Trusted Plano Mortgage Lender for Home Loans & Refinancing
Lone Star Financing is a trusted Plano mortgage lender helping homebuyers secure the right financing with confidence. We offer competitive mortgage rates, flexible loan programs, and personalized guidance tailored to today’s Plano market—whether you’re buying your first home, upgrading, or refinancing.
As an independent mortgage broker, we work with over 20 wholesale lenders to deliver better pricing, more options, and faster closings. We offer low rates on FHA loans, VA loans, Conventional mortgages, Jumbo home loans, and Mortgage Refinancing—providing clear guidance and a personalized approach to keep home financing simple and stress-free.
- Mortgage Broker
- Multiple Lender Options
- Wholesale Pricing Access
- Fast Approvals
- Texas Customer Service
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions for Austin borrowers.
A Better Home Financing Experience
Lone Star Financing is a trusted Plano mortgage lender providing personalized guidance backed by strong local market knowledge. We take time to understand your goals and structure a loan that fits your budget, timeline, and long-term plans—whether you’re buying, refinancing, or moving up.
As an independent mortgage broker, we access wholesale rates and loan programs not available through traditional banks. That means lower rates, reduced fees, and fast, efficient closings designed to keep your Plano transaction smooth and on schedule.
Close on Time
Our goal is to close every loan in 21 days or less. Mortgage broker with fast approval and on-time fundings.
Low Rates
Plano Mortgage Lender with Low Rates, Low Fees and Fast Closings. VA, FHA and USDA Loans.
Service
Plano's trusted lender for exceptional customer service, low rates and fast closing.
Trusted Plano Mortgage Experts
Welcome to Lone Star Financing, your trusted mortgage lender in Plano, TX. As a mortgage broker, we deliver competitive rates and fast closings for a seamless home loan experience. Our secure, technology-driven platform simplifies every step—from application and document uploads to full loan approval. Whether you’re buying a new home or refinancing in Plano, Lone Star Financing is here to guide you from start to finish.
Lone Star Financing is a leading mortgage lender in Plano, known for offering low rates and fast, efficient loan processing. As a direct lender with local underwriting, we make quick decisions to streamline your loan experience. With a technology-driven approach and a team of professional loan officers, we deliver unmatched customer service. Contact us today or apply online to discover why more people are choosing Lone Star Financing as their go-to mortgage lender in Plano, Texas.
Specializing in new home purchases, we provide FHA, VA, and conventional home loans with ultra-low rates, low fees, and fast closings. From application to closing, we ensure a smooth, hassle-free process. Call us today to find out why more Plano, TX borrowers trust Lone Star Financing as their preferred mortgage partner.
- Direct Lender
- Low Rates
- Local Underwriting
- Fast Closings
Lone Star Financing—your trusted Plano mortgage company for new home purchases and refinancing. Learn more About Us
Better Rates, Lower Fees, Faster Closings
Serving Plano, TX, Lone Star Financing brings over 30 years of Texas lending experience to every home loan. As a mortgage broker, we shop multiple lenders to secure better rates, lower fees, and a smooth, efficient closing process.
Plano Mortgage Lending
CALL TODAY (855) 314-8080
- Mortgage Broker
- Access to Wholesale Pricing
- More Lender Options
- Low Rates & Fast Closing
- Texas Customer Service
If you need home financing in Plano, TX, Lone Star Financing can help you get approved quickly and confidently. As a local mortgage company, we offer competitive rates, low fees, and fast closings.
Our experienced purchase specialists guide you through the best loan options for your needs, with a technology-driven process that keeps you informed from application to approval—often the same day. We specialize in Conventional, FHA, VA and DSCR home loans in Plano, Texas. Call us or apply online to get started.
Serving Homebuyers Across North Texas
In addition to Plano, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer new home loans and cash-out refinancing services.
Arlington Carrollton Dallas Denton Garland Grand Prairie Fort Worth Irving Lewisville McKinney Mesquite Allen Richardson Wichita Falls
2026 Real Estate Snapshot
Plano is located north of Dallas, primarily within Collin County. As of January 2026, there are 85 resale and new homes for sale in Plano, including 68 open houses, along with 143 properties in pre-foreclosure, auction, or bank-owned stages.
The average list price for homes in Plano is $654,645, reflecting a 3.6% increase ($13,448) from the prior week. Popular neighborhoods such as Willow Bend and Lakeside on Preston continue to lead the market, with average listing prices exceeding $1.22 million.
