Your Local Carrollton Mortgage Lender
Buying a Home in Carrollton, TX? Lone Star Financing is a direct mortgage lender in Texas that provides a tailored mortgage solution with competitive rates and outstanding service. Whether you’re buying or refinancing, our mortgage team is here to help guide you every step of the way.
Low Rate & Low Fees
Direct Mortgage Lender
In-House Underwriting
Free Good Faith Estimate
VA, FHA & Jumbo Loans
Local Customer Service!
Our Home Loan Options
Carrollton Home Loans
Buying a new home in Carrollton, TX? We offer multiple home loan options to suit your needs.
- Primary, secondary, investment
- FHA, USDA, and VA Loans
- Conventional Loans
- Low Rates & Variable Terms
Conventional Mortgages
Conventional loans provide competitive terms, lower interest rates and reduced mortgage insurance costs.
- 30, 20 and 15-Year terms
- Financing up to $806,500
- Primary home, secondary, investment
- Up to 95% Financing
FHA Home Loans
FHA home loans are a great option for first-time buyers in Carrollton, but they’re open to all eligible borrowers.
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
VA Home Loans
As a VA-approved lender in Carrollton, we provide low rates and dedicated support to assist Texas veterans.
- Zero down, 100% Financing
- No Monthly PMI
- No Debt to Income Restrictions
- VA Jumbo Loans with Down Payment
Mortgage Refinance
Unlock the savings in your Carrollton home with lower rates and refinance your home for better terms!
- Lower Monthly Payment
- Shorten Mortgage Term
- FHA Streamline
- VA IRRRL’s
Cash Out Refinance
Unlock your home’s equity with a Texas Cash-Out Refinance—benefit from lower rates and flexible loan options.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
Your Trusted Mortgage Company in Carrollton, TX! We make home financing simple and stress-free by offering low rates, quick closings, and a seamless digital experience. With our advanced platform, you can easily apply, link your bank accounts, upload documents, and receive full loan approval—all in just a few steps. Plus, from the initial application to the final closing, we guide you every step of the way to ensure a smooth and efficient process. Ultimately, our goal is to help you secure your dream home as quickly and hassle-free as possible.
Whether you’re purchasing a home in Carrollton or refinancing, Lone Star Financing is here to guide you every step of the way. With in-house underwriting and processing, we typically close loans in 21 days or less!
Buying or Refinancing? We’ve got you covered.
Pre Qualify – Apply in Minutes
Shawn Dulac
Loan Officer
NMLS #1320463
Chris Lederer
Sr. Loan Officer
NMLS #2004549
James Hair
Loan Officer
NMLS #1680348
Marla McGee
Sr. Loan Officer
NMLS #1133114
Brett Dempsey
Sr. Loan Officer
NMLS #2014728
TODAY'S TEXAS MORTGAGE RATES:
CALL (855) 314-8080
Local Carrollton, TX Mortgage Company
Lone Star Financing is a trusted mortgage lender in Carrollton, TX, specializing in residential home loans. Because we have in-house underwriting, we can offer faster approvals, competitive rates, and more flexible loan options. Additionally, our Texas-based experts have deep knowledge of the local market, ensuring a smooth and stress-free experience from start to finish. Whether you’re looking for a conventional loan or a government-backed option like FHA, VA, or USDA financing, we’re here to help. So, don’t wait—apply today and take the next step toward homeownership!
Whether you’re a first-time homebuyer in Carrollton or an existing homeowner looking to refinance, we can customize the perfect home loan just for you. We’re excited to assist you and look forward to earning your trust and business!
Our Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender right here in Texas and can close loans anywhere in the state. Lone Star Financing– your local Texas mortgage company with the best rates, lowest fees, and top notch customer service.
South Texas Lending
Central Texas Lending
2025 Carrollton, TX Real Estate
Carrollton Real Estate – As of March, 2025 there were 347 homes for sale in Carrollton, TX. Trulia shows there are currently 371 resale and new homes in Carrollton MLS, including two (2) open houses, and approximately 162 homes in the pre-foreclosure auction, or bank owned foreclosures. The mean listing sales price for homes in Carrollton TX was $502,725.
What our Carrollton Customer’s are Saying – “I would recommend your home mortgage team to anyone in Carrollton looking for Mortgage Company, excellent from start to finish.” – Shannon
Why Lone Star Financing
Close on Time
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.
Low Rates
Carrollton, TX Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.
Service
We provide expert support from application to closing, ensuring a smooth and guided home financing experience.
