Lone Star Financing - Allen Mortgage Lender
Buying a Home in Allen, TX? Lone Star Financing offers customized mortgage solutions, competitive rates, and exceptional service. Whether you’re purchasing or refinancing, we’re here to guide you every step of the way!
Low Rate & Low Fees
Direct Mortgage Lender
In-House Underwriting
Free Good Faith Estimate
VA, FHA & Jumbo Loans
Local Customer Service!
Whether you’re buying a new home or refinancing, Lone Star Financing is here to guide you every step of the way. With in-house underwriting and processing, we close loans fast— generally in 21 days or less! We’re proud to be an FHA and VA-approved lender in Allen, TX.
Our Home Loan Programs
Allen Home Loans
Thinking about buying a new home in Allen? Explore a range of home loan programs designed for new purchases:
- Primary, secondary, investment
- FHA, USDA, and VA Loans
- Conventional Loans
- Low Rates & Variable Terms
Conventional Loans
There are many advantages to conventional mortgages, including lower rates and lower mortgage insurance.
- 30, 20 and 15-Year terms
- Financing up to $806,500
- Primary home, secondary, investment
- Up to 95% Financing
FHA Home Loans
First-time homebuyers in Allen can enjoy the many advantages afforded by FHA home loans, including:
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
VA Home Loans
We are an approved VA lender in Allen with low rates, in-house underwriting and specialize in VA loans:
- Zero down, 100% Financing
- No Monthly PMI
- No Debt to Income Restrictions
- VA Jumbo Loans with Down Payment
Mortgage Refinance
Lone Star Financing makes refinancing your home loan in Allen, TX easy and efficient. Lock in today’s low rates!
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
Allen Jumbo Loans
Jumbo mortgages in Texas up to $3,000,000, backed by private investor programs with flexible guidelines.
- Loans up to $3,000,000
- Primary & Secondary Homes
- Investor Specific Guidelines
- Credit Score Minimums
Close on Time
We aim to close every loan in 28 days or less with in-house underwriting, processing, and fast approvals.
Low Rates
Allen, TX Mortgage Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.
Service
As a trusted Texas lender, we’re with you every step of the way. See why Allen homeowners choose us!
Shawn Dulac
Loan Officer
NMLS #1320463
Chris Lederer
Sr. Loan Officer
NMLS #2004549
James Hair
Loan Officer
NMLS #1680348
Marla McGee
Sr. Loan Officer
NMLS #1133114
Brett Dempsey
Sr. Loan Officer
NMLS #2014728
Local Allen, TX Lender
Lone Star Financing is a local Texas mortgage company for new home loans in Allen, TX. When you choose us, you are selecting a lender that prioritizes efficiency, personalization, and your overall satisfaction. With our direct lending approach, we handle in-house processing and carefully evaluate applications, eliminating unnecessary hurdles to fast-track your approval. By bypassing brokers, we not only reduce costs but also simplify communication, making the entire home lending process smoother for you.
We invite you to experience the benefits of working with a dedicated direct lender in Allen, TX. Whether you’re purchasing a new home, refinancing an existing mortgage, or exploring other financing options, we’re here to provide quick decisions and fast loan closings. Trust us to be your reliable partner for home loans and mortgage refinancing!
2024 Allen, TX Real Estate
Allen Real Estate – Even in a rising rates environment, the housing market in Allen continues to be strong. As of August, 2024 the median home price in Allen was $578K last month, up 30.4% since last year.Per Trulia.com, there is currently 411 resale and new homes in Allen, including 12 open houses, as well as 68 homes in the pre-foreclosure, auction, or bank-owned stages of the foreclosure process. Search homes for sale in Allen, TX.
In the Allen enclave of metroplex there are a lot of mortgage company options. At Lone Star Financing we can provide a level of customer service and home loan options that traditional mortgage brokers and banks simply can’t match. The lowest possible rates and fees combined with closings on the date that we said we would. That’s our Texas customer service promise to you! We are your Texas trusted mortgage lenders in Allen.
Our Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender right here in Texas and can close loans anywhere in the state. Lone Star Financing– your local Texas mortgage company with the best rates, lowest fees, and top notch customer service.
South Texas Lending
Central Texas Lending
