Speak to a Live Loan Officer:

Welcome to Lone Star Financing – Your McKinney Mortgage Pro’s

Low Rate. Low Fees. Fast Closings!!

Apply Online in 2 - 3 minutes

  • Direct Mortgage Lender
  • In house Underwriting, Processing & Closing
  • No Cost Loan Estimates & Consultation

Refinance Today And Save

  • Reduce Payment / Shorten Term
  • Streamline Options Available
  • Cash out Refinances to 80%
Our Popular Texas Mortgages
30 Year Fixed Conventional, FHA, VA and USDA Home Loan Options
Conventional Rates

getting rates...

30 Year Fixed

Low payments that never change

FHA Rates

getting rates...

30 Year FHA

Stable monthly payment with less money down

VA Rates

getting rates...

30 Year VA

100% loans to Conforming Jumbo Options available

USDA Rates

getting rates...

30 Year USDA

100% financing rural properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

Why Choose Lone Star Financing?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.

Low Rates & Fees

Direct Mortgage Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.

Customer Service

We are Local to Texas and provide top-notch customer support. We will be with you at every step from application to closing. Read what our customers are saying!

We Specialize in New Home Purchases

New Home Loan? Let us help!

  • Primary Residence, 2nd Home, Investment
  • Conventional, FHA, VA and USDA Loans
  • Renovation Loan Programs
  • Great Rates, Low Fees

Texas Mortgage Refinance Experts

Refinance Today & Save!

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • Cash-out Debt Consolidation
  • Streamline Options Available

Texas FHA Home Loans

Advantages of FHA Mortgages

  • Great 1st Time Buyers
  • Low Down Payment
  • Easier Credit Qualifying
  • 203K Renovations Loan

Texas VA Home Loans

Advantages of VA Loans

  • Zero Down, 100% Financing
  • No Monthly Mortgage Insurance
  • No Debt to Income Restrictions
  • Jumbo Option with Down Payment

Texas Conventional Home Loans

Conventional Loan Advantages

  • Primary, 2nd homes and Investment
  • Up to 97% Financing
  • No Up-front Funding Fees
  • Renovation Loan Programs

Texas USDA Home Loans

Advantages of USDA Loans

  • 100% Financing Rural Properties
  • Primary Residence Only
  • Closing Costs Can be Rolled In
  • Home Repairs Can be Rolled In

Texas Jumbo Home Loans

Advantages of Jumbo Mortgages

  • Primary & 2nd Homes
  • 80% Loan to Value
  • Fixed Rate and Arm Options
  • Reserves Required

Texas Reverse Mortgage

Let your home work for you

  • No Monthly Mortgage Payments
  • Cash-Out Options
  • Money it Tax Free
  • No Credit Score Requirements

Lone Star Financing—The Value of the Difference

  • Direct Texas Mortgage Lender with Low Rates & Low Fees
  • Our Goal is to Close All Loans in 28 Days or Less
  • Local underwriting, processing and closing for fast approval & on time fundings
  • No-Obligation Loan Estimate
  • Local Texas Customer Service

McKinney, TX Mortgage Lenders

Lone Star Financing is a preferred mortgage lender by realtors in and around Texas. As a direct mortgage lender we offer local Texas underwriting which enables our underwriter’s to make quicker decision and can process loans quickly. FHA, VA, USDA, and Mortgage Refinance are our specialty! Call us today or apply online to learn more about how we work and why more people are choosing Lone Star Financing as their preferred McKinney Texas mortgage lenders.

  • Direct Mortgage Lender with Low Rates & Low Fees
  • Local underwriting and closing for fast approval & funding
  • No-Obligation Good Faith Estimate
  • Local Texas customer service

If you are buying a home in McKinney, TX and need a home loan, Lone Star Financing should be your first stop. We are your local resource for mortgage financing and the number one choice of McKinney Realtors. If you are a first-time home buyer, we can help you apply for an FHA loan. We also specialize in VA home loans, USDA loans and VA loans. If you are already a homeowner in McKinney, TX, but you need a little extra cash for home improvements or just want to lower your mortgage payment, we can help you apply for a mortgage refinancing loan. Lone Star Financing is a Texas lender, and we work with local underwriters to get you approved fast. We even offer same day approvals! Mortgage lending experts are standing by to help with your home financing needs. Call today to get started, or fill out our online form, and a member of our home financing team will contact you. Apply online to get approved fast, so you can start the search for your dream home in McKinney, TX with confidence!

1st Time Homebuyer Loans in McKinney, TX
McKinney, TX Mortgage Financing
USDA Home Loans – McKinney, TX
McKinney, TX VA Loans

What our McKinney Customers Said: “I called when I was overseas regarding a VA home loan and your office provided great customer service. You helped educate me on the VA home loan process and the advantages of the VA home loan program. I’m glad I found you and have already passed your information to other buddies looking for a mortgage company in McKinney, TX” – Pat Mills

McKinney Real Estate Snapshot – There are currently 1,134 resale and new homes for sale in Mckinney, TX, including 28 open houses, as well as 86 homes in the pre-foreclosure or foreclosure process. The average listing price for homes for sale in Mckinney TX was $402,914 More McKinney Real Estate News http://www.trulia.com/real_estate/Mckinney-Texas/

We Serve All of Texas!

No matter what part of Texas you live in, Lone Star Financing has the resources to serve you. Specializing in New Home Loans; FHA and VA mortgages; and Mortgage Refinance. Find your city below and discover how we’ve helped your neighbors finance their homes!

West Texas Home Loans

Lone Star Financing BBB Business Review

Why More People are Choosing Us? It's Our People!

Call Us Today (214) 372-0015

Ramaj

Ramaj Balley

Vice President
National Retail Lending

Sherina

Sherina Rochte

Operations Manager
NMLS #809338

Dale-Gremillion3-e1520563704625

Dale Gremillion

Sr Loan Officer
NMLS #210325

Maylee

Maylee Cazares

Production Support
Manager

Speak to a Loan Officer

Have Questions? Let's Talk

  • This field is for validation purposes and should be left unchanged.