Texas
Jumbo Loans

Loans up to $3,000,000
Apply Online

Texas
Jumbo Loans

Loans up to $3,000,000
Apply Online
  • Your Jumbo Lender for luxury homes in Texas - Low Rates, Low Fees & Fast Closings

Texas Jumbo Home Loans

Texas Jumbo Home LoansLooking to buy a larger, luxurious abode in Texas? If the loan value exceeds $548,250 then a Texas jumbo home loan may be right for you.  Lone Star Financing has competitive rates on jumbo loans up to $3,000, 000.

Credit score requirements are typically no lower than 700. If you are going to qualify for a Texas jumbo mortgage, you will need to document income and assets in order to get approval. In Texas, the maximum debt-to-income (DTI) ratio for jumbo loan borrowers is 45%. The required reserve amount for jumbo borrowers is generally at least six months in reserves after closing; conforming and some government loan types may require only one or two months—and in some cases require no reserves.

Lone Star Financing - Your Texas Jumbo Mortgage Lender

  • Up to $3,000,000
  • 80% LTV Maximum
  • Subject to Investor Requirements
  • Fixed Rate and Adjustable Rate Options
  • Local Texas Customer Service

Call today to speak with a Texas Jumbo home loan expert to see if a Jumbo loan is right for you: (855) 868-8825

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Texas Jumbo Loan Limits (2022)

Texas Jumbo Loans

The 2022 conforming loan limit for all counties in Texas is current set at $647,200. This mean that the jumbo loan value threshold for Texas is anything above $647,200. Borrowers with sufficient income can qualify for jumbo mortgage financing that exceeds their county’s loan limits.  Our jumbo loans are mortgages used to finance  properties that are too expensive for a conventional conforming loans. The maximum amount for a conforming loan is $647,200 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.

Please visit with your loan officer about 2022 loan limit in Texas.  Jumbo loans have stricter qualification rules. Non-Conforming Mortgages also referred to as Jumbo Mortgages are unique in that they are not securitized with either Fannie Mae, Freddie Mac or FHA. These mortgage loans are backed by private investors. This means that there is no guarantee provided to the investor so consequently the mortgages guide lines are not standardized and generally subjected to the investor guidelines and requirements. The upside of Jumbo loans is that the rates are currently at historic lows, and interest on loans up to $1,000,000 are tax deductible. Find out how low jumbo mortgage rates are today and lock it in today!  

Lone Star Financing - Jumbo Loans

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Read Our Reviews...

Rebeka L
Rebeka L
Heartland, TX
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Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!
Michael Underwood
Michael Underwood
Austin, TX
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As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!
Jordan Rodriquez
Jordan Rodriquez
Bastrop, TX
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I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.
Veronica M.
Veronica M.
Camey, TX
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Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!
Scott Kruse
Scott Kruse
San Marcos, TX
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I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...
David, Y
David, Y
San Antonio, TX
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Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!
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