Trusted San Antonio
Mortgage Broker
Mortgage broker in San Antonio with low rates, more loan options, and local expertise you can trust
⭐ San Antonio Mortgage Company – Low Rates & Fast Closings
Your San Antonio Mortgage Broker for New Home Loans
Lone Star Financing is a trusted mortgage broker in San Antonio offering competitive mortgage rates, personalized guidance, and a streamlined, stress-free process.
We specialize in FHA, VA, Conventional, Jumbo, and refinance options—delivering tailored solutions, clear communication, and expert support from application to closing.
- FHA, VA & Jumbo Loans
- Wholesale Pricing Access
- Fast Approvals
- Low Rates & Fast Close
- Personalized Solutions
- Hablamos Español
Lone Star Financing Advantage
See the advantages of working with a San Antonio mortgage broker instead of a traditional bank. Compare lower mortgage rates, access to more loan programs, and greater financing flexibility.
One lender. One set of loan options.
Better rates and more loan options.
Limited to the programs they offer.
Access a wider range of loan programs.
One set of guidelines for every borrower.
Flexible guidelines for more borrowers.
One set of strict credit requirements.
Access lenders with more flexible credit guidelines.
Compare 30+ Lenders
One lender
30+ lending partners
More Loan Options
Limited loan programs
More loan programs
Flexible Guidelines
One set of guidelines
More flexible guidelines
More Credit Flexibility
Strict credit requirements
More flexible credit options
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out Refinance
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial Loans
Business and investment property financing solutions in San Antonio.
Better Rates. More Options. Faster Closings.
San Antonio Mortgage Rates
Compare San Antonio mortgage rates for home purchases and refinances - Conventional, FHA, VA, USDA, and Jumbo loan programs. View All Texas Mortgage Rates.
Get a Free Rate Quote
Receive customized mortgage rates in seconds and compare loan options, payment estimates, and financing scenarios with no obligation.
Get Instant Rate QuoteTrusted San Antonio Mortgage Broker - Home Loans & Refinancing
Since 2007, Lone Star Financing has helped San Antonio homebuyers and homeowners with honest guidance, competitive rates, and personalized service. Our experienced mortgage team makes the loan process simple, transparent, and efficient from start to finish.
Whether you’re buying a home, refinancing, or exploring a Texas Cash-Out Refinance, we’ll help you find the right loan solution for your goals.
Close on Time
Our goal is to close every loan in 21 days or less. As a broker we offer fast approvals and closings
Low Rates & Fees
Home Loans in San Antonio with Low Rates, Low Fees and Fast Closings. FHA, VA, and USDA loans
Customer Service
San Antonio mortgage broker with top-notch customer support. We will be with you at every step of the way.
Your San Antonio Mortgage Lender with Local Expertise
Welcome to Lone Star Financing, a trusted mortgage broker serving San Antonio, Texas. We offer competitive mortgage rates, fast closings, and a streamlined digital loan process that makes it easy to apply, upload documents, and track your loan online.
Whether you’re buying a home or refinancing, our team provides personalized guidance and local expertise every step of the way, specializing in FHA Loan, VA Loans, Conventional Loans, Jumbo Loans, and Mortgage Refinance loans.
Real People. Local Expertise. Better Service.
Neal Pyles
Loan Officer
NMLS #1929617
Debbie Odell
Sr. Loan Officer
NMLS #1121045
Glen Dicken
Sr. Loan Officer
NMLS #313548
Brett Dempsey
Branch Manager
NMLS #2014728
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Trusted by San Antonio Homebuyers
Real feedback from Lone Star Financing clients across Texas.
4.6 out of 5
★★★★★
Based on 54 Google reviews
Joshua Hayden
Great experience working with Lone Star Financing. The team was knowledgeable, responsive, and made the entire process smooth from start to finish. Highly recommend for anyone looking for a reliable mortgage broker.
Julianne Fogle
Fantastic experience from start to finish. The process was smooth, communication was clear, and the team made everything easy to understand. I would absolutely recommend Lone Star Financing to anyone buying a home.
Adriana Castro
Highly recommend Lone Star Financing. They were professional, helpful, and made the home loan process simple and stress-free. The team stayed responsive and guided us clearly every step of the way.
SAN ANTONIO MORTGAGE LENDER
CALL (855) 314-8080
- Wholesale Pricing
- Local Processing
- No-Obligation Loan Estimate
- Hablamos español
Mortgage Lending Across Central Texas
In addition to San Antonio, Lone Star Financing provides mortgage solutions throughout Central Texas. Below are nearby cities where we also offer home loan and refinancing services.
Serving Homebuyers Across Texas — Lone Star Financing is a trusted mortgage lender and Texas mortgage broker serving homebuyers throughout the state. Compare competitive mortgage rates, low fees, and flexible home loan programs including FHA, VA, Conventional, USDA, Jumbo, and refinance loans with fast pre-approvals and top-notch customer service.
South Texas Home Loans
From Austin and San Antonio to San Marcos, Waco , Killeen, and communities across Texas, Lone Star Financing helps homebuyers secure competitive mortgage rates, flexible financing, and personalized guidance from pre-approval through closing.
San Antonio Texas Real Estate & Home Loan Market
San Antonio remains one of the largest and most affordable major cities in Texas, attracting first-time homebuyers, military families, and homeowners seeking more space and value. From Alamo Ranch and Stone Oak to Helotes, Schertz, and New Braunfels, buyers continue to choose the San Antonio area for its strong job market, growing economy, and diverse housing opportunities.
As a trusted San Antonio mortgage lender and mortgage broker, Lone Star Financing helps homebuyers compare FHA, VA, Conventional, Jumbo, USDA, and refinance loan options from 25+ lenders. We proudly serve San Antonio and surrounding communities throughout Bexar County, helping borrowers secure competitive rates, flexible home loan solutions, and a smooth mortgage process from pre-approval through closing.
As a Texas mortgage broker with in-house processing, Lone Star Financing specializes in home purchase loans, including USDA, FHA, VA, DSCR, and commercial financing solutions.