Fort Worth Mortgage Lender
LONE STAR FINANCING

FORT WORTH, TX
HOME LOANS

Low Rates & Quick Closings

Lone Star Financing - Fort Worth Mortgage Lender

Planning to buy a home or refinance in Fort Worth? Lone Star Financing offers customized mortgage solutions, competitive rates, and exceptional service with local expertise. Whether you’re purchasing or refinancing, we’ve got the perfect solution for you!
  • Low Rate & Low Fees 
  • Direct Lender
  • In-House Underwriting 
  • Free Good Faith Estimate 
  • Same Day Approvals 
  • Texas Customer Service!

Lone Star Financing – Your Fort Worth Mortgage Experts   

Texas Mortgage Lender
Local Texas Lender

Welcome to Lone Star Financing, your go-to direct mortgage lender in Fort Worth, TX! With unbeatable low rates and fast loan closings, we make home financing a breeze. Our cutting-edge, technology-driven platform lets you apply, sync your bank accounts, upload documents, and get full loan approval—all with ease! Experience a hassle-free, streamlined process from start to finish, and let us help you secure your dream home today!

Whether you’re buying a new home or refinancing your current mortgage, Lone Star Financing is ready to assist you every step of the way. With in-house underwriting and processing we can close loans fast. We’re proud to be an FHA and VA-approved lender in Fort Worth, TX.

About Lone Star Financing
Local Mortgage Lender
 
Looking to buy a new home in Fort Worth? We’re here to assist. As Fort Worth’s leading mortgage company, we provide customized solutions with a focus on competitive rates, exceptional service, and extensive local expertise. Whether you’re purchasing a new home or refinancing, you can count on us to guide you through the process with ease and confidence. Specializing in residential home loans in Fort Worth, TX, we are an approved lender for FHA, VA, and USDA loans.

Why choose Lone Star Financing over other mortgage companies? Here’s why our clients prefer us:

  • Low rates
  • In-house underwriting
  • Fast loan closings
  • Exceptional Fort Worth customer service


As a direct lender, we process and underwrite all loans in-house using a common-sense approach—no brokering involved.  This means we can make decisions faster and close loans faster. 

Our Home Loan Programs

Fort Worth Home Loans

Are you considering buying a new home in Fort Worth? A variety of home loan programs are available for new purchases:

  • Primary, secondary, investment 
  • FHA, USDA, and VA Loans  
  • Conventional Loans
  • Low Rates & Variable Terms

Conventional Loans

There are many advantages to conventional loans, including lower interest rates and mortgage insurance.

  • 30, 20 and 15-Year terms 
  • Financing up to $766,500 
  • Primary home, secondary, investment
  • Up to 95% Financing

Fort Worth FHA Loans

First-time home buyers in Fort Worth can take advantage of the many benefits of FHA home loans:

  • Only 3.5% Down Payment
  • Easier Credit Qualifying   
  • 203k Renovation Loans
  • 1st Time Home Buyers

Fort Worth VA Loans

We are an approved VA lender in Forth Worth with low rates, in-house underwriting and specialize in VA loans:

  • Zero down, 100% Financing
  • No Monthly PMI   
  • No Debt to Income Restrictions
  • VA Jumbo Loans with Down Payment

Fort Worth USDA Loans

USDA loans are for rural properties in Texas and offer 100% financing for eligible properties and qualified buyers:

  • Rural Properties -100% Financing  
  • Primary Residence Only  
  • Closing Costs Can Be Rolled In
  • Low Interest Rates

Fort Worth Jumbo Loans

Jumbo Mortgages in Texas up to $3,000,000, financed through private investor programs and flexible guidelines.

  • Loans up to $3,000,000
  • Primary & Secondary Homes
  • Investor Specific Guidelines
  • Credit Score Minimums

Cash Out Refinance

Unlock the equity in your home with a Texas Cash Out Refinance – enjoy lower interest rates and flexible loan refinance options.

  • Home Improvements
  • Debt Consolidation 
  • Personal Expenses
  • Higher Education

Mortgage Refinance

Lone Star Financing offers a streamlined process for refinancing. Take advantage of today’s low rates!

  • Reduce Monthly Payment
  • Shorten Mortgage Term 
  • FHA Streamline Available
  • VA IRRRL Streamline

Texas Mortgage Lender

Close on Time

Our goal is to close every loan in 28 days or less. With in-house underwriting, processing, and closing, we ensure fast approvals and timely funding.

Low Rates & Fees

Fort Worth, TX Mortgage Lender Offering Low Rates and Fast Closings. FHA, VA, and USDA Approved.

Customer Service

Local to Fort Worth we will be with you at every step of the way from application to closing. See what our Forth Worth customers are saying.

Home Loan Pre-Approvals
Jump in Front of the Line
Prequalify Today

Start your pre-approval online 

Why Choose Us? It's our People!

Austin, TX Loan Officer

Shawn Dulac

Sr. Loan Officer
NMLS #1320463

Pam Trevino - TX Loan Officer

Pam Trevino

Sr. Loan Officer
NMLS #2188276

Ricardo Trejo - Lakeway, TX

Ricardo Trejo

Branch Manager
NMLS #347481

Eden Vick - TX Lender

Eden Vick

Sr. Loan Officer
NMLS #490185

Roman Balley - Lone Star Financing

Roman Balley

Production Manager
NMLS #2267211

What our clients are saying....
Rebeka L
Rebeka L
Heartland, TX - 1 month ago
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Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!
Michael Underwood
Michael Underwood
Austin, TX - 1 week ago
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As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!
Jordan Rodriquez
Jordan Rodriquez
Bastrop, TX -2 weeks ago
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I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.
Veronica M.
Veronica M.
Camey, TX - 1 week ago
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Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!
Scott Kruse
Scott Kruse
San Marcos, TX - 2 months ago
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I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...
David, Y
David, Y
San Antonio, TX - 1 month ago
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Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!
Lisa Elston
Lisa Elston
Austin, TX - 1 week ago
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Lone Star Financing was the best-from the first phone call and I can honestly say there will be no last phone call-when he asked for docs I delivered and when I asked for something (answers) he delivered-very happy with the process he took my husband and I through and we are now blessed to own our dream home -I’ve already referred him To our son and he will be ready to purchase probably in the next six months and told him that Jimmy Smith is the man!!
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  • TX Lender with Low Rates

  • Our Goal is to Close in 28 Days

  • Local underwriting and processing

  • No-Obligation Loan Estimate

  • Local Texas Customer Service
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2024 Fort Worth Real Estate

Fort Worth TX Real Estate– As of October, 2024 the average cost per home in Fort Worth went up 12.6% to $365,700 in 2024 compared to the prices in 2023. Statewide, the median price reached +$314, 500.00, up 15.3% from the prior year. There are currently 4,638 resale and new homes in Fort Worth, including 54 open houses.  View all homes for sale in Fort Worth

Fort Worth, TX is one of the fastest growing cities in the US, it’s a modern city with that Texas southern charm. Best known for its diverse culture, abundant business opportunities, stockyards and world class entertainment, it’s no wonder why Fort Worth has been voted one of the best places to live. Housing in Fort Worth is affordable when compared to the mean cost of living in other urban Texas cities.