Lone Star Financing Blog
Be Ready Before Disaster Strikes
No one wants them to happen, but disasters can occur anywhere at any time—especially during hurricane season and wildfire season. To endure an already stressful situation a little more easily, you should prepare not only an emergency kit, but also an evacuation plan...
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Everything You Need to Know About Closing Costs
Closing costs are expenses over and above the price of the property in real estate transactions. They are basically a collection of administrative fees. Closing costs can include: Loan origination fees Discount points Appraisal fees Title searches Title insurance...
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How to Survive Buying a House¶
Preparation¶ You’ll probably start entertaining the idea of looking for a home years before you’re totally financially prepared. It can be daunting, but it will give you a better idea of what you want, like a master suite, basement, or garage apartment. Using our...
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Best Home Improvements to Add Value to Your Home
Many home improvement projects don’t add value to your home, especially in a down market. In fact, some improvements can even detract from the asking price when you decide to sell. On the other hand, some projects can add significant value to your home. So which home...
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What’s the Difference Between Pre-Qualification and Pre-Approval?
Unfortunately, without proper preparation, many buyers get lulled into the mistaken notion that if a lender pre-qualifies them for a mortgage, it means that they have been pre-approved for the home loan. There’s a world of difference between these two terms. If you’ve...
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Top 10 Things You Should Do Before You Move in to Your New House
Moving into a new house is a busy time. But there are a few things that you should do right away to ensure your safety and peace of mind. There are the basic tasks needed to set up your move, including: Changing your address with the post office Arranging for your old...
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Best Fishing Spots in Texas
Fishing is an integral part of most Texans’ lives, and now that summer is in full swing, it’s the perfect time to head out on the water and try to catch yourself a nice supper. Texas has countless places for excellent fishing, but here’s ten of what many consider the...
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Buying a House Without a Spouse
Getting married has several financial consequences; it can raise or lower your taxes. It can alter the types of retirement accounts you’re eligible for. It can affect your insurance rates. And yes, being married can also impact a mortgage. While there are many things...
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Is Friday the 13th an Unlucky Day?
Friday has been considered unlucky since at least the 14th century, when Chaucer’s The Canterbury Tales associated the date with bad fortune. And, an ancient Norse myth may be responsible for the bad rap the number 13 gets. According to the story, the 13th guest at a...
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Freshen Up Your Home With Paint
Paint is one of the most abundant and most versatile tools anyone can have in their redecorating toolbox. It can make a dark dingy room suddenly seem light and airy or transform a cramped area into one that appears spacious and bright. While walls, of course, are your...
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