Texas Trusted Mortgage Lender
San Antonio Home Loans
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SAN ANTONIO HOME LOANS
Welcome to Lone Star Financing – we are a direct mortgage lender in San Antonio for new home loans and refinancing. As a local Texas lender, we offer low rates, low fees and the best customer service!
As a technology-driven mortgage company, we provide a secure platform that allows you to complete your application, sync bank accounts, upload documents, and receive full loan approval—all with ease. It’s as simple as 1, 2, 3.
Approved USDA, FHA and VA lender in Texas. Whether you need a new home loan or mortgage refinance, we’ve got your covered!
CONVENTIONAL LOANS
Conventional mortgage loans are the most common type of home financing in San Antonio, and are loans backed by either Fannie Mae or Freddie Mac. With down payments as low as 5%, these loans provide favorable terms, including lower mortgage insurance costs and rates that depend on your credit score. For 2024, the conforming loan limit across all Texas counties is set at a maximum of $766,500.
FHA LOANS
FHA loans are ideal for first-time homebuyers, requiring just a 3.5% down payment and offering lower rates.
These loans are designed to support low to moderate-income families in San Antonio who may not qualify for conventional financing. FHA loans are especially beneficial for buyers with limited cash, as the down payment is lower, and the interest rates tend to be lower.
VA Home Loans
We specialize in doing San Antonio VA home loans and as a direct lender offer low rates and fees. VA loans provide 0% down and up to 100% financing options, with numerous benefits available to Texas veterans. We’re here to help you make the most of your VA benefits. To qualify for a VA loan, a Certificate of Eligibility or Statement of Service is required.
JUMBO LOANS – OVER $766,550
Lone Star Financing offers Jumbo Loans up to $3,000,000. Jumbo loans are distinct because they are not backed by Fannie Mae, Freddie Mac, or the FHA. Instead, these mortgages are funded through private investor programs. Without a government guarantee, the guidelines for jumbo loans are not standardized and can vary based on the specific requirements set by the investors.
MORTGAGE REFINANCE & HOME EQUITY LOANS
Lone Star Financing is your trusted partner for mortgage refinancing in Texas, offering low rates and quick loan closings. Whether you want to reduce your monthly payments, shorten your loan term, or access your home’s equity, we’ll guide you through every step of the refinancing process.
We can help with Cash Out Refinance, Home Equity Loans, and rate and term Mortgage Refinance in Texas.
San Antonio Home Loans
Close on Time
Our goal is to close every loan in 30 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.
Low Rates & Fees
Home Loans in San Antonio with Low Rates, Low Fees and Fast Closings. FHA, VA, and USDA Approved Lender.
Customer Service
San Antonio mortgage lender with top-notch customer support. We will be with you at every step from application to closing. Read what our customers are saying!
Eden Vick
Sr. Loan Officer
NMLS #490185
Roel Reyna
Branch Manager
NMLS #513162
Ricardo Trejo
Branch Manager
NMLS #347481
Pam Trevino
Sr. Loan Officer
NMLS #2188276
Jim Hakes
Sr. Loan Officer
NMLS #1951697
Speak to a Loan Officer - Quick Rate Quote
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New Home Loans & Refinancing
- San Antonio Lender with Low Rates
- Our Goal is to Close in 28 Days
- Local underwriting and processing
- No-Obligation Loan Estimate
- Local Texas Customer Service
San Antonio, TX Mortgage Lender
Service Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender and can close loans anywhere within the great state of Texas. Your local Texas mortgage lender with low rates, low fees, and top notch customer service.
Buying a new home or refinancing in San Antonio? As a direct lender with in-house underwriting we specialize in new home purchases. We are an approved USDA, FA and VA Texas lender. Having worked in the mortgage industry for over 10 years, our mortgage professionals are experienced in closing loans quickly. In most lending scenarios, we aim to close loans within 20 days. Our in-house underwriting enables us to approve loans based on common sense. Whether you’re looking for a Texas VA Loan, USDA loan or Texas FHA Loan, we can help! Lone Star Financing was voted the best lender in San Antonio for VA home loans.
Lone Star Financing – Your Local Mortgage Lender for new home loans and mortgage refinancing in San Antonio, TX.
