Wichita Falls, TX Home Loans

Low Rates.
Low Fees.
Fast ClosE.

Buying or Refinancing? We’ve got you covered.

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Wichita Falls Mortgage Loan

Wichita Falls Rates

30-Year Conventional, FHA, VA and USDA
Purchase Rate / APR
Mortgage Type
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Conventional
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FHA
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VA
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USDA
Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions

Texas Trusted Mortgage

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.

Low Rates & Fees

Wichita Falls, TX Mortgage Lender with Low Mortgage Rates. FHA, VA, and USDA approved Lender.

Customer Service

Local to Wichita Falls, TX and provide top-notch customer support. We will be with you at every step from application to closing.

Wichita Falls, TX Home Loans

The Value of the Difference

  • Wichita Falls Lender 
  • Low Rates & Low Fees
  • Close in as few as 28 Days 
  • Local underwriting and procession to close fast 
  • No-Obligation Loan Estimate
  • Local Texas Customer Service
Wichita Falls, TX Mortgage Lender

Wichita Falls, TX Mortgage Lender

Buying a new home in Wichita Falls, Texas? We can help! As a direct mortgage lender we offer in-house underwriting and processing and can close loans fast.  We are an approved FHA lender for 1st time home buyers and approved VA lender for our US servicemen and women. We also specialize in USDA loans for rural properties.  We strive to close all loans in 28 days or less and offer same-day approvals!

What our Customers Say: “I called looking for info on VA home loans in Wichita Falls and your loan officers were very knowledgable and is why I elected to use Lone Star Financing. Dale and his team were extremely helping and professional through the entire process from application to close.” – Brenda C.

Wichita Falls, TX Real Estate (2024)

Wichita Falls is in the extreme north of Texas, near the Texas-Oklahoma border. There are currently 568 resale and new homes in Wichita Falls, including 11 open houses, as well as 47 homes in the pre-foreclosure, auction, or bank-owned stages of the foreclosure process.  As of March, 2024 the average cost for new homes was $197,000 trending up 17.4% year over year. Search homes for sale in Wichita Falls, Texas. 

Compared to the rest of the state of Texas, Wichita Falls home prices are significantly less expensive than the state’s average price of $286,485.

Why More People are Choosing Us? It's Our People!
Call Us Today (855) 868-8825
Jimmy Smith Loan Officer

Jimmy Smith

Loan Officer
NMLS #2038961

Texas mortgage loans

Shella Hendricks

Loan Officer
NMLS #2428695

Texas home mortgage

Eric Brown
Loan Officer

NMLS #2253802

Paul Duane

Paul Duane

Sr. Loan Officer
NMLS #330193

TX Mortgage Company

Ryan Collins

Production Support

Wichita Falls, TX Home Loans
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