- VA Lender for new home loans and refinancing in Texas - Low Rates, Low Fees & Fast Closings
Texas VA Loans
2022 Texas VA limits offer up to 100% financing on loan values up to $548,250.
Lone Star Financing is here to say “Welcome Home and Thank You for Your Service“. Our team of expert VA loan specialist are on standby to help you into your dream home. We will be here every step of the way from application to closing. We will ensure that you maximize the government assistance with your VA home loan.
As an approved Texas VA lender we offer both the regular VA Guaranteed Loan program, and as an approved Texas Veteran Land Board (VLB) lender, we also offer the Texas Vet Loan program for Veterans with disabilities. Whether you are seeking to purchase a home or refinance an existing loan, our VA team is here to help.
As a direct VA lender in Texas we offer low rates, in-house underwriting and can close loans fast – typically in 28 days or less
VA Advantages
- Low Rates
- 100% Loan to $548,250
- Small Down Payment above $548,250
- Jumbo VA Loans Available over $548,250
- TX VET Program Available
- Easier Qualifying
- Alternate Credit OK
- 4% Seller Concessions
- No Prepayment Penalties
- Funding Fee can be Financed
- Manufactured Housing OK (subject to restrictions)

Are you VA Eligible?
What are the requirements for VA loans? The borrower will need to provide several types of documents regarding both his (or her) service in the military and personal income and assets. The documents required include but are not limited to: VA Certificate of Eligibility (COE) , Last 2 years W2 statements, one month salary verifications (or pay stubs), two (2) months of most recent bank statements, and a copy of DD214 (if the Veteran has been discharged/separated from the Military).
You are eligible for a Texas VA home loan if: You’re an active-duty service member or a veteran, or a qualified spouse of a deceased US service member.
Requirements for VA Loans
VA Home Loans in Texas: The veteran does have to occupy the home as their primary residence; VA Loans can not be used for investment properties. Your VA lender will set the mortgage rate and discount points, not the VA, so rates and terms may vary from lender to lender.
Required Documents | VA Loans: You will need to provide several types of documents regarding both Military service and personal finances. Some of these documents include but are not limited to: Veteran’s VA Certificate of Eligibility (COE), last two (2) years W2’s, one month of pay stubs, two (2) months of most recent bank statements, and a copy of your DD214. Still have questions? Our VA loan specialist are here to help answer any questions you may have.
2022 Texas VA Loan Limits
The VA will only guarantee 25% of your loan up to $548,250. The amount your lender will approve will depend on your financial history, down payment, and credit score. Call to speak with a VA loan officer more about our 2022 VA loan limits in Texas.
Texas VA Loans - Things to Know
Learn more about VA loans in Texas - Eligibility, VA Loan Limits & Requirements
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Texas VA Home Loans
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