Allen Home Loans
Made Simple
More loan options, better rates, and personalized guidance from a trusted Allen, TX mortgage broker
⭐ Allen Mortgage Broker – Low Rates & Fast Closings
Your Allen Mortgage Broker for Home Loans & Refinancing
Lone Star Financing is a trusted Allen, TX mortgage lender helping homebuyers secure the right financing with confidence. By partnering with 20+ wholesale lenders, we provide competitive rates, flexible loan options, and a streamlined mortgage experience.
We specialize in FHA, VA, Conventional, and Jumbo loans, as well as mortgage refinancing solutions tailored to your goals. With clear communication, low fees, and fast closings, we make the home financing process simple and stress-free.
- FHA, VA & Jumbo Loans
- Wholesale Pricing Access
- More Loan Options
- Fast Approvals
- Low Rates & Fast Close
- Local Texas Service!
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
![Allen FHA Mortgage Lender](https://lonestarfinancing.com/wp-content/uploads/2026/05/fha-3.jpg" "Allen Texas lenders for FHA home loans")
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions for Austin borrowers.
Better Rates. More Options. Faster Closings.
The Lone Star Advantage
Why Choose Lone Star Financing?
As an independent mortgage broker, Lone Star Financing shops your loan across multiple wholesale lenders to secure competitive rates, lower fees, and flexible options that many banks can’t offer. We structure financing strategically to help you save money and close efficiently.
With strong knowledge of the Allen market, we provide fast approvals, clear communication, and personalized guidance — whether you’re buying or refinancing, we've got you covered!
Start Your Pre-ApprovalClose on Time
Close in as little as 21 days - mortgage brokers with dedicated processor to ensure fast approvals and timely funding.
Wholesale Pricing
As a mortgage broker we offer access to wholesale pricing which means lower rates and more loan options than traditional mortgage bank.
Personalized Service
As a trusted Texas lender, we’re with you every step of the way. See why Allen homeowners choose us.
Real People. Local Expertise. Better Service.
Debbie Odell
Sr. Loan Officer
NMLS #1121045
Glen Dicken
Loan Officer
NMLS #313548
Brett Dempsey
Branch Manager
NMLS #2014728
Mark Dusza
Sr. Loan Officer
NMLS #860825
Ryan Wood
Loan Officer
NMLS #1757471
“Mark Dusza and the Lone Star Financing team made our DSCR loan process smooth from start to finish. We closed with a competitive rate, excellent communication, and a fast, stress-free experience.”
“Debbie Odell made our first home buying experience in Texas incredibly smooth and reassuring. She went above and beyond throughout the entire process and was always available to help every step of the way.”
“Mark made our home loan process clear, simple, and easy to navigate. He was always available to answer questions, and we truly appreciated the communication and support from Lone Star Financing.”
Allen Home Loans & Refinance
Apply Online in Minutes
Get started with a simple online mortgage application and compare Allen home loan options with Lone Star Financing. We help Texas buyers and homeowners find competitive rates, low fees, and fast closing solutions.
Allen, TX Mortgage Lending
CALL TODAY (855) 314-8080
Lone Star Financing is a trusted Allen, TX mortgage lender offering competitive rates, fast approvals, and in-house processing for a smoother, faster home loan experience. Whether you’re buying or refinancing, we deliver quick closings with clear guidance from application to closing.
Serving Homebuyers Across North Texas
In addition to Allen, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer home loan and refinancing services.
Arlington Carrollton Dallas Denton Garland Grand Prairie Fort Worth Irving Lewisville McKinney Mesquite Plano Richardson Wichita Falls
Serving Homebuyers Across Texas — Wherever you call home, Lone Star Financing is here to help. We provide competitive mortgage financing and refinancing solutions for borrowers throughout Texas, including South Texas, Central Texas, West Texas, and beyond.
South Texas Lending
Central Texas Lending
2026 Allen, TX Real Estate
Allen Real Estate Snapshot — Despite higher interest rates, the Allen housing market remains strong. As of June 2026, the median home price reached $526K, up 29.4% year over year. According to Trulia, Allen currently has 511 active new and resale listings, including 41 open houses, with 77 properties in various stages of foreclosure. Search homes for sale in Allen, TX.
In the competitive Allen mortgage market, Lone Star Financing stands apart with personalized service and home loan options traditional banks and brokers can’t match. We deliver competitive rates, transparent fees, and on-time closings—backed by our Texas commitment to doing things right. Lone Star Financing is your trusted mortgage lender in Allen, TX.
