About Lone Star Financing

Headquartered in Austin, Texas, Lone Star Financing is a direct lender offering a full line of home loan products with low rates, low fees, and really fast closings. We strive to close every loan in 28 days or less! As a local Texas mortgage company with in-house underwriters, we have the flexibility to underwrite loans using “common sense” underwriting giving us efficiency and flexibility that is unavailable to mortgage brokers, credit unions and even large banks. Lone Star Financing is a direct mortgage banker offering Conventional Home Loans, FHA Home Loans, VA Home Loans, USDA Home Loans, Reverse Mortgages, and mortgage refinancing. Unlike many mortgage companies in Texas whose primary sales point is rates and high pressure sales, our team of mortgage professionals will help educate you on the best loan options for your individual lending needs and help customize a loan specific to your needs. As a consummate mortgage professional, each Lone Star Financing employee from the top down is a committed to providing the very best in customer service throughout the loan process from application to closing.

The Value of the Difference

  • Local Texas Customer Service
  • Our Goal is to Close All Loans in 28 Days or Less
  • Low Rates & Low Fees
  • Hassle Free Mortgage Experience
  • Technology Driven Mortgage Company
  • Direct Lender with In-house Underwriting

The focus of Lone Star Financing is to promote a strong reputation of integrity, customer service and upfront mortgage lending to all borrowers. This simple recipe has propelled us to one of the fast-growing mortgage companies in Texas. We understand that buying a home can be a stressful process; to this end we have streamlined our procedures to make the process as efficient as possible.

The unique mortgage guidelines in the State of Texas set us apart from other states. When you choose Lone Star Financing for your next home loan you are choosing local mortgage experts to help you buy or refinance your home with experience in Texas mortgages. That means local  top notch customer service and accountability. 

We have connections to local real estate professionals and home service providers to help you save on the costs of home ownership as a whole. Our goal is to provide you with the best options and information available to you and make the whole process as painless as possible.

At Lone Star Financing we pride ourselves on customer service and we do mortgage our way. As a Texas mortgage lender, we offer in-house underwriting and processing which means we can make decisions fast and close loans on time – typically in 28 days or less.  Our technology driven customer service will keep you updated as your loan moves through the pipeline and our mortgage professionals are here to answer your questions along the way. Thank you for considering Lone Star Financing as your Texas Trusted Mortgage Lenders.  We look forward to earning your business! 


We Serve All of Texas!
No matter what part of Texas you live in, Lone Star Financing has the resources to serve you. Specializing in New Home Loans; FHA and VA mortgages; and Mortgage Refinance.

North Texas Home Loans
South Texas Home Loans
Central Texas Home Loans
West Texas Home Loans

Why More Texans Choose Lone Star Financing ?
It's Our People!


Ryan Collins



Keith Taylor

Sr. Loan Officer
NMLS # #857586


Brenda Kim

Loan Officer
NMLS #1232644


Shella Mullen

Customer Care