Abilene's Trusted
Mortgage Experts
More loan options, better rates, and personalized guidance from a trusted Abilene mortgage broker
⭐ Abilene Mortgage Broker – Low Rates & Fast Closings
Abilene Mortgage Lender for New Home Loans & Refinancing
Buying a home in Abilene, TX? Lone Star Financing is a trusted local mortgage broker helping homebuyers secure the right financing with confidence. We offer competitive rates, flexible loan options, and personalized service for both first-time and move-up buyers.
As a broker, we work with 20+ lenders to access wholesale pricing, lower rates, and faster closings. We offer FHA, VA, Conventional, Jumbo, and refinance loans—delivered with a streamlined, stress-free experience.
- FHA, VA & Jumbo Loans
- Wholesale Pricing
- Multiple Lender Options
- Fast Approvals
- Low Rates & Fast Close
- Texas Customer Service!
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions for Austin borrowers.
Better Rates. More Options. Faster Closings.
The Lone Star Advantage
Why Choose Lone Star Financing?
Lone Star Financing is your trusted Abilene mortgage team, delivering competitive rates, fast approvals, and on-time closings. Our experienced professionals make the lending process simple, transparent, and tailored to your goals.
We offer competitive FHA, VA, DSCR, Conventional, and Jumbo loan options designed for a wide range of homebuyers and property types across Abilene.
Start Your Pre-ApprovalClose on Time
As a mortgage broker with controlled processing, we guarantee fast approvals to keep the process smooth and stress free.
Wholesale Pricing
Abilene Mortgage Lender with Low Rates, Low Fees and Fast Closings. VA, FHA and USDA Loans.
Personalized Service
As a local Abilene mortgage lender, we provide exceptional customer support, guiding you every step of the way.
Real People. Local Expertise. Better Service.
Debbie Odell
Sr. Loan Officer
NMLS #1121045
Ryan Wood
Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
Mark Dusza
Sr. Loan Officer
NMLS #860825
Lisa Collins
Loan Officer
NMLS #2689135
Trusted by Abilene Homebuyers
Real feedback from Lone Star Financing clients across Texas.
4.6 out of 5
★★★★★
Based on 54 Google reviews
Sharon Darby
Outstanding experience with Lone Star Financing, thanks entirely to Brett. He did a phenomenal job from start to finish. His knowledge, creativity, and experience made all the difference when challenges arose.
Julianne Fogle
Fantastic experience from start to finish. The process was smooth, communication was clear, and the team made everything easy to understand. I would absolutely recommend Lone Star Financing to anyone buying a home.
Joshua Hayden
Great experience working with Lone Star Financing. The team was knowledgeable, responsive, and made the entire process smooth from start to finish. Highly recommend for anyone looking for a reliable mortgage broker.
Abilene Home Loans & Refinance
Apply Online in Minutes
Get started with a simple online mortgage application and compare Abilene home loan options with Lone Star Financing. We help Texas buyers and homeowners find competitive rates, low fees, and fast closing solutions.
Abilene, TX Mortgage Lending
CALL TODAY (855) 314-8080
- Close in as few as 21 days
- Wholesale Pricing Access
- Free Good Faith Estimate
- Texas Customer Service
Your Mortgage Broker in Abilene, TX
Lone Star Financing is a trusted mortgage broker for Abilene homebuyers and real-estate investors in need of DSCR loans or commercial loans. Our local Texas underwriting allows for faster decisions, competitive rates, and efficient closings.
We’re a technology-driven lender known for low rates, low fees, and exceptional service. Specializing in FHA, VA, USDA, and mortgage refinance loans, we help Abilene buyers find the right financing with confidence. Call today or apply online to get started.
Lone Star Financing – Your local Abilene, Texas mortgage company for new home loans and cash-out refinancing in Texas.
Abilene Real Estate Snapshot
As of May, 2026 the average home prices in Abilene were $253,440. This value is seasonally adjusted and only includes the middle price tier of homes. There are currently 286 homes for sale in Abilene.
