Carrollton, TX
Mortgage Lender
More loan options, better rates, and personalized guidance from a trusted Carrollton mortgage broker
⭐ Carrollton, TX Mortgage Broker – Low Rates & Fast Closings
Carrollton Mortgage Lender for Home Loans & Refinancing
Lone Star Financing is a trusted Carrollton, TX mortgage broker helping homebuyers secure the right financing with confidence. We offer flexible loan programs and personalized service – view today’s mortgage rates.
As an independent mortgage broker, we partner with 20+ lenders to deliver competitive pricing, expanded loan options, and fast closings. We specialize in FHA, VA, Conventional, DSCR, Jumbo, and Mortgage Refinance, providing expert guidance and a stress-free mortgage experience from start to finish.
- FHA, VA & Jumbo Loans
- Wholesale Pricing Access
- More Loan Options
- Fast Approvals
- Low Rates & Fast Close
- Local Texas Service!
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions for Carrollton borrowers.
Better Rates. More Options. Faster Closings.
The Lone Star Advantage
Carrollton Home Loans, Done Right!
Lone Star Financing is your trusted Carrollton mortgage expert, delivering personalized home loan guidance backed by deep local market knowledge. We help you select the right financing solution based on your goals, budget, and timeline.
Whether you’re buying your first home or refinancing an existing one, our understanding of Carrollton neighborhoods and lending trends helps you move forward with confidence at every stage of the mortgage process.
Start Your Pre-ApprovalClose on Time
With a streamlined process from application to close - our goal is to close every loan in 21 days or less.
Wholesale Pricing
As a mortgage broker we offer access to wholesale pricing which means lower rates and more loan options than traditional mortgage bank.
Personalized Service
Based in Dallas, TX, we offer exceptional support from application to closing, guiding you every step of the way.
Carrollton Mortgage Lender & Home Loan Experts
Your trusted mortgage company in Carrollton, TX, Lone Star Financing makes home financing simple with competitive rates, fast closings, and a streamlined digital mortgage process. Easily apply online, securely upload documents, and track your loan from application to approval.
From your initial consultation through closing day, our experienced team provides personalized guidance every step of the way, helping you secure the right home loan with confidence and ease.
Real People. Local Expertise. Better Service.
Debbie Odell
Sr. Loan Officer
NMLS #1121045
Glen Dicken
Loan Officer
NMLS #313548
Brett Dempsey
Branch Manager
NMLS #2014728
Mark Dusza
Sr. Loan Officer
NMLS #860825
Ryan Wood
Loan Officer
NMLS #1757471
“Mark Dusza and the Lone Star Financing team made our DSCR loan process smooth from start to finish. We closed with a competitive rate, excellent communication, and a fast, stress-free experience.”
“Debbie Odell made our first home buying experience in Texas incredibly smooth and reassuring. She went above and beyond throughout the entire process and was always available to help every step of the way.”
“Mark made our home loan process clear, simple, and easy to navigate. He was always available to answer questions, and we truly appreciated the communication and support from Lone Star Financing.”
Carrollton Home Loans & Refinance
Apply Online in Minutes
Get started with a simple online mortgage application and compare Carrollton home loan options with Lone Star Financing. We help Texas buyers and homeowners find competitive rates, low fees, and fast closing solutions.
Carrollton, TX Mortgage Lending
CALL TODAY (855) 314-8080
Lone Star Financing is a trusted Carrollton, TX mortgage lender offering residential home loans with fast approvals, competitive rates, and flexible options. Backed by local Texas expertise, we deliver a smooth, stress-free experience from application to closing.
Mortgage Lending Across North Texas
In addition to Carrollton, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer home loan and refinancing services.
Arlington Allen Dallas Denton Garland Grand Prairie Fort Worth Irving Lewisville McKinney Mesquite Plano Richardson Wichita Falls
Serving Homebuyers Across Texas — Wherever you call home, Lone Star Financing is here to help. We provide competitive mortgage financing and refinancing solutions for borrowers throughout Texas, including South Texas, Central Texas, West Texas, and beyond.
South Texas Lending
Central Texas Lending
Carrollton Texas Real Estate & Home Loans
Carrollton continues to be one of the most desirable communities in the Dallas-Fort Worth Metroplex, attracting first-time homebuyers, growing families, and professionals seeking convenient access to major employment centers. Known for its diverse neighborhoods, excellent schools, and central location, Carrollton offers a wide variety of housing options throughout both Dallas and Denton Counties. Learn more about community services and development initiatives through the City of Carrollton, TX.
As a trusted Carrollton mortgage lender and mortgage broker, Lone Star Financing helps homebuyers compare FHA, VA, Conventional, USDA, Jumbo, and refinance loan options from 25+ lenders. We proudly serve Carrollton and surrounding communities including Farmers Branch, Addison, Lewisville, Coppell, The Colony, Plano, and North Dallas, helping borrowers secure competitive rates, flexible home loan solutions, and a smooth mortgage process from pre-approval through closing.
Carrollton Real Estate Snapshot — As of January 2026, Carrollton, TX had 391 active new and resale listings, including 2 open houses, with approximately 172 properties in pre-foreclosure, auction, or bank-owned status. The average home listing price in Carrollton was $482,625.