Welcome to Lone Star Financing – Your Richardson Mortgage Pro’s

Low Rate. Low Fees. Fast Closings!!

Apply Online in 2 - 3 minutes

  • Direct Mortgage Lender
  • In house Underwriting, Processing & Closing
  • No Cost Loan Estimates & Consultation

Refinance Today And Save

  • Refinance up to 80% for Cash Outs
  • Streamline Options Available
  • Single Family or Multi-Unit Properties
Our Popular Texas Mortgages
30 Year Fixed Conventional, FHA, VA and USDA Home Loan Options
Conventional Rates

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30 Year Fixed

Low payments that never change

FHA Rates

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30 Year FHA

Stable monthly payment with less money down

VA Rates

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30 Year VA

100% loans to Conforming Jumbo Options available

USDA Rates

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30 Year USDA

100% financing rural properties

Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions

Why Choose Lone Star Financing?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.

Low Rates & Fees

Direct Mortgage Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.

Customer Service

We are Local to Texas and provide top-notch customer support. We will be with you at every step from application to closing. Read what our customers are saying!

We Specialize in New Home Purchases

New Home Loan? Let us help!

  • Primary Residence, 2nd Home, Investment
  • Conventional, FHA, VA and USDA Loans
  • Renovation Loan Programs
  • Great Rates, Low Fees

Texas Mortgage Refinance Experts

Refinance Today & Save!

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • Cash-out Debt Consolidation
  • Streamline Options Available

Texas FHA Home Loans

Advantages of FHA Mortgages

  • Great 1st Time Buyers
  • Low Down Payment
  • Easier Credit Qualifying
  • 203K Renovations Loan

Texas VA Home Loans

Advantages of VA Loans

  • Zero Down, 100% Financing
  • No Monthly Mortgage Insurance
  • No Debt to Income Restrictions
  • Jumbo Option with Down Payment

Texas Conventional Home Loans

Conventional Loan Advantages

  • Primary, 2nd homes and Investment
  • Up to 97% Financing
  • No Up-front Funding Fees
  • Renovation Loan Programs

Texas USDA Home Loans

Advantages of USDA Loans

  • 100% Financing Rural Properties
  • Primary Residence Only
  • Closing Costs Can be Rolled In
  • Home Repairs Can be Rolled In

Texas Jumbo Home Loans

Advantages of Jumbo Mortgages

  • Primary & 2nd Homes
  • 80% Loan to Value
  • Fixed Rate and Arm Options
  • Reserves Required

Texas Reverse Mortgage

Let your home work for you

  • No Monthly Mortgage Payments
  • Cash-Out Options
  • Money it Tax Free
  • No Credit Score Requirements

Lone Star Financing—The Value of the Difference

  • Direct Texas Mortgage Lender with Low Rates & Low Fees
  • Our Goal is to Close All Loans in 28 Days or Less
  • Local underwriting, processing and closing for fast approval & on time fundings
  • No-Obligation Loan Estimate
  • Local Texas Customer Service

Richardson, TX Mortgage Lenders

Shopping for a home in Richardson, TX means shopping for a mortgage as well. Trust a local Texas lender to help you sort through all the home loan options. Lone Star Financing works with local mortgage underwriting institutions to help you get approved fast. We can also help you decide which type of loan is best for you. Our experts can help first-time home buyers in Richardson, TX apply for an FHA loan, with low interest rates and not much money down. We also specialize in USDA loans, and if you or your spouse are a veteran, we can help you determine if you qualify for a VA loan. If you already own a home in Richardson, TX, but you want to make some improvements, or you just want to lower your monthly payments and interest rate, Lone Star Financing can help you apply for a mortgage refinance loan. We are the number one choice for mortgage lenders among Richardson, TX Realtors. Team up with a trusted partner for all your home loan needs. Call Lone Star Financing or fill out our online form today to get started, or fill out our online application, and you may be approved the same day!

Richardson, TX Mortgage Lending

· Richardson, TX Home Mortgage Loans
· FHA Home Loans in Richardson, TX
· VA Home Loans – Richardson, TX
· Richardson, TX USDA Loans

Please call today at (214) 372-0015

Richardson, TX Real Estate – Richardson, TX is northeast of Dallas located in Dallas and Collin counties. There are currently 153 resale and new homes in Richardson, including 7 open houses, as well as 48 homes in the pre-foreclosure, auction, or bank-owned stages of the foreclosure process. The average listing price for homes for sale in Richardson TX was $276,998 for the week ending Jan 28, which represents a decrease of 4.2%, or $9,172, compared to the prior week. Call Lone Star Financing, the home loan specialists to be approved for a home mortgage loan today.

Trustpilot

We Serve All of Texas!

No matter what part of Texas you live in, Lone Star Financing has the resources to serve you. Specializing in New Home Loans; FHA and VA mortgages; and Mortgage Refinance. Find your city below and discover how we’ve helped your neighbors finance their homes!

North Texas Home Loans

South Texas Home Loans

Central Texas Home Loans

West Texas Home Loans

Lone Star Financing BBB Business Review

Why More People are Choosing Us? It's Our People!

Call Us Today 800-960-4565

Ramaj

Ramaj Balley

Vice President
National Retail Lending

Sherina

Sherina Rochte

Operations Manager
NMLS #809338

Dale-Gremillion3-e1520563704625

Dale Gremillion

Sr Loan Officer
NMLS #210325

Maylee

Maylee Cazares

Production Support
Manager

Speak to a Loan Officer

Have Questions? Let's Talk

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