Katy, Texas Home Loans

Low Rates.
Low Fees.
Fast ClosE.

Buying or Refinancing? We’ve got you covered.

Prequalify – Apply in Minutes

Katy Home Mortgage
Today's Rates
30-Year Conventional, FHA, VA and USDA
Purchase Rate / APR
Mortgage Type
getting rates...
getting rates...
getting rates...
getting rates...

TX Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions


Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.

Low Rates & Fees

Katy, TX Mortgage Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.

Customer Service

Katy, TX local customer support - we will be with you at every step from application to closing. Read what our Katy customers are saying!

Popular Katy Home Loans

Lone Star Financing— Local Mortgage Company

  • Katy, TX Mortgage Lender
  • Low Rates & Low Fees
  • Close in as few as 20 days
  • Local Texas underwriting
  • No-Obligation Loan Estimate
  • FHA, USDA, VA Loans
  • Local Customer Service
Katy Mortgage Lender

Katy, TX Mortgage Lenders

With many available loan programs to choose from, we can find the perfect loan product for each individual. FHA, VA, USDA, and Mortgage Refinance are our specialty! Call us today or apply online to learn more about how we work and why more people are choosing Lone Star Financing as their Katy mortgage lenders.

Are you in the market for a new home? Or need to refinance your current mortgage? Interest rates are at historic lows and a great time for new home purchase and mortgage refinancing. If you are looking for a mortgage lender in Houston, we specialize in new home purchases, VA Home Loans and FHA Home Loans. As a local Katy Mortgage Lender, we service own home loans and have the flexibility to underwrite to our independent guidelines. This gives our Katy borrower’s a substantial advantage over traditional banks and even traditional mortgage brokers in Katy.We look forward to earning your business. 

By specializing in only residential home loans Lone Star Financing offers low fees and rates while maintaining control of the loan process from application to closing – typically close your loan less than 20 days. Call today and learn why more people are choosing Lone Star Financing as their preferred mortgage lenders in Katy, TX. Whether you need home financing in HoustonAustinSan Antonio or Katy we have you covered. 

2024 Katy, TX Real Estate Market

Katy Real Estate Snapshot–As of March, 2024 the average cost per home in Katy was $484,555. This value is seasonally adjusted and only includes the middle pricing tier of all homes in Katy.  There are currently 2,944 resale and new homes in Katy, TX, including 12 open houses, as well as 313 homes in the auction, foreclosure, or bank-owned stages of the foreclosure. Search for homes for sale in Katy, TX.

Katy home prices were up 19.4% compared to last year, selling for an average price of $484K. On average, homes in Katy sell after 8 days on the market compared to 10 days last year. There were 582 homes sold in April this year, down from 746 last year.

BEST KATY NEIGHBORHOODS! We researched the top Katy neighborhoods for families in 2024.  Some of the most sought -after neighborhoods and sub-divisions in Katy, TX for amenities, schools and pricing include: Cross Creek Ranch, Cinco Ranch, Kelliwood, Seven Meadows, Elyson, and Grand Lakes. 


Why More People Choose Us? It's Our People!
Jimmy Smith Loan Officer

Jimmy Smith

Loan Officer
NMLS #2038961

Texas mortgage loans

Shella Hendricks

Loan Officer
NMLS #2428695

Texas home mortgage

Eric Brown
Loan Officer

NMLS #2253802

Paul Duane

Paul Duane

Sr. Loan Officer
NMLS #330193

TX Mortgage Company

Ryan Collins

Production Support

Katy, TX Home Financing
Have Questions? Let's Talk

Speak to a Loan Officer - Quick Rate Quote

"*" indicates required fields

This field is for validation purposes and should be left unchanged.