Carrollton Home Loans & Refinancing from a Trusted Lender
Buying a new home in Carrollton? Lone Star Financing is a trusted Texas mortgage lender dedicated to helping homebuyers secure the right financing with confidence. We offer competitive mortgage rates, flexible loan options, and personalized service tailored to today’s Carrollton buyers.
As a mortgage broker, we work with 20+ wholesale lenders, giving you access to competitive pricing, lower rates, and fast closings. We provide competitive rates on FHA home loans, VA financing, Conventional mortgages, DSCR loans, and mortgage refinance options—backed by clear guidance and a personalized approach that keeps the process simple and stress-free.
- Mortgage Broker
- Wholesale Pricing Access
- Free Good Faith Estimate
- VA, FHA & Jumbo Loans
- Texas Customer Service!
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
![Carrolton FHA Mortgage Lender](https://lonestarfinancing.com/wp-content/uploads/2026/05/buying-house11.jpg" "Carrollton FHA Lenders")
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions for Austin borrowers.
Carrollton Home Loan & Refinance Specialists
Lone Star Financing is your trusted Carrollton mortgage expert, delivering personalized home loan guidance backed by deep local market knowledge. We help you select the right financing solution based on your goals, budget, and timeline.
Whether you’re buying your first home or refinancing an existing one, our understanding of Carrollton neighborhoods and lending trends helps you move forward with confidence at every stage of the mortgage process.
Close on Time
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.
Low Rates
Carrollton, TX Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.
Service
We provide expert support from application to closing, ensuring a smooth and guided home financing experience.
A Better Way to Finance Your Home
Your Trusted Mortgage Company in Carrollton, TX! We make home financing simple and stress-free by offering low rates, quick closings, and a seamless digital experience. With our advanced platform, you can easily apply, link your bank accounts, upload documents, and receive full loan approval—all in just a few steps. Plus, from the initial application to the final closing, we guide you every step of the way to ensure a smooth and efficient process. Ultimately, our goal is to help you secure your dream home as quickly and hassle-free as possible.
Whether you’re purchasing a home in Carrollton or refinancing, Lone Star Financing is here to guide you every step of the way. With in-house underwriting and processing, we typically close loans in 21 days or less!
Carrollton, TX Mortgage Lending
CALL TODAY (855) 314-8080
Lone Star Financing is a trusted Carrollton, TX mortgage lender offering residential home loans with fast approvals, competitive rates, and flexible options. Backed by local Texas expertise, we deliver a smooth, stress-free experience from application to closing.
Serving Homebuyers Across North Texas
In addition to Carrollton, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer home loan and refinancing services.
Arlington Allen Dallas Denton Garland Grand Prairie Fort Worth Irving Lewisville McKinney Mesquite Plano Richardson Wichita Falls
2026 Carrollton, TX Real Estate
Carrollton Real Estate Snapshot — As of January 2026, Carrollton, TX had 391 active new and resale listings, including 2 open houses, with approximately 172 properties in pre-foreclosure, auction, or bank-owned status. The average home listing price in Carrollton was $482,625.
