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Welcome to Lone Star Financing – Your Wichita Falls Mortgage Pro’s

Low Rate. Low Fees. Fast Closings!!

Apply Online in 2 - 3 minutes

  • Direct Mortgage Lender
  • In house Underwriting, Processing & Closing
  • No Cost Loan Estimates & Consultation

Refinance Today And Save

  • Refinance up to 80% for Cash Outs
  • Streamline Options Available
  • Single Family or Multi-Unit Properties
Our Popular Texas Mortgages
30 Year Fixed Conventional, FHA, VA and USDA Home Loan Options
Conventional Rates

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30 Year Fixed

Low payments that never change

FHA Rates

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30 Year FHA

Stable monthly payment with less money down

VA Rates

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30 Year VA

100% loans to Conforming Jumbo Options available

USDA Rates

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30 Year USDA

100% financing rural properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

Why Choose Lone Star Financing?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.

Low Rates & Fees

Direct Mortgage Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.

Customer Service

We are Local to Texas and provide top-notch customer support. We will be with you at every step from application to closing. Read what our customers are saying!

We Specialize in New Home Purchases

New Home Loan? Let us help!

  • Primary Residence, 2nd Home, Investment
  • Conventional, FHA, VA and USDA Loans
  • Renovation Loan Programs
  • Great Rates, Low Fees

Texas Mortgage Refinance Experts

Refinance Today & Save!

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • Cash-out Debt Consolidation
  • Streamline Options Available

Texas FHA Home Loans

Advantages of FHA Mortgages

  • Great 1st Time Buyers
  • Low Down Payment
  • Easier Credit Qualifying
  • 203K Renovations Loan

Texas VA Home Loans

Advantages of VA Loans

  • Zero Down, 100% Financing
  • No Monthly Mortgage Insurance
  • No Debt to Income Restrictions
  • Jumbo Option with Down Payment

Texas Conventional Home Loans

Conventional Loan Advantages

  • Primary, 2nd homes and Investment
  • Up to 97% Financing
  • No Up-front Funding Fees
  • Renovation Loan Programs

Texas USDA Home Loans

Advantages of USDA Loans

  • 100% Financing Rural Properties
  • Primary Residence Only
  • Closing Costs Can be Rolled In
  • Home Repairs Can be Rolled In

Texas Jumbo Home Loans

Advantages of Jumbo Mortgages

  • Primary & 2nd Homes
  • 80% Loan to Value
  • Fixed Rate and Arm Options
  • Reserves Required

Texas Reverse Mortgage

Let your home work for you

  • No Monthly Mortgage Payments
  • Cash-Out Options
  • Money it Tax Free
  • No Credit Score Requirements

Lone Star Financing—The Value of the Difference

  • Direct Texas Mortgage Lender with Low Rates & Low Fees
  • Our Goal is to Close All Loans in 28 Days or Less
  • Local underwriting, processing and closing for fast approval & on time fundings
  • No-Obligation Loan Estimate
  • Local Texas Customer Service

Wichita Falls, TX Mortgage Lenders

If you are a first-time home buyer in Wichita Falls, TX, and you are not sure where to begin, start with a visit to Lone Star Financing. We can get you on your way with an FHA loan, perfect for those becoming homeowners for the first time. Because we are a local Texas home lender, and we work with local underwriters in Wichita Falls, we offer fast, hassle-free approvals, so you can begin your home search with peace of mind. We also specialize in VA loans and USDA loans. Call us today, and we’ll let you know if you qualify. Already own a home, but need some extra cash to transform it into your dream home? Lone Star Financing can help you apply for a mortgage refinance loan in Wichita Falls, TX! Refinancing your mortgage can also help you lower your monthly payments and interest rate. The application process is easy. Call us today or fill out our online form to speak to a dedicated mortgage lending specialist. You can even apply for your loan online. We offer same-day approvals!

  • Direct Mortgage Lender with Low Rates & Low Fees
  • Local underwriting and closing for fast approval & funding
  • No-Obligation Good Faith Estimate
  • Local Texas customer service

What our Customers Say: “I called looking for info on VA home loans in Wichita Falls and your office was very helpful and is the reason I decided to go with your office. Your office was extremely professional through the entire mortgage lending process!” – Brenda C.

Wichita Falls Real Estate- Wichita Falls is in the extreme north of Texas, near the Texas-Oklahoma border. There are currently 520 resale and new homes in Wichita Falls, including 9 open houses, as well as 43 homes in the pre-foreclosure, auction, or bank-owned stages of the foreclosure process. The average listing price for homes for sale in Wichita Falls TX was $143,153 More Wichita Falls Real Estate http://www.trulia.com/real_estate/Wichita_Falls-Texas/

We Serve All of Texas!

No matter what part of Texas you live in, Lone Star Financing has the resources to serve you. Specializing in New Home Loans; FHA and VA mortgages; and Mortgage Refinance. Find your city below and discover how we’ve helped your neighbors finance their homes!

West Texas Home Loans

Lone Star Financing BBB Business Review

Why More People are Choosing Us? It's Our People!

Call Us Today (940) 228-3010

Ramaj

Ramaj Balley

Vice President
National Retail Lending

Sherina

Sherina Rochte

Operations Manager
NMLS #809338

Dale-Gremillion3-e1520563704625

Dale Gremillion

Sr Loan Officer
NMLS #210325

Maylee

Maylee Cazares

Production Support
Manager

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