TEXAS MORTGAGE REFINANCE

Refinance Today and Save!

Texas Home Mortgage Refinance

You can refinance your current mortgage to lower your monthly payment, shorten the term of your mortgage, or take cash out of your equity. Refinancing allows you to borrow additional cash to plan a dream vacation, upgrade your home, or keep a cash reserve on hand in case of an emergency. With more than 20 years of experience in Texas mortgage refinance we will help streamline the process and make the entire process stress free. 

By exploring the best mortgage refinance options available you’ll be able to lower your monthly payment and save yourself a significant amount of money over the life of your loan.*

The primary goals for refinancing your Texas home:

  • Lower your monthly payment
  • Shorten your loan term
  • Switch to a fixed-rate mortgage
  • Get cash out of your home
  • Remove PMI


Refinance Options:


The Consumer Financial Protection Bureau outlines the difference between an adjustable rate mortgage and a fixed rate mortgage.

Are you a good candidate for refinancing? Call us directly to speak with one of our friendly Texas mortgage refinance specialists to see if refinancing is right for you.  As a direct mortgage lender in Texas we have ultra low rates, streamlined processing and can close loans fast – typically in 28 days or less! 

Texas Mortgage Refinance

Lone Star Financing - Texas Mortgage Refinance Experts

By choosing Lone Star Financing for your Texas mortgage refinance, you are getting the experience and dedication of a company that is focused on one thing and one thing only—helping you save. With decades of combined experience, our staff is comprised of individuals that are both passionate and professional at their jobs and understand that behind every loan there are people and a story.  Whether you are refinancing your Texas FHA loanTexas VA Loan or a Texas USDA Loan we’ve got you covered.  Lone Star Financing’s goal is simple: to make the Texas home mortgage refinance process easy and stress-free while providing timely communication for a fast closing.

Mortgage Refinance

When Should I Refinance?

Taking advantage of low Texas mortgage rates and reducing your payments is a great way to lower your monthly payment and save money. When purchasing a home for the first time in Texas, first-time buyers often have lower credit scores. You can save a lot of money on a 15 or 30 year mortgage term with a higher credit score accrued over time, along with a lower Texas refinance rate.

This means that refinancing may still be a good idea if your improved financial qualifications result in lower rates for your mortgage loan, even when interest rates increase – as they have since 2024. Contact us and speak with one of our Texas refinance specialist to see if refinancing is right for you.

Texas Mortgage Refinance
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Mortgage Refinance Experts in Texas

Read Our Reviews...

Rebeka L
Rebeka L
Heartland, TX
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Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!
Michael Underwood
Michael Underwood
Austin, TX
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As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!
Jordan Rodriquez
Jordan Rodriquez
Bastrop, TX
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I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.
Veronica M.
Veronica M.
Camey, TX
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Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!
Scott Kruse
Scott Kruse
San Marcos, TX
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I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...
David, Y
David, Y
San Antonio, TX
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Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!
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