Texas VA Loans
Current Texas VA limits offer up to 100% financing on loan values up to $548, 250.
Lone Star Financing is here to say “Welcome Home and Thank You for Your Service“. We specialize in VA loans in Texas and on standby to help our veterans finance the home of their dreams. We will ensure that you maximize the government assistance with your VA home loan. Let us help find the best VA financing programs available for specific needs.
Lone Star Financing has proudly been serving our Texas Vets since 2007. As a VA loan specialist we offer both the regular VA Guaranteed Loan program, and as an approved Texas Veteran Land Board (VLB) lender, we also offer the Texas Vet Loan program for Veterans with disabilities. Whether you are seeking to purchase a home here in Texas or refinance an existing loan, our VA loan specialists are here to help.
As a direct VA lender we offer in-house underwriting and can close loans fast – typically in 28 days or less.
VA Loan Advantages
- Low Rates
- 100% Loan to $548,250
- Small Down Payment above $548,250
- Jumbo VA Loans Available over $548,250
- TX VET Program Available
- Easier Qualifying
- Alternate Credit OK
- 4% Seller Concessions
- No Prepayment Penalties
- Funding Fee can be Financed
- Manufactured Housing OK (subject to restrictions)

Are you VA Eligible?
Required Documents to begin your VA Home Loan: The Veteran borrower will need to provide several types of documents regarding both Military service and personal income. These documents include but are not limited to: Veteran’s VA Certificate of Eligibility, Past 2 years W2 statements, one month of most recent LES or pay stubs, two months of most recent bank statements, copy of DD214 (if the Veteran has been discharged/separated from the Military). Read more on VA loan eligibility.
You may be eligible for a Texas VA home loan if:
- You’re an active-duty service member or a veteran
- You’re a qualified spouse of a deceased service member
Requirements for VA Loans
VA Home Loans in Texas: The veteran does have to occupy the home as their primary residence. The veteran does not have to be a first time home buyer and may reuse his/her benefit. The lender, not VA, sets the interest rate and discount points, so they may vary from mortgage lender to mortgage lender.
Required Documents to begin your VA Home Loan: The Veteran borrower will need to provide several types of documents regarding both Military service and personal income. These documents include but are not limited to: Veteran’s VA Certificate of Eligibility, Past 2 years W2 statements, one month of most recent LES or pay stubs, two months of most recent bank statements, copy of DD214 (if the Veteran has been discharged/separated from the Military). We look forward to serving you and working with you on your Texas VA mortgage loan.
Texas VA Loan Limits
There is no limit on how much you can borrow with a VA home loan in Texas. However, the VA will only guarantee, 25% of your loan up to $548,250. The amount your lender will approve will depend on your financial history, down payment, and credit score. Learn more about how VA loans work in Texas.
More about Texas VA Home Loans
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