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Brownsville, TX Home Loans

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Low Fees.
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Brownsville, Texas Mortgage Lender

Looking for a trusted mortgage lender in Brownsville, TX? Lone Star Financing offers competitive rates, low fees, and fast approvals. Whether you’re buying your first home or refinancing, our local experts are here to guide you through the process with personalized service and in-house underwriting. Get the best mortgage rates and close quickly with Lone Star Financing!

With over a decade of experience in Brownsville, Lone Star Financing is your go-to for FHA, VA, and conventional home loans. Let our team of mortgage professionals help you secure the home of your dreams today!

CONVENTIONAL LOANS

Conventional mortgage loans are one of the most popular home financing options in Brownsville, Texas. Backed by Fannie Mae or Freddie Mac, they require as little as 5% down and offer competitive terms, including lower mortgage insurance costs and interest rates that vary based on your credit score. In 2024, the conforming loan limit for all Texas counties is capped at $766,500, making it easier for homebuyers to secure financing for higher-priced homes.

TEXAS FHA LOANS

FHA loans are perfect for first-time homebuyers in Brownsville, requiring only a 3.5% down payment. These loans are designed to assist low- and moderate-income families who might not meet the criteria for conventional mortgages. Texas FHA loans offer significant advantages, particularly for buyers with limited cash, as they feature lower down payments and often more favorable terms compared to conventional loans.

VA Home Loans

VA loans offer 100% Financing options for our Texas Veterans and are designed to help military veterans and active service members purchase homes with favorable terms. These loans include features like no down payment, low interest rates, and easier qualification requirements compared to traditional mortgages. With a focus on low fees and fast approval, Lone Star Financing aims to support veterans in achieving homeownership.

MORTGAGE REFINANCE & HOME EQUITY LOANS

Lone Star Financing of Brownsville, is your go-to partner for mortgage refinancing in Texas, offering low refinance rates with quick pre-approvals and fast closings. Whether you’re looking to lower your monthly payments, shorten your loan term, or tap into your home’s equity, we’ll guide you through every step of the refinancing process.

We specialize in Cash-Out Refinances, Home Equity Loans, and rate and term Mortgage Refinancing in Brownsville Texas, ensuring you find the best option for your needs.

Brownsville Home Loans

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.

Low Rates & Fees

Brownsville Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.

Customer Service

Brownsville, Texas lender - we will be with you at every step from application to closing. Read what our customers are saying!

Why Choose Us? It's our People!

Preferred Lender in Brownsville, TX:

Low Rates & Low Fees
Local Underwriting
Fast Closings
Great Customer Service!

Read Our Google Reviews

Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!

As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!

I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.

Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!

I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...

Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!

Lone Star Financing was the best-from the first phone call and I can honestly say there will be no last phone call-when he asked for docs I delivered and when I asked for something (answers) he delivered-very happy with the process he took my husband and I through and we are now blessed to own our dream home -I’ve already referred him To our son and he will be ready to purchase probably in the next six months and told him that Jimmy Smith is the man!!

About Lone Star Financing

We are the leading mortgage lender in Brownsville, TX, offering unmatched customer service thanks to our local Texas offices. As a direct lender, Lone Star Financing provides competitive rates, low fees, and quick closings. With in-house underwriting, we make common-sense decisions on loan approvals, giving you a smoother process.

With over 10 years of mortgage lending experience in Brownsville, our team specializes in new home purchases, FHA Mortgages, and VA Home Loans. Whether you’re a first-time homebuyer, refinancing your current mortgage, or upgrading to your dream home, Lone Star Financing has the right solution for you.

Brownsville has many mortgage lenders, and we understand the importance of your choice. At Lone Star Financing, we offer mortgage products and services that most brokers or even your bank can’t match. Contact our local professionals today to discover why more homeowners in Brownsville, TX, are choosing Lone Star Financing as their preferred lender.

Mortgage Preapprovals

The first step in the home buying process is to get Pre-Approved!

Getting a mortgage pre-approval before shopping for a home helps you understand your budget and strengthens your position as a buyer. It show that you’re a serious and qualified buyer, whcih can give you and advantage in competitive markets. Additionally, it helps avoid surprises by identify any potential issues with your credit or finances early in the process.

MORTGAGE PRE-APPROVALS

Brownsville Home Loans

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2024 Brownsville, TX Real Estate

As of October, 2024 there are 575 homes for sale in Brownsville, TX with an average listing home price of $238,750. See all homes for sale in Brownsville, TX.

Are you in looking to buy a new home in Brownsville? Your first home buying step should be to obtain a pre-approval letter to provide to your realtor. We offer same day approvals and free consultation for home buyer’s. Lone Star Financing specializes in new home purchases: FHA Loans, VA Home Loans, and USDA Home Loans in Brownsville. Call today and learn why more borrower’s are choosing Lone Star Financing as their #1 mortgage lender in Brownsville, TX.

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