The Fed Is Cutting Rates Soon. When Should I Buy?
The Federal Reserve is expected to lower interest rates at
Lone Star Financing is a trusted mortgage lender in Texas, committed to helping individuals and families turn their homeownership dreams into reality. With competitive rates, low fees, and a seamless loan process, we specialize in new home purchases, refinancing, and VA and FHA programs. From consultation to closing, our team ensures a smooth, stress-free experience.
Are you in need of a new home loan in Texas? Choose Lone Star Financing, a local Texas mortgage company offering fast, personalized service and a wide range of loan options. Whether you’re looking at FHA, VA, USDA, or Jumbo Loans, we have the right solution to help you reach your homeownership goals. Based in Austin, TX, we proudly serve clients across the state and can close loans anywhere in Texas.
Our mission statement is simple: Integrity, customer service and upfront lending. Our goal is to provide every client with transparent and straightforward guidance throughout their entire mortgage journey. It’s this simple formula that has propelled us to one of the top mortgage lenders in Texas.
Lone Star Financing is a local Texas mortgage company specializing in residential home loans. As a direct lender, not a mortgage broker, we offer in-house underwriting, which makes us stand out from many online mortgage lenders. Unlike national lenders, we are based right here in Texas, allowing us to provide local customer service and VIP treatment to our clients. Our team of experienced loan officers specializes in Texas home loans, and all of our underwriters are located in Texas as well. Learn more
Local TEXAS MORTGAGE LENDING!
We’re based in Austin, TX, and right here to support you through every step of the mortgage process, from application to closing. We are a direct Texas mortgage lender—not a broker—we have the flexibility to use common sense underwriting, allowing us to approve and close loans quickly. Call us today or apply online to get started—we’re excited to earn your business and help you achieve your homeownership goals!
We specialize in new purchase loans throughout Texas, providing our clients a wide range of new home loan options.
Conventional loans offer favorable terms, including lower mortgage insurance and lower interest rates.
FHA home loans are perfect for first time home buyers in Texas, but you don’t have to be a first time buyer to qualify:
Approved VA lender in Texas with low rates – we are here to help our Texas Vets secure the home financing they deserve.
USDA home loans for rural properties in Texas. USDA loans offer 100% financing and lower rates for qualified buyers:
Jumbo Mortgages in Texas up to $3,000,000; financed through private investor programs – flexible guidelines:
Easy mortgage refinancing in Texas –unlock savings with lower rates and refinance your home for better terms today!
Unlock your home’s equity with a Texas Cash Out Refinance – benefit from lower rates and flexible loan options.
Our goal is to close every home loan in 30 days or less. In-house underwriting, processing, and on-time fundings.
Texas Mortgage Lender with Low Rates, Low Fees and Fast Closings. FHA, VA, and USDA Approved Lender.
Home Loans in Texas with top-notch customer support. Local underwriting and fast approvals
Loan Officer
NMLS #1320463
Loan Officer
NMLS #1680348
Branch Manager
NMLS #347481
Sr. Loan Officer
NMLS #490185
Loan Officer
NMLS #2014728
A direct lender in Texas for low rates, in-house underwriting, and personalized home loan solutions with top notch customer service.
Lone Star Financing is a trusted Texas mortgage lender specializing in residential home loans. With in-house underwriting, we offer fast pre approvals, lower rates, and more flexibility. Our Texas-based team knows the local market inside and out, ensuring a smooth, hassle-free process. We provide conventional and government-backed loans, including FHA, VA, and USDA financing. Apply today and get one step closer to getting approved for your home loan in Texas!
Whether you’re a first-time homebuyer in Texas or an existing homeowner looking to refinance, we can customize the perfect home loan just for you. We’re excited to assist you and look forward to earning your trust and business!
The Federal Reserve is expected to lower interest rates at
Mortgage rates fell to their lowest level in over a
The housing market continues to be affected by elevated mortgage
Lone Star Financing is a DBA of First Option Mortgage, LLC.
NMLS #123411
14425 Falconhead Blvd E, Suite 100
Austin, TX 78738
Texas Recovery Fund Notice
NMLS Consumer Access
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* Rates shown assume a purchase transaction.
* Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 80% for conventional loans; a minimum FICO score of 740; and a loan amount of $300,000 for conforming loans, unless otherwise specified.
* Annual Percentage Rate (APR) calculations assume a purchase transaction.
* Rates may be higher for loan amounts under $300,000. Please call for details.
* Rates are subject to change without notice.
* Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
* Subject to underwriter approval; not all applicants will be approved.
* Fees and charges apply.
* Payments do not include taxes and insurance.
* Assumes – 30 Day Rate Lock.
* Rates based on Texas property.
* Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA, VA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
* Restrictions may apply.
* Lender Fees & Appraisal Fees may apply