Low Rates. Low Fees. Fast Closings.

Trusted Plano
Mortgage Broker

More loan options, lower rates, and personalized guidance from a local Plano mortgage broker

✓ Fast Pre-Approvals ✓ Apply in Minutes ✓ No Impact to Credit
Plano mortgage broker helping homebuyers secure home loans and mortgage refinancing

⭐ Plano, TX Mortgage Company- Low Rates & Fast Closings

Plano Mortgage Lending for Purchase & Refinance

Lone Star Financing is a trusted Plano mortgage broker offering competitive rates, flexible loan programs, and personalized guidance. Whether you’re buying a home or refinancing, we help make the mortgage process simple, efficient, and stress-free.  View today’s mortgage rates

As a mortgage broker, we work with 30+ wholesale lenders to provide competitive rates, expanded loan options, and fast closings. We specialize in FHA, VA, Conventional, Jumbo, and Refinance loans, helping Plano homebuyers find the right financing solution for their goals and budget.

Plano Home Loans - FHA, VA and Jumbo Loan options available.
Why Choose Lone Star Financing
Fast. Secure. No Obligation.

Lone Star Financing Advantage

Compare the advantages of working with a Plano mortgage broker versus a traditional bank. Discover how a mortgage broker can provide lower rates, more loan options, and greater financing flexibility.

Traditional Bank One Lender

One lender. One set of loan options.

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Lone Star Financing Shop 30+ Lenders

Lower rates and more loan options.

Traditional Bank Limited Loan Programs

Limited to the programs they offer.

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Lone Star Financing More Loan Options

Access a wider range of loan programs.

Traditional Bank Strict Guidelines

One set of guidelines for every borrower.

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Lone Star Financing More Flexible Guidelines

Flexible guidelines for more borrowers.

Traditional Bank Limited Credit Flexibility

One set of rigid credit requirements.

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Lone Star Financing More Flexible Credit

Access lenders with more flexible credit guidelines.

Compare 30+ Lenders

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Traditional Bank

One lender

Lone Star Financing

30+ lender options

More Loan Options

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Traditional Bank

Limited loan programs

Lone Star Financing

More loan programs

Flexible Guidelines

×
Traditional Bank

One set of guidelines

Lone Star Financing

More flexible guidelines

More Credit Flexibility

×
Traditional Bank

Strict credit requirements

Lone Star Financing

More flexible credit options

Compare Plano Home Loan Options
We’ll help you compare home loan programs from multiple lenders, secure a competitive rate, and move forward with confidence.
Plano home loans with FHA, VA, USDA, conventional and jumbo mortgage financing options
New Home Loans

We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.

  • Primary & Secondary Homes
  • FHA, VA & USDA Options
  • Low Down Payment Programs
  • Competitive Rates & Terms
Plano conventional home loans with competitive mortgage rates and flexible down payment options
Conventional

Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.

  • 30, 20 & 15-Year Fixed Terms
  • Financing Up to $832,750
  • Primary & Secondary Homes
  • Up to 95% Financing Available
Plano FHA home loans with low down payment mortgage options for Texas first-time homebuyers
FHA Loans

FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.

  • Low 3.5% Down Payment
  • Flexible Credit Guidelines
  • 203(k) Renovation Financing
  • Ideal for First-Time Buyers
Plano VA home loans with zero down payment financing for eligible veterans and active-duty military
VA Loans

Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.

  • Zero Down Payment Options
  • No Private Mortgage Insurance
  • Flexible Credit Guidelines
  • Exclusive Benefits for Veterans
Plano mortgage refinance options with competitive rates, cash-out refinancing, and lower monthly payments
Refinance Loans

Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.

  • Lower Monthly Payments
  • Shorten Your Mortgage Term
  • FHA Streamline Refinancing
  • VA IRRRL Refinance Options
Plano DSCR loans for real estate investors financing rental properties
DSCR Loans

DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.

  • Financing Up to $3 Million+
  • No Tax Returns or W-2s
  • Qualify Using Rental Income
  • Multifamily, Airbnb & STR Eligible

Better Rates. More Options. Faster Closings.

Serving Plano and the surrounding North Texas communities, Lone Star Financing brings more than 30 years of combined mortgage lending experience to every home loan. As a mortgage broker, we partner with multiple wholesale lenders to compare loan options, secure competitive rates, reduce lender fees, and deliver a streamlined closing experience. Whether you're purchasing or refinancing, our team provides personalized guidance and responsive service every step of the way.
30+ LENDERS
LOW RATES
4.9 RATING
The Lone Star Advantage

Plano, TX Home Loan Experts

Lone Star Financing is a trusted Plano mortgage broker offering personalized guidance backed by extensive local market expertise. We take the time to understand your goals and match you with the right loan solution for your budget, timeline, and long-term plans.

At Lone Star Financing, we compare rates and loan options from multiple lenders to help Plano homebuyers secure competitive pricing, lower fees, and the financing solution that best fits their needs.

Start Your Pre-Approval
Start Your Pre-Qualification Online

Close on Time

Our goal is to close loans in 21 days or less, combining fast approvals, efficient processing, and dependable on-time closings through our extensive lender network.

Wholesale Pricing

Access competitive wholesale mortgage pricing and compare loan options from multiple lenders to find the right financing solution, often with better rates and lower costs than many traditional banks.

Personalized Service

Based in the Dallas area, we provide personalized service and responsive support for Plano homebuyers. From your initial application through closing day, our team is here to guide you every step of the way.

Experienced. Trusted. Local.

Plano home loans backed by 25+ years of mortgage expertise

Helping Plano homebuyers and homeowners navigate financing with confidence.

With more than 25 years of mortgage lending experience and as a longtime Plano resident, Mark Dusza provides personalized financing solutions for homebuyers, homeowners, and real estate investors throughout Plano and North Texas. He specializes in home purchases, mortgage refinancing, and DSCR loans for real estate investors, delivering personalized loan solutions tailored to each client's goals. From consultation through closing, Mark is committed to providing expert guidance, clear communication, and a smooth mortgage experience.

Home purchase and refinance financing DSCR loans for real estate investors 25+ years of mortgage experience

Get Expert Mortgage Guidance from Mark Today

Call (214) 641-8197 or get started online with the financing option that fits your goals.

✓ 25+ Years Experience
✓ Local Plano Expert
✓ Purchase • Refinance • DSCR

Google Reviews

Trusted by Plano Homebuyers

5.0 ★★★★★
Read Our Reviews

“Mark Dusza and the Lone Star Financing team made our DSCR loan process smooth from start to finish. We closed with a competitive rate, excellent communication, and a fast, stress-free experience.”

“Debbie Odell made our first home buying experience in Texas incredibly smooth and reassuring. She went above and beyond throughout the entire process and was always available to help every step of the way.”

“Mark made our home loan process clear, simple, and easy to navigate. He was always available to answer questions, and we truly appreciated the communication and support from Lone Star Financing.”

Plano mortgage company for home loans and refinancing

Plano Home Loans & Refinance

Apply Online in Minutes

Get started with a simple online mortgage application and compare Plano home loan options with Lone Star Financing. We help Texas buyers and homeowners find competitive rates, low fees, and fast closing solutions.

Mortgage Broker Low Rates & Fees Fast Closings

Mortgage Lending Across North Texas

In addition to Plano, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer new home loans and cash-out refinancing services.

Arlington    Carrollton    Dallas    Denton    Garland    Grand Prairie    Fort Worth    Irving    Lewisville    McKinney    Mesquite    Allen    Richardson    Wichita Falls  

All Texas Locations

Serving Homebuyers Across Texas — Lone Star Financing is a trusted Texas mortgage broker serving homebuyers throughout the state. We provide competitive home financing and refinancing solutions for borrowers in cities throughout Texas, including South Texas, Central Texas, and West Texas locations.

From Dallas and Fort Worth to Plan, Irving, Lewisville, and communities across Texas, Lone Star Financing helps homebuyers secure lower rates, flexible financing, and provides a stress free experience from application to closing.

Plano Texas Real Estate & Home Loans

Plano remains one of the most sought-after communities in North Texas, attracting first-time homebuyers, growing families, relocation buyers, and professionals drawn to its excellent schools, thriving business community, and high quality of life. With a strong local economy and a variety of established neighborhoods and new developments, Plano continues to offer exceptional opportunities for homeownership throughout Collin County.

As a trusted Plano mortgage lender and mortgage broker, Lone Star Financing helps homebuyers compare FHA, VA, Conventional, USDA, Jumbo, and refinance loan options from 25+ lenders. We proudly serve Plano and surrounding communities including Frisco, Celina, Allen, McKinney, Richardson, Murphy, Parker, and The Colony, helping borrowers secure competitive rates, flexible home loan solutions, and a smooth mortgage process from pre-approval through closing.

Plano is located north of Dallas, primarily within Collin County. As of June 2026, there are 95 resale and new homes for sale in Plano, including 68 open houses, along with 173 properties in pre-foreclosure, auction, or bank-owned stages.

The average list price for homes in Plano is $658,645, reflecting a 3.4% increase ($13,448) from the prior week. Popular neighborhoods such as Willow Bend and Lakeside on Preston continue to lead the market, with average listing prices exceeding $1.22 million.

Learn more about community services and development initiatives through the City of Plano.