and Mortgage Refinance. Find your city below and discover how we’ve helped your neighbors finance their homes!

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