Welcome to Lone Star Financing – Your Wichita Falls Mortgage Pro’s
Low Rate. Low Fees. Fast Closings!!
Apply Online in 2 - 3 minutes
- Direct Mortgage Lender
- In house Underwriting, Processing & Closing
- No Cost Loan Estimates & Consultation
Refinance Today And Save
- Refinance up to 80% for Cash Outs
- Streamline Options Available
- Single Family or Multi-Unit Properties
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30 Year Fixed
Low payments that never change
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30 Year FHA
Stable monthly payment with less money down
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30 Year VA
100% loans to Conforming Jumbo Options available
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30 Year USDA
100% financing rural properties
Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions
Why Choose Lone Star Financing?
Close on Time
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.
Low Rates & Fees
Direct Mortgage Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.
Customer Service
We are Local to Texas and provide top-notch customer support. We will be with you at every step from application to closing. Read what our customers are saying!
We Specialize in New Home Purchases

New Home Loan? Let us help!
- Primary Residence, 2nd Home, Investment
- Conventional, FHA, VA and USDA Loans
- Renovation Loan Programs
- Great Rates, Low Fees
Texas Mortgage Refinance Experts
Refinance Today & Save!
- Reduce Monthly Payment
- Shorten Mortgage Term
- Cash-out Debt Consolidation
- Streamline Options Available
Texas FHA Home Loans
Advantages of FHA Mortgages
- Great 1st Time Buyers
- Low Down Payment
- Easier Credit Qualifying
- 203K Renovations Loan
Texas VA Home Loans
Advantages of VA Loans
- Zero Down, 100% Financing
- No Monthly Mortgage Insurance
- No Debt to Income Restrictions
- Jumbo Option with Down Payment
Texas Conventional Home Loans
Conventional Loan Advantages
- Primary, 2nd homes and Investment
- Up to 97% Financing
- No Up-front Funding Fees
- Renovation Loan Programs
Texas USDA Home Loans
Advantages of USDA Loans
- 100% Financing Rural Properties
- Primary Residence Only
- Closing Costs Can be Rolled In
- Home Repairs Can be Rolled In
Texas Jumbo Home Loans
Advantages of Jumbo Mortgages
- Primary & 2nd Homes
- 80% Loan to Value
- Fixed Rate and Arm Options
- Reserves Required
Texas Reverse Mortgage
Let your home work for you
- No Monthly Mortgage Payments
- Cash-Out Options
- Money it Tax Free
- No Credit Score Requirements
Lone Star Financing—The Value of the Difference
- Direct Texas Mortgage Lender with Low Rates & Low Fees
- Our Goal is to Close All Loans in 28 Days or Less
- Local underwriting, processing and closing for fast approval & on time fundings
- No-Obligation Loan Estimate
- Local Texas Customer Service
Wichita Falls, TX Mortgage Lenders
If you are a first-time home buyer in Wichita Falls, TX, and you are not sure where to begin, start with a visit to Lone Star Financing. We can get you on your way with an FHA loan, perfect for those becoming homeowners for the first time. Because we are a local Texas home lender, and we work with local underwriters in Wichita Falls, we offer fast, hassle-free approvals, so you can begin your home search with peace of mind. We also specialize in VA loans and USDA loans. Call us today, and we’ll let you know if you qualify. Already own a home, but need some extra cash to transform it into your dream home? Lone Star Financing can help you apply for a mortgage refinance loan in Wichita Falls, TX! Refinancing your mortgage can also help you lower your monthly payments and interest rate. The application process is easy. Call us today or fill out our online form to speak to a dedicated mortgage lending specialist. You can even apply for your loan online. We offer same-day approvals!
- Direct Mortgage Lender with Low Rates & Low Fees
- Local underwriting and closing for fast approval & funding
- No-Obligation Good Faith Estimate
- Local Texas customer service
What our Customers Say: “I called looking for info on VA home loans in Wichita Falls and your office was very helpful and is the reason I decided to go with your office. Your office was extremely professional through the entire mortgage lending process!” – Brenda C.
Wichita Falls Real Estate- Wichita Falls is in the extreme north of Texas, near the Texas-Oklahoma border. There are currently 520 resale and new homes in Wichita Falls, including 9 open houses, as well as 43 homes in the pre-foreclosure, auction, or bank-owned stages of the foreclosure process. The average listing price for homes for sale in Wichita Falls TX was $143,153 More Wichita Falls Real Estate http://www.trulia.com/real_estate/Wichita_Falls-Texas/
We Serve All of Texas!
No matter what part of Texas you live in, Lone Star Financing has the resources to serve you. Specializing in New Home Loans; FHA and VA mortgages; and Mortgage Refinance. Find your city below and discover how we’ve helped your neighbors finance their homes!
North Texas Home Loans
South Texas Home Loans
Central Texas Home Loans
Why More People are Choosing Us? It's Our People!
Call Us Today (855) 868-8825

Ken Watson
Loan Officer
NMLS #324774

Cornelius Williams
Loan Officer
NMLS #1874757

Keith Taylor
Sr. Loan Officer
NMLS # #857586

Brenda Kim
Loan Officer
NMLS #1232644

Shella Mullen
Customer Care
Specialist