Your Trusted Mortgage Partner in Pasadena, TX
Lone Star Financing is a trusted mortgage lender in Pasadena, TX and we have been closing loans in Texas for over 30 years. committed to helping individuals and families turn their homeownership dreams into reality. With competitive rates, low fees, and a seamless loan process, we specialize in new home purchases, refinancing, and VA and FHA programs. From consultation to closing, our team ensures a smooth, stress-free experience.
Lone Star Financing - Texas Home Loans Done Right!
A direct mortgage lender in Pasadena, TX, offering low rates, in-house underwriting, and personalized home loan solutions with exceptional service.
FHA, VA & Jumbo Loans
Direct Texas Lender
In-House Underwriting
Fast Approvals
Low Rates & Fast Close
Texas Customer Service!
Lone Star Financing is proud to be a direct mortgage lender serving Pasadena, TX. As a direct lender, we offer an extensive range of home loan products designed to meet the diverse needs of our clients, all while providing competitive rates, low fees, and quick loan closings. Unlike traditional mortgage brokers who often act as intermediaries, we handle everything in-house—from underwriting to processing—allowing us to make faster, more efficient decisions. Our streamlined process enables us to close most loans within 30 days or less, providing our clients with a smooth and timely experience.
What sets us apart is our local expertise and “common sense” approach to underwriting. As a Texas-based lender with in-house underwriters, we can offer the flexibility and personalized attention that national lenders often can’t match. Our team works closely with each client to understand their unique situation and tailor loan solutions that best fit their financial goals. Whether you’re a first-time homebuyer, a veteran, or someone looking to refinance, we are committed to finding the right loan for you.
At the heart of Lone Star Financing is a straightforward mission: to deliver integrity, exceptional customer service, and transparent lending. This winning formula has allowed us to grow into one of the most trusted mortgage companies in Pasadena, Texas, and beyond. Since our founding, we’ve built lasting relationships with our clients by ensuring that their needs come first every step of the way.
Explore Our Pasdena Home Loans
Pasadena Home Loans
Looking to buy a new home in Pasadena? We offer a variety of home loan programs available for new purchases:
- Primary, secondary, investment
- FHA, USDA, and VA Loans
- Conventional Loans
- Low Rates & Variable Terms
Conventional Loans
Conventional loans offer several advantages, including lower interest rates and flexible mortgage insurance options.
- 30, 20 and 15-Year terms
- Financing up to $766,500
- Primary home, secondary, investment
- Up to 95% Financing
Pasadena FHA Loans
FHA loans are perfect for first time home buyers in Pasadena – only 3.5% down payment and gift funds are allowed.
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
Pasadena VA Loans
We are an approved VA lender in Pasadena with low rates and we are here to help our Texas Vets maximize their benefits.
- Zero down, 100% Financing
- No Monthly PMI
- No Debt to Income Restrictions
- VA Jumbo Loans with Down Payment
Cash Out Refinance
Unlock the equity in your home with a Texas Cash Out Refinance – enjoy lower interest rates and flexible loan refinance options.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
Mortgage Refinance
Lone Star Financing offers low rates and a streamlined hassle free process to refinance your mortgage in Pasadena.
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
Your Local Pasadena, TX Mortgage Company Since 2007
Welcome to Lone Star Financing – your trusted direct mortgage lender in Pasadena, TX. As a direct lender, we offer competitive rates and fast loan closings. Our technology-driven approach ensures a secure, streamlined platform where you can easily complete your application, sync bank accounts, upload documents, and receive full loan approval.
Choosing the right lender is key to getting the right mortgage. Since 2007, we’ve been helping clients in Pasadena with a commitment to integrity, outstanding customer service, and transparent lending. This simple approach has made us one of Texas’s leading mortgage companies. Whether you’re seeking a new home loan or refinancing, Lone Star Financing is here to help!
Pasadena, Texas Mortgage Experts
Close on Time
In-house underwriting, processing, and closing ensure fast approvals and timely funding.
Low Rates
Pasadena Mortgage Lender with Low Rates, Low Fees and Fast Closings. FHA, VA, and USDA Approved Lender.
Service
Pasadena mortgage company for outstanding customer service ensuring a stress-free lending experience
It's our People!
Shawn Dulac
Loan Officer
NMLS #1320463
Chris Lederer
Sr. Loan Officer
NMLS #2004549
James Hair
Loan Officer
NMLS #1680348
Marla McGee
Sr. Loan Officer
NMLS #1133114
Brett Dempsey
Sr. Loan Officer
NMLS #2014728
Lone Star Financing - Pasadena, TX Mortgage Lender
PASADENA MORTGAGE RATES
CALL TODAY (855) 314-8080
- Direct Pasadena Lender
- Low Rates & Low Fees
- Close on Time
- Local Underwriting
- Local Texas Company
If you’re searching for a new home in Pasadena, TX, you need a trusted partner by your side. Lone Star Financing works with local mortgage underwriters to get you approved quickly and at the best rate.
Whether you’re a first-time buyer needing an FHA loan, a veteran applying for a VA loan, or looking for a USDA loan, we can help. If you’re buying anywhere in the the Pasadena area, our specialists are ready to assist with home purchases and mortgage refinancing. Need extra cash for home improvements or want to lower your monthly payment? A mortgage refinance could be the right choice. Apply online today— same-day approvals!
Lone Star Financing is your local Pasadena mortgage lender for new home loans and mortgage refinance.
Our Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender right here in Texas and can close loans anywhere in the state. Lone Star Financing– your local Texas mortgage company with the best rates, lowest fees, and top notch customer service.
South Texas Lending
Central Texas Lending
Pasadena, TX Real Estate (2025)
As of March, 2025 the average cost of homes was $258,450, trending up 4.6% year-over-year. Pasadena is located east of Houston near the Texas Gulf Coast. There are currently 243 resale and new homes in Pasadena, including 168 homes in the pre-foreclosure, auction, or bank-owned stages of the foreclosure process. Popular neighborhoods in Pasadena include Parkview Manor and Village Grove, with average listing prices of $123,659 and $207,875.
Buying a new home in Pasadena? Lone Star Financing can help with your pre-qualification and tailor the perfect loan just for you. Call us or apply online in minutes – we look forward to earning your business!
