TEXAS VA LOANS

Up to 100% Financing - Low Rates

Buy a Home
Refinance

Texas VA Loans

Current Texas VA limits offer up to 100% financing on loan values up to $548, 250. 

Lone Star Financing is here to say “Welcome Home and Thank You for Your Service“.  We specialize in VA loans in Texas  and on standby to help our veterans finance the home of their dreams.  We will ensure that you maximize the government assistance with your VA home loan.  Let us help find the best VA financing programs available for specific needs. 

Lone Star Financing has proudly been serving our Texas Vets since 2007.  As a VA loan specialist we offer both the regular VA Guaranteed Loan program, and as an approved Texas Veteran Land Board (VLB) lender, we also offer the Texas Vet Loan program for Veterans with disabilities. Whether you are seeking to purchase a home here in Texas or refinance an existing loan, our VA loan specialists are here to help.

As a direct VA lender we offer in-house underwriting and can close loans fast – typically in 28 days or less.  

VA Loan Advantages

  • Low Rates
  • 100% Loan to $548,250
  • Small Down Payment above $548,250
  • Jumbo VA Loans Available over $548,250
  • TX VET Program Available
  • Easier Qualifying
  • Alternate Credit OK
  • 4% Seller Concessions
  • No Prepayment Penalties
  • Funding Fee can be Financed
  • Manufactured Housing OK (subject to restrictions)
Texas VA Loans

Are you VA Eligible?

Required Documents to begin your VA Home Loan: The Veteran borrower will need to provide several types of documents regarding both Military service and personal income. These documents include but are not limited to: Veteran’s VA Certificate of Eligibility, Past 2 years W2 statements, one month of most recent LES or pay stubs, two months of most recent bank statements, copy of DD214 (if the Veteran has been discharged/separated from the Military). Read more on VA loan eligibility.

You may be eligible for a Texas VA home loan if:

  • You’re an active-duty service member or a veteran
  • You’re a qualified spouse of a deceased service member 

Requirements for VA Loans

VA Home Loans in Texas: The veteran does have to occupy the home as their primary residence. The veteran does not have to be a first time home buyer and may reuse his/her benefit. The lender, not VA, sets the interest rate and discount points, so they may vary from mortgage lender to mortgage lender. 

Required Documents to begin your VA Home Loan: The Veteran borrower will need to provide several types of documents regarding both Military service and personal income. These documents include but are not limited to: Veteran’s VA Certificate of Eligibility, Past 2 years W2 statements, one month of most recent LES or pay stubs, two months of most recent bank statements, copy of DD214 (if the Veteran has been discharged/separated from the Military). We look forward to serving you and working with you on your Texas VA mortgage loan.

Texas VA Loan Limits

There is no limit on how much you can borrow with a VA home loan in Texas. However, the VA will only guarantee, 25% of your loan up to $548,250. The amount your lender will approve will depend on your financial history, down payment, and credit score. Learn more about how VA loans work in Texas. 

More about Texas VA Home Loans

See what our customers are saying....

Read Our Reviews...

Rebeka L
Rebeka L
Heartland, TX
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Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!
Michael Underwood
Michael Underwood
Austin, TX
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As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!
Jordan Rodriquez
Jordan Rodriquez
Bastrop, TX
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I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.
Veronica M.
Veronica M.
Camey, TX
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Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!
Scott Kruse
Scott Kruse
San Marcos, TX
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I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...
David, Y
David, Y
San Antonio, TX
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Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!
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Texas VA Home Loans

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