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Mortgage Rates

15, 20 and 30-Year Fixed Rates in Texas



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Texas mortgage rates for FHA, VA, Conventional, and Jumbo home loans
Texas Mortgage Rates

Today's Mortgage Rates

Compare current Texas mortgage rates for FHA, VA, Conventional, Jumbo, USDA, and refinance loans. Fixed-rate mortgage options with 15, 20, and 30-year terms.

Texas home loan rate quotes from Lone Star Financing
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Our Loan Options

Texas conventional home loan options

Conventional Loans

Flexible mortgage options with competitive rates and low down payment solutions.

 Texas FHA loans for first-time homebuyers

FHA Loans

Flexible guidelines with down payments as low as 3.5% for qualified buyers.

 Texas VA home loan financing options

VA Loans

Zero-down financing and exclusive benefits for eligible veterans and military families.

 Texas mortgage refinance options

Mortgage Refinance

Lower your rate, reduce payments, or improve your mortgage loan terms.

 Texas USDA home loan options

USDA Loans

Zero-down financing options for eligible rural and suburban homebuyers.

 Texas jumbo home loan options

Jumbo Loans

Flexible financing for higher-value homes with competitive mortgage options.

 Texas cash-out refinance loan options

Cash-Out Refinance

Access your home equity for renovations, debt consolidation, or major expenses.

 Texas commercial real estate financing options

Commercial Loans

Business and investment property financing solutions for Texas borrowers.

Mortgage Rates FAQ's

What is a 30-Year fixed mortgage rate in Texas?

A 30-year fixed mortgage is a home loan with an interest rate that stays the same over a 30-year period. For example, on a 30-year mortgage for a home values at $300,000 with a 20% down payment and an interest rate of 3.75%, the monthly payment would be about $1,111 (not including taxes and insurance). Because the mortgage is fixed, the interest rate of 3.75% (and the monthly payment) will stay the same for the life of the loan.

What is a 20-Year fixed mortgage rate in Texas?

A 20-year fixed-rate mortgage is a home loan with a 20-year repayment term and a consistent interest rate throughout the loan’s duration. Check the current 20-year mortgage rates in Texas above.

What is a 15-Year fixed mortgage rate in Texas?

A 15-year fixed-rate mortgage offers a 15-year repayment term with a steady interest rate for the life of the loan. Call today to speak with a loan officer for current mortgage rates in Texas for 10- and 15-year terms.