Waco, TX Mortgage Lender

Low Rates.
Low Fees.
Fast ClosE.

Buying or Refinancing? We’ve got you covered.

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Today's Rates
30-Year Conventional, FHA, VA and USDA
Purchase Rate / APR
Mortgage Type
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Conventional
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FHA
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VA
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USDA
Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions
Waco Home Loans

Popular Waco, TX Home Loans

Lone Star Financing— Your local mortgage company

  • Local Waco Lender – Low Rates 
  • Goal is to Close All Loans in 30 Days 
  • Local underwriting and processing 
  • No-Obligation Loan Estimate
  • Waco, TX Customer Service
Waco, TX Home Loans

Mortgage Lenders in Waco, TX

Buying a new home in Waco or need help to refinance your mortgage? Lone Star Financing specializes in new home purchases and mortgage refinance.  We offer a bevy on mortgage programs including:  Texas FHA Loans, VA Home Loans and USDA rural home loans in Waco. Whether a new home purchase or a mortgage refinance we have you covered. Lone Star Financing is a privately held independent mortgage banking company providing mortgages to borrower’s through all kinds of markets, all the while forging long lasting relationships. Lone Star Financing is a forward-thinking lender with modern technology with a common sense approach which puts the borrower first. Our end goal is simple, to exceed all clients expectations. For you to be only “satisfied” falls short of our goals. We want you to say, GREAT JOB! Lone Star Financing wants to be your trusted mortgage lender in Waco not just for this one mortgage loan but for life. We want to offer a new mortgage lending experience; find out why more people are choosing Lone Star Financing as their preferred Waco mortgage lenders.

  • Direct Mortgage Lender 
  • Local underwriting and closing for fast approvals
  • No-Obligation Good Faith Estimate
  • Local Texas customer service


What makes Lone Star Financing different? Competitive rates, personal attention, a variety of mortgage products and fast and easy pre-approvals. Low mortgage rates, low fees and fast closings are our mortgage company motto and why more Waco borrower’s are choosing Lone Star Financing as their preferred mortgage lender in Texas. Whether you need home financing in Dallas, Houston, Austin, San Antonio or Waco, we have you covered. Call us today to visit: (855) 868-8825

Why More People are Choosing Us? It's Our People!
Call Us Today (855) 868-8825
TX Mortgage Lender

Jimmy Smith

Loan Officer
NMLS #2038961

Texas mortgage loans

Shella Hendricks

Loan Officer
NMLS #2428695

Texas home mortgage

Eric Brown
Loan Officer

NMLS #2253802

Paul Duane

Paul Duane

Sr. Loan Officer
NMLS #330193

TX Mortgage Company

Ryan Collins

Production Support

Waco, TX Home Loans
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Read Our Reviews...

Rebeka L
Rebeka L
Heartland, TX
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Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!
Michael Underwood
Michael Underwood
Austin, TX
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As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!
Jordan Rodriquez
Jordan Rodriquez
Bastrop, TX
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I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.
Veronica M.
Veronica M.
Camey, TX
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Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!
Scott Kruse
Scott Kruse
San Marcos, TX
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I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...
David, Y
David, Y
San Antonio, TX
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Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!
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Waco, TX Real Estate Market (2024)

Waco, TX Real Estate Snapshot – There are currently 652 homes for sale in Waco, TX at an average listing price of $272000. Including 162 houses in the pre-foreclosure or bank-owned stages of the foreclosure.  View all homes for sale in Waco, TX

What our Waco Customers  are saying -“Lone Star Financing had great communication through out the entire process and worked to make sure everything went as smooth as possible. I would highly recommend them to any person in Waco looking for a home loan. Excellent customer service!” Kathy