Lone Star Financing

Texas Home Loans, Done Right!

Lone Star Financing

Texas Home Loans, Done Right!

About Us

Lone Star FinancingOffices in Kingwood (Houston) and Grapevine, TX, we are right around the corner and here to help.  As a licensed lender right here in Texas we can close loan anywhere in the state.   From Amarillo to El Paso to Beaumont, TX we’ve got you covered.   We are a direct lender offering a full line of home loan products with low rates, low fees, and fast closings. With in-house underwriting and processing we can make decisions faster than traditional mortgage brokers – we strive to close every loan in 30 days or less.

As a local Texas mortgage company with in-house underwriters, we have the flexibility to underwrite loans using “common sense” underwriting. Our mission statement is simple:  integrity, customer service and upfront lending. It’s this simple recipe has propelled us to one of the top mortgage companies in Texas. We are an approved Texas lender for FHA loansVA loans, and USDA loans.  Whether buying a new home in Texas or refinancing your existing mortgage, we’ve got you covered!  Why do people like working with Lone Star Financing?   It’s our people!!

Meet the Team:

Jimmy Smith NMLS #2038961

Meet Jimmy Smith, a seasoned Loan Officer who transitioned into the mortgage industry in 2020 following a heartfelt decision prompted by his experience as a registered nurse and his mother’s battle with cancer. Motivated by a desire for change, he took the advice of a friend who was in lending and became a licensed Loan Officer. While no longer in health care, Jimmy quickly learned he is still able to help others and impact lives through homeownership. Since joining the Lone Star Financing team, he has helped many Texans all over the state achieve their dream of home ownership.  Although he is licensed in 13 states, Jimmy primarily serves clients in Austin and Dallas, TX area. He works with many first-time homebuyers and takes the time to educate his clients on the mortgage process and available programs, such as the Texas State Affordable Housing Corporation (TSAHC) down-payment assistance programs, SETH programs and the Texas Veterans Land Bond. As a dedicated husband and father of two, he works hard for his family and his clients appreciate how important home is. He truly shares his client’s sense of pride and excitement when he can help navigate the market in a way that helps his client both save money and achieve the American dream of owning a home. 

Texas mortgage loans
Shella Mullen
NMLS #2428695

Shella Hendricks attended Tarrant County College studying Office Administration and Accounting.  She has been working in the retail and customer service field for over 20 years. Shella has worked in the mortgage industry for many years, previously as a loan care specialist before becoming a licensed loan officer. Her passion is talking to clients from all walks of life and learning about their background and strives to provide the best customer service to meet the client’s needs. Shella lives in Arlington with her husband and 3 boys enjoying family time at amusement parts and going on family vacations. 

Paul Duane
Paul Duane NMLS #330193

Paul Duane has been a loan officer since 2005 and am part of a family oriented, locally run branch in Grapevine, TX. I grew up in Tarrant County and happily focus on serving the DFW Metroplex. I went to Nolan Catholic High School in Fort Worth and graduated from Oklahoma State University. I am married to my beautiful wife, Karanae, and we reside in Hurst. In my free time, I enjoy exploring restaurants with Karanae, catching a concert, attending a sporting event, or firing up the grill and have a pool full of family and friends! The mortgage process can be complicated. My goal is to make it as pain-free as possible. 

Texas home mortgage
Eric Brown NMLS #2253802

Hello my name is Eric Brown and I am a Mortgage Loan Officer at Lone Star Financing. I am here to help navigate you through the mortgage process in order to best meet the needs of you and your family. My goal is to provide you with the best experience possible so that you don’t have to shop around for mortgage services ever again.  Helping people, especially in difficult or confusing situations, is my passion in life. Before joining the Lone Star Financing team, I served as a paramedic and first responder in DFW for over 12 years. As you can imagine, I have had to help people and their families through some stressful times in life. I take pride in my ability to provide excellent customer care in both a professional, but down-to-earth manner. Prior to my paramedic career, I served our country for 4 years in the United States Navy as a Crash and Salvage Fire and Rescue crew member on board the USS Nimitz. Born and raised in Grapevine Texas, I love that I am able to plant roots with my family in the town I have always called “home.” In my free time, I spend my days on the lake, listening to live music, and finding local fare favorites with my wife, Lara, and 2 children, Haven and Cully. I look forward to serving you and your family and your mortgage needs.

Why More Texans Choose Lone Star Financing ?
It's Our People!

TX Mortgage Lender

Jimmy Smith

Loan Officer
NMLS #2038961

Texas mortgage loans

Shella Hendricks

Loan Officer
NMLS #2428695

Texas home mortgage

Eric Brown
Loan Officer

NMLS #2253802

Paul Duane

Paul Duane

Sr. Loan Officer
NMLS #330193

TX Mortgage Company

Ryan Collins

Production Support

The Value of the Difference

  • Local Texas Customer Service
  • Close in 28 Days or Less
  • Low Rates & Low Fees
  • Upfront Mortgage Lending 

Texas Mortgage CompanyThe focus of Lone Star Financing is to promote a strong reputation of integrity, customer service and upfront mortgage lending to all borrowers. This simple recipe has propelled us to one of the fast-growing mortgage companies in Texas. We understand that buying a home can be a stressful process; to this end we have streamlined our procedures to make the process as efficient as possible. LoneStarFinancing.com is a DBA of parent company  MIMutual Mortgage and is a direct lender – as such we offer in-house underwriting (unavailable to most brokers) combined with low rates and fees. 

The unique mortgage guidelines in the State of Texas set us apart from other states. When you choose Lone Star Financing for your next home loan you know you are dealing with a local company. That means local top notch customer service,  accountability and VIP service. 

We have connections to local real estate professionals and home service providers to help you save on the costs of home ownership as a whole. We know buying a new home is a stressful time period and it’s our goal is to make the whole process as painless as possible.

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