Up to 100% Financing

Your Texas VA Lender

2022 Texas VA limits offer up to 100% financing on loan values up to $548,250.

Lone Star Financing is here to say “Welcome Home and Thank You for Your Service“. Our team of expert VA loan specialist are on standby to help you into your dream home. We will be here every step of the way from application to closing. We will ensure that you maximize the government assistance with your VA home loan

As an approved Texas VA lender we offer both the regular VA Guaranteed Loan program, and as an approved Texas Veteran Land Board (VLB) lender, we also offer the Texas Vet Loan program for Veterans with disabilities. Whether you are seeking to purchase a home or refinance an existing loan, our VA team is here to help.

As a direct VA lender in Texas we offer low rates, in-house underwriting and can close loans fast – typically in 28 days or less


VA Advantages

  • Low Rates
  • 100% Loan to $548,250
  • Small Down Payment above $548,250
  • Jumbo VA Loans Available over $548,250
  • TX VET Program Available
  • Easier Qualifying
  • Alternate Credit OK
  • 4% Seller Concessions
  • No Prepayment Penalties
  • Funding Fee can be Financed
  • Manufactured Housing OK (subject to restrictions)
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Texas VA Loans

Are you VA Eligible?

What are the requirements for VA loans? The borrower will need to provide several types of documents regarding both his (or her) service in the military and personal income and assets. The documents required include but are not limited to: VA Certificate of Eligibility (COE) , Last 2 years W2 statements, one month salary verifications (or pay stubs), two (2) months of most recent bank statements, and a copy of DD214 (if the Veteran has been discharged/separated from the Military).

You are eligible for a Texas VA home loan if:  You’re an active-duty service member or a veteran, or a qualified spouse of a deceased US service member.

Requirements for VA Loans

VA Home Loans in Texas: The veteran does have to occupy the home as their primary residence; VA Loans can not be used for investment properties.  Your VA lender will set the mortgage rate and discount points, not the VA, so rates and terms may vary from lender to lender. 

Required Documents | VA Loans: You will need to provide several types of documents regarding both Military service and personal finances. Some of these documents include but are not limited to: Veteran’s VA Certificate of Eligibility (COE), last two (2) years W2’s, one month of pay stubs, two (2) months of most recent bank statements, and a copy of  your DD214.   Still have questions? Our VA loan specialist are here to help answer any questions you may have.  

2022 Texas VA Loan Limits

The VA will only guarantee 25% of your loan up to $548,250. The amount your lender will approve will depend on your financial history, down payment, and credit score. Call to speak with a VA loan officer more about our 2022 VA loan limits in Texas. 

Texas VA Loans - Things to Know

Learn more about VA loans in Texas - Eligibility, VA Loan Limits & Requirements

See what our customers are saying....

Read Our Reviews...

Rebeka L
Rebeka L
Heartland, TX
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Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!
Michael Underwood
Michael Underwood
Austin, TX
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As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!
Jordan Rodriquez
Jordan Rodriquez
Bastrop, TX
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I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.
Veronica M.
Veronica M.
Camey, TX
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Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!
Scott Kruse
Scott Kruse
San Marcos, TX
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I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...
David, Y
David, Y
San Antonio, TX
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Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!

Texas VA Home Loans

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