Brownsville Home Loans & Refinancing from a Trusted Lender
Lone Star Financing is a trusted Brownsville mortgage lender helping homebuyers secure the right financing with confidence. Whether you’re purchasing your first home or upgrading to your next one, our team delivers clear guidance, fast responses, and a smooth lending experience from start to finish.
We offer competitive rates, flexible loan programs, and personalized service built around your goals. From pre-approval through closing, Lone Star Financing delivers a fast, streamlined home loan experience with clear communication every step of the way.
- Mortgage Broker
- FHA, VA & Conventional
- Low Rates & Low Fees
- Free Good Faith Estimate
- Texas Customer Services
Brownsville Home Loans
New Home Loans
Buying a new home in Brownsville, TX? We offer a variety of flexible loan programs for new home purchases:
- Primary or secondary
- FHA, USDA, and VA
- Conventional Loans
- Low Mortgage Rates
Conventional Loans
Conventional loans provide lower rates, reduced mortgage insurance, and as little as 5% down and flexible terms:
- 30, 20 and 15-Year
- Ultra low rates
- Primary or secondary
- Up to 95% Financing
FHA Loans
FHA loans are perfect for first time home buyers in Brownsville, but you don’t have to be a first time buyer:
- Only 3.5% Down
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
VA Loans
Approved VA lender for veteran home loans in Brownsville, TX, and we are here to help you maximize your benefits:
- True Zero down
- No Monthly PMI
- No DTI Restrictions
- Jumbo Loan Options
Cash-Out Refinance
Unlock the equity in your home with a Texas Cash Out Refinance – enjoy lower interest rates and flexible terms.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
Mortgage Refinance
Lone Star Financing offers low rates and a streamlined hassle free process to refinance your mortgage in Brownsville.
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
A Smarter Way to Finance Your Home
Lone Star Financing is your trusted Brownsville mortgage expert, offering personalized home loan guidance backed by strong local market insight. We take the time to understand your goals, budget, and timeline to match you with the right lender and loan program.
From first-time buyers to seasoned homeowners, our expert loan officers help you move forward with clarity and confidence at every stage of the mortgage process.
Close on Time
Our goal is to close every loan in 21 days or less, supported by in-house underwriting, streamlined processing, and dependable on-time funding.
Better Rates
Brownsville Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.
Service
Local Texas Customer Service—- we will be with you at every step from application to closing.
Your Brownsville Mortgage Experts
Lone Star Financing proudly serves the Rio Grande Valley, helping Brownsville homebuyers secure fast mortgage pre-approvals. Getting pre-approved clarifies your budget and shows sellers you’re a serious, qualified buyer—giving you a competitive edge. With our efficient process, you can get approved quickly and shop for a home with confidence.
We are the leading mortgage lender in Brownsville, TX, offering unmatched customer service thanks to our local Texas offices. As a direct lender, Lone Star Financing provides competitive rates, low fees, and quick closings. Why Choose Lone Star Financing?
Looking for a trusted mortgage lender in Brownsville, TX? Lone Star Financing offers competitive rates, low fees, and fast approvals. Whether you’re buying your first home or refinancing, our local mortgage experts are here to guide you through the process. With over a decade of experience, Lone Star Financing is your go-to mortgage company for conventional, FHA, and VA loans in Brownsville, TX
- Low Rates & Low Fees
- Local Underwriting
- Fast Closings
- Great Customer Service!
With over 10 years of mortgage lending experience in Brownsville, our team specializes in new home purchases, FHA Mortgages, and VA Home Loans. Whether you’re a first-time homebuyer, refinancing your current mortgage, or upgrading to your dream home, Lone Star Financing has the right solution for you.
Brownsville has many mortgage lenders, and we understand the importance of your choice. At Lone Star Financing, we offer mortgage products and services that most brokers or even your bank can’t match. Contact our local professionals today to discover why more homeowners in Brownsville, TX, are choosing Lone Star Financing as their preferred lender.
Allen Lundberg
Sr. Loan Officer
NMLS #277507
Chris Lederer
Production Manager
NMLS #2004549
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Ryan Wood
Sr. Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
BROWNSVILLE HOME LOANS
CALL TODAY (855) 314-8080
Looking to buy a home in Brownsville? The first step is securing a mortgage pre-approval, which strengthens your offer and helps you understand your budget before you start house hunting. Lone Star Financing makes it easy with same-day approvals and free homebuyer consultations.
Our Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender right here in Texas and can close loans anywhere in the state. Lone Star Financing– your local Texas mortgage company with the best rates, lowest fees, and top notch customer service.
South Texas Lending
Central Texas Lending
Brownsville Real Estate
The Brownsville housing market remains competitive. As of January 2026, median home prices are up 5.4% year over year to $249K, while average days on market have increased to 74 days, compared to 32 days last year. Seventy-six homes sold in September, a modest change from the prior year. See all homes for sale in Brownsville, TX.