Welcome to Lone Star Financing – Your El Paso Mortgage Pro’s
Low Rate. Low Fees. Fast Closings!!
Apply Online in 2 - 3 minutes
- Direct Mortgage Lender
- In house Underwriting, Processing & Closing
- No Cost Loan Estimates & Consultation
Refinance Today And Save
- Refinance up to 80% for Cash Outs
- Streamline Options Available
- Single Family or Multi-Unit Properties
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30 Year Fixed
Low payments that never change
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30 Year FHA
Stable monthly payment with less money down
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30 Year VA
100% loans to Conforming Jumbo Options available
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30 Year USDA
100% financing rural properties
Rates current as of 10/16/2017, 2:56:53 PM . Rate Assumptions
Why Choose Lone Star Financing?
Close on Time
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.
Low Rates & Fees
Direct Mortgage Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.
Customer Service
We are Local to Texas and provide top-notch customer support. We will be with you at every step from application to closing. Read what our customers are saying!
We Specialize in New Home Purchases

New Home Loan? Let us help!
- Primary Residence, 2nd Home, Investment
- Conventional, FHA, VA and USDA Loans
- Renovation Loan Programs
- Great Rates, Low Fees
Texas Mortgage Refinance Experts
Refinance Today & Save!
- Reduce Monthly Payment
- Shorten Mortgage Term
- Cash-out Debt Consolidation
- Streamline Options Available
Texas FHA Home Loans
Advantages of FHA Mortgages
- Great 1st Time Buyers
- Low Down Payment
- Easier Credit Qualifying
- 203K Renovations Loan
Texas VA Home Loans
Advantages of VA Loans
- Zero Down, 100% Financing
- No Monthly Mortgage Insurance
- No Debt to Income Restrictions
- Jumbo Option with Down Payment
Texas Conventional Home Loans
Conventional Loan Advantages
- Primary, 2nd homes and Investment
- Up to 97% Financing
- No Up-front Funding Fees
- Renovation Loan Programs
Texas USDA Home Loans
Advantages of USDA Loans
- 100% Financing Rural Properties
- Primary Residence Only
- Closing Costs Can be Rolled In
- Home Repairs Can be Rolled In
Texas Jumbo Home Loans
Advantages of Jumbo Mortgages
- Primary & 2nd Homes
- 80% Loan to Value
- Fixed Rate and Arm Options
- Reserves Required
Texas Reverse Mortgage
Let your home work for you
- No Monthly Mortgage Payments
- Cash-Out Options
- Money it Tax Free
- No Credit Score Requirements
Lone Star Financing—The Value of the Difference
- Direct Texas Mortgage Lender with Low Rates & Low Fees
- Our Goal is to Close All Loans in 28 Days or Less
- Local underwriting, processing and closing for fast approval & on time fundings
- No-Obligation Loan Estimate
- Local Texas Customer Service
El Paso Mortgage Lenders
Lone Star Financing is a preferred mortgage lender by realtors in and around El Paso. As a direct mortgage lender we offer local Texas underwriting which enables our underwriter’s to make quicker decision and can process loans quickly. We are a technology driven company and offer a level of customer service second to none. Low Rates, Low Fees and Fast Closings is our motto and why more El Paso residents are choosing Lone Star Financing for new home purchases and mortgage refinance. With many available loan programs to choose from, we can find the perfect loan product for each individual. Call us today or apply online to learn more about how we work and why more people are choosing Lone Star Financing as their preferred El Paso Texas mortgage lenders. Buying a new home in El Paso? New home purchases are our speciality and offer FHA home loans, VA home loans, and conventional home loans in El Paso. With ultra low mortgage rates, low fees and fast closings you can rest assure that your home loan will go smoothly and seamlessly from application to close. Call us today and learn why more borrower’s in El Paso are choosing Lone Star Financing as their preferred mortgage lender in El Paso, TX.
- Direct Lender with Low Rates & Low Fees
- Local underwriting and closing for fast approval & funding
- No-Obligation Good Faith Estimate
- Local El Paso customer service
We Serve All of Texas!
No matter what part of Texas you live in, Lone Star Financing has the resources to serve you. Specializing in New Home Loans; FHA and VA mortgages; and Mortgage Refinance. Find your city below and discover how we’ve helped your neighbors finance their homes!
North Texas Home Loans
South Texas Home Loans
Central Texas Home Loans
Why More People are Choosing Us? It's Our People!
Call Us Today (855) 868-8825

Ken Watson
Loan Officer
NMLS #324774

Cornelius Williams
Loan Officer
NMLS #1874757

Keith Taylor
Sr. Loan Officer
NMLS # #857586

Ryan Collins
Production Support
Manager

Shella Mullen
Customer Care
Specialist