Lone Star Financing Blog
The Difference Between APR and Mortgage Interest Rate
Considering taking on a mortgage can be confusing and overwhelming. There’s an endless amount of information and advice and weeding through it can be a monumental task. When you get a mortgage, you are charged two different rates—the annual percentage rate and the...
read more
How Home Loans Work in Texas
If you’ve thought about buying a house in the Lone Star State, you’re not alone. It’s a great place to live! You might wonder how to get a mortgage in Texas, so we’ve put together a list of what you should know about Texas home loans. TDHCA (Texas Department of...
read more
Signs You’re Not Ready to Buy a House
There are certainly pros and cons of becoming a homeowner — and stumbling across just one dreamy listing of a home for sale with the perfect open-concept kitchen and fenced-in backyard can leave you thinking about little else. But then you realize you’d rather save...
read more
15 Top Summertime Lawn and Garden Tips
Summer heat creates a new set of tasks and challenges for your lawn and garden care. Take note of these 15 tips — and your outdoor spaces will thrive. You’ll have a lovely lawn and garden all summer that will be ready for the next phase of alterations in the fall....
read more
How to Keep Your Home Cool in Summer
Moving into the summer months, you may have graduations and vacations in mind, even though the fun season is unfortunately, the hot season. It’s time to make the shift from keeping as much warmth in the house to keeping it all outside. Here are some suggestions and...
read more
The Best Swimming Holes in Texas
Texans get hit with sweltering heat that sets in around the time the calendar says June, so what do we do? Cool off in one of our many magnificent swimming holes, of course. Hamilton Pool Preserve (Dripping Springs) With the ancient limestone rocks surrounding the...
read more
Best Eco-Friendly Wall Coverings
More than just a stylish appealing trend, sustainability is sought after in all phases of design from construction methods and materials to wall and floor coverings. As demand for these natural products grows, manufacturers and retailers have begun to offer options...
read more
How FHA Loans Work
FHA loans are a great option for first time home buyers — if this is your first home purchase, a Texas FHA home loan is probably your best option with its low down payment and easier credit standards. Your down payment can be as low as 3.5% of the purchase price and...
read more
Summertime Fireplace Maintenance Tips
Summertime in Texas is a great time to do deep-down house and yard cleaning: gardening, cleaning windows, outdoor paint touch-ups, etc. This is the time of year to get your house, yard, and outbuildings checked out for any wintertime damage, have those things...
read more
Ins and Outs of a VA Loan
What are VA Loans? A VA Loan is a segment of the GI Bill was that signed into law by President Franklin D. Roosevelt to provide veterans with a federally guaranteed home loan with no down payment. It’s one of the ways we thank our veterans for their service. The VA...
read more