LONE STAR FINANCING

LAREDO, TX
HOME LOANS

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Lone Star Financing - Laredo Mortgage Lender

Préstamos para viviendas en Laredo- Hablamos español

Lone Star Financing, a trusted Laredo mortgage lender, offers competitive rates and fast closings. We specialize in new home loans and mortgage refinance. FHA & VA Approved.

New Home Loans & Refinance

Direct Mortgage Lender
In-House Underwriting

Low Rates & Low Fees
Free Approval & Estimate
Local Laredo Customer Service!

Lone Star Financing - Laredo Texas Mortgage Experts

Best Mortgage company in Laredo — Lone Star Financing- Laredo, TX

Looking for a trusted mortgage lender in Laredo, TX? Lone Star Financing offers competitive rates, low fees, and quick approvals. Whether you’re buying your first home or refinancing, our local experts are here to guide you through the process every step of the way. With over a decade of experience, we specialize in conventional, FHA, and VA loans, ensuring you secure the best rates and a smooth, fast closing process. Reach out today to get started with Laredo’s top mortgage lender!

Laredo TX Home Loans

30, 20 and 15-YEAR TERMS

Conventional loans offer lower mortgage insurance and interest rates based on credit score.

Low fixed rates
As little as 5% down
30, 20 and 15 Year Terms
Max value of $766,500

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FHA HOME LOANS

FHA loans in Laredo offer a 3.5% down payment, ideal for first-time buyers and moderate-income families.

Only 3.5% down payment
Flexible Underwriting Guidelines
Higher Debt to Income OK
Lower FICO Down to 580

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VA HOME LOANS

VA loans offer veterans no down payment and no PMI, making homeownership more affordable.

0% down payment
Simple Qualifying
Higher Debt to Income OK
Lower FICO Down to 580

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MORTGAGE REFINANCE

Lone Star Financing in Laredo offers low refinance rates, quick pre-approvals, and fast closings.

Rate & Term Refinance
Cash Out Refinance
Debt Consolidation
FHA Streamline & VA IRRRL’s

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Laredo Home Loans

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.

Low Rates & Fees

Laredo Mortgage Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.

Customer Service

Laredo mortgage company with local support, guiding you from application to closing. See our reviews!

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Why Choose Us? It's our People!

Read Our Google Reviews

Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!

As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!

I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.

Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!

I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...

Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!

Lone Star Financing was the best-from the first phone call and I can honestly say there will be no last phone call-when he asked for docs I delivered and when I asked for something (answers) he delivered-very happy with the process he took my husband and I through and we are now blessed to own our dream home -I’ve already referred him To our son and he will be ready to purchase probably in the next six months and told him that Jimmy Smith is the man!!

TODAY'S LAREDO MORTGAGE RATES:

CALL (855) 314-8080

Lone Star Financing - Your Laredo, TX Mortgage Company for Low Rates

Lone Star Financing is a trusted mortgage lender in Laredo, TX, specializing in home loans customized for the local market. Our experienced loan officers work closely with buyers to find the best financing options, ensuring a smooth, personalized process. With underwriting handled in Texas, we streamline approvals by understanding local regulations. We offer a bevy of loanprograms, including conventional, FHA, VA, and USDA, we provide competitive rates and flexible terms. Whether you’re a first-time buyer or looking to refinance, we’ve got you covered. Apply Online today – free good faith estimates!

Our Texas Locations

Our Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender right here in Texas and can close loans anywhere in the state. Lone Star Financing– your local Texas mortgage company with the best rates, lowest fees, and top notch customer service.

North Texas Lending

Garland

Grand Prairie

Fort Worth

South Texas Lending