Brownsville, TX Mortgage Lender

LONE STAR FINANCING

BROWNSVILLE
HOME LOANS

Low Rates, Low Fees & Fast Close

Lone Star Financing - Brownsville Mortgage Lender

Lone Star Financing is a direct mortgage lender in Brownsville,TX for new home loans and mortgage refinance. As a direct lender we offer low rates and in-house underwriting to close loans fast.  We are an approved VA & FHA lender. 

  • New Home Loans 
  • Direct Lender
  • In-House Underwriting 
  • Low Rates & Low Fees 
  • Free Good Faith Estimate
  • Texas Customer Services

Brownsville Home Loans
Mortgages in Brownsville, Texas
Local TX Lender

Lone Star Financing proudly serves the Rio Grande Valley, with local offices ready to assist homebuyers in Brownsville, TX, with mortgage pre-approvals. Securing a pre-approval before house hunting not only helps you understand your budget but also strengthens your position as a serious buyer. It demonstrates to sellers that you’re committed and financially ready, giving you a competitive edge in the market. With our fast, efficient process, you can get pre-approved quickly and start shopping with confidence. 

About Lone Star Financing

Brownsville, TX Home LoansWe are the leading mortgage lender in Brownsville, TX, offering unmatched customer service thanks to our local Texas offices. As a direct lender, Lone Star Financing provides competitive rates, low fees, and quick closings. Why Choose Lone Star Financing? 

Looking for a trusted mortgage lender in Brownsville, TX? Lone Star Financing offers competitive rates, low fees, and fast approvals. Whether you’re buying your first home or refinancing, our local mortgage experts are here to guide you through the process.  With over a decade of experience, Lone Star Financing is your go-to mortgage company for conventional, FHA, and VA loans in Brownsville, TX

  • Low Rates & Low Fees
  • Local Underwriting
  • Fast Closings
  • Great Customer Service!


With over 10 years of mortgage lending experience in Brownsville, our team specializes in new home purchases, FHA Mortgages, and VA Home Loans. Whether you’re a first-time homebuyer, refinancing your current mortgage, or upgrading to your dream home, Lone Star Financing has the right solution for you.

Brownsville has many mortgage lenders, and we understand the importance of your choice. At Lone Star Financing, we offer mortgage products and services that most brokers or even your bank can’t match. Contact our local professionals today to discover why more homeowners in Brownsville, TX, are choosing Lone Star Financing as their preferred lender.

Brownsville Home Loans

New Home Loans

Buying a new home in Brownsville, TX? We offer a variety of loan programs and are an approved VA and FHA lender:

  • Primary home, secondary, investment
  • FHA, USDA, and VA Loans
  • Conventional Loans
  • Low Rates & Variable Terms

Conventional Loans

Conventional loans provide lower rates, reduced mortgage insurance, and as little as 5% down and flexible terms:

  • 30, 20 and 15-Year terms
  • Ultra low rates with great credit
  • Primary, secondary, investment
  • Up to 95% Financing

Brownsville FHA Loans

FHA home loans are perfect for first time home buyers in Brownsville, but you don’t have to be a first time buyer:

  • Only 3.5% Down Payment
  • Easier Credit Qualifying
  • 203k Renovation Loans
  • 1st Time Home Buyers

Brownsville VA Loans

Approved VA lender for veteran home loans in Brownsville, TX, and we are here to help you maximize your benefits:

  • Zero down, 100% Financing
  • No Monthly PMI
  • No Debt to Income Restrictions
  • VA Jumbo Loans with Down Payment

Cash Out Refinance

Unlock the equity in your home with a Texas Cash Out Refinance – enjoy lower interest rates and flexible terms.

  • Home Improvements
  • Debt Consolidation
  • Personal Expenses
  • Higher Education

Mortgage Refinance

Lone Star Financing offers low rates and a streamlined hassle free process to refinance your mortgage in Brownsville.

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • FHA Streamline Available
  • VA IRRRL Streamline

Brownsville Home Loans

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and on-time fundings.

Low Rates

Brownsville Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.

Service

Brownsville, Texas lender - we will be with you at every step from application to closing.

Mortgage Pre-Approval Brownsville
Jump in Front of the Line
Get Pre Qualified Today!
Start Pre-Approval Online
Why Choose Us? It's our People!
Roel Reyna

Roel Reyna

Branch Manager
NMLS #513162

Ricardo Trejo - Lakeway, TX

Ricardo Trejo

Branch Manager
NMLS #347481

Pam Trevino - TX Loan Officer

Pam Trevino

Sr. Loan Officer
NMLS #2188276

Roman Balley - Lone Star Financing

Roman Balley

Production Manager
NMLS #2267211

Read Our Google Reviews
Rebeka L
Rebeka L
Heartland, TX - 1 month ago
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Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!
Michael Underwood
Michael Underwood
Austin, TX - 1 week ago
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As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!
Jordan Rodriquez
Jordan Rodriquez
Bastrop, TX -2 weeks ago
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I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.
Veronica M.
Veronica M.
Camey, TX - 1 week ago
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Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!
Scott Kruse
Scott Kruse
San Marcos, TX - 2 months ago
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I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...
David, Y
David, Y
San Antonio, TX - 1 month ago
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Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!
Lisa Elston
Lisa Elston
Austin, TX - 1 week ago
Read More
Lone Star Financing was the best-from the first phone call and I can honestly say there will be no last phone call-when he asked for docs I delivered and when I asked for something (answers) he delivered-very happy with the process he took my husband and I through and we are now blessed to own our dream home -I’ve already referred him To our son and he will be ready to purchase probably in the next six months and told him that Jimmy Smith is the man!!
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BROWNSVILLE MORTGAGE RATES

CALL (855) 314-8080

Are you in looking to buy a new home in Brownsville? Your first home buying step should be to obtain a pre-approval letter to provide to your realtor. We offer same day approvals and free consultation for home buyer’s. Lone Star Financing specializes in new home purchases: FHA Loans, VA Home Loans, and USDA Home Loans in Brownsville.  Call today and learn why more borrower’s are choosing Lone Star Financing as their #1 mortgage lender in Brownsville, TX.

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2024 Brownsville, TX - Real Estate Trends

The Brownsville real estate market is currently competitive. As of October 2024, Brownsville home prices were up 5.7% compared to last year, selling for a median price of $259K. On average, homes in Brownsville sell after 67 days on the market compared to 23 days last year. There were 63 homes sold in September this year, down from 69 last year.. See all homes for sale in Brownsville, TX.