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Welcome to Lone Star Financing - Houston, TX Mortgage Lender for new home loans and mortgage refinance.

Houston, TX Home Loans - Conventional, USDA, VA, FHA

Low Rates.
Low Fees.
Fast Closings.

Buying or Refinancing? We’ve got you covered.

Today's Mortgage Rates

30-Year Conventional, FHA, VA and USDA

Purchase Rate / APR

Mortgage Type

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Conventional

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FHA

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USDA

Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions

Why Choose Lone Star Financing?

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and fast closings.

Low Rates & Fees

Houston Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.

Customer Service

Houston mortgage company with local customer support. Read what our Houston customers are saying!

Houston, TX Home Loans

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Houston Mortgage Lenders

Houston Texas has a lot of mortgage lenders, and we know you have a decision in your home loan shopping process. At Lone Star Financing we are located right here in Kingwood and can provide a level of customer service and home loan options that most traditional mortgage brokers or even your bank can not make available. Competitive rates, personal attention, a variety of mortgage loan options and quick and easy pre-qualification approvals! As a Houston Mortgage Lender, we service own home loans and have the flexibility to underwrite to our independent guidelines.

Are you in the market for a new home in Houston? As a local Houston Mortgage Lender, we service own home loans and have the flexibility to underwrite to our independent guidelines which means we can approve your loan fast and close fast – typically in 28 days or less. This gives our Houston customer’s a tremendous advantage over traditional mortgage brokers and even local Houston mortgage banks.

Your local mortgage company in Houston, TX

Houston, TX Lender with Low Rates & Low Fees
Our Goal is to Close All Loans in 28 Days or Less
Local underwriting, processing and closing for fast approval & on time fundings
No-Obligation Loan Estimate
Local Houston Customer Service

2022 Houston Real Estate

Houston Real Estate Snapshot – The average cost per home in Houston in June, 2022 was $342,000, which was up 17.3% from $328,000. This value is seasonally adjusted and only includes the middle price tier of homes.

View all 11739 homes for sale in Houston from Realtor.com. See pricing and listing details and set search criteria to filter your home search by MLS, zip codes, price and more.

Why More Texans Choose Lone Star Financing ?
It's Our People!

Read Our Reviews...

Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!

As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!

I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.

Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!

I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...

Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!

Lone Star Financing - Houston, TX

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Welcome to Lone Star Financing - Houston, TX Mortgage Lender for new home loans and mortgage refinance.