Lone Star Financing is a trusted mortgage lender in Texas, committed to helping individuals and families turn their homeownership dreams into reality. Unlike retail banks, we are a mortgage broker which means we can offer wholesale pricing, multiple lender options, and access to the best rates. With competitive rates, low fees, and a seamless loan process, we specialize in new home purchases, refinancing, and VA and FHA programs. From consultation to closing, our team ensures a smooth, stress-free experience.
Are you in need of a new home loan in Texas? Choose Lone Star Financing, a local Texas mortgage company offering fast, personalized service and a wide range of loan options. Whether you’re looking at FHA, VA, USDA, or Jumbo Loans, we have the right solution to help you reach your homeownership goals. Based in Austin, TX, we proudly serve clients across the state and can close loans anywhere in Texas.
Our mission statement is simple: Integrity, customer service and upfront lending. Our goal is to provide every client with transparent and straightforward guidance throughout their entire mortgage journey. It’s this simple formula that has propelled us to one of the top mortgage lenders in Texas.
Lone Star Financing is a local Texas mortgage company specializing in residential home loans. As a direct lender, not a mortgage broker, we offer in-house underwriting, which makes us stand out from many online mortgage lenders. Unlike national lenders, we are based right here in Texas, allowing us to provide local customer service and VIP treatment to our clients. Our team of experienced loan officers specializes in Texas home loans, and all of our underwriters are located in Texas as well. Learn more
Local TEXAS MORTGAGE LENDING!
We’re based in Austin, TX, and right here to support you through every step of the mortgage process, from application to closing. We are a direct Texas mortgage lender—not a broker—we have the flexibility to use common sense underwriting, allowing us to approve and close loans quickly. Call us today or apply online to get started—we’re excited to earn your business and help you achieve your homeownership goals!
Local Texas mortgage lender with low rates and top-notch customer service, offering a wide range of new home loan options.
Conventional loans offer favorable terms, including lower mortgage insurance and lower interest rates.
FHA home loans are perfect for first time home buyers in Texas, but you don’t have to be a first time buyer to qualify:
Approved VA lender in Texas with low rates – we are here to help our Texas Vets secure the home financing they deserve.
USDA home loans for rural properties in Texas. USDA loans offer 100% financing and lower rates for qualified buyers:
Jumbo Mortgages in Texas up to $3,000,000; financed through private investor programs – flexible guidelines:
Easy mortgage refinancing in Texas –unlock savings with lower rates and refinance your home for better terms today!
Unlock your home’s equity with a Texas Cash Out Refinance – benefit from lower rates and flexible loan options.
We specialize in Texas DSCR loans designed for real estate investors—no tax returns, W-2s, or pay stubs needed.
We offer competitive rates, fast pre-approvals, and flexible commercial loan options for investors and business owners.
Our goal is to close every home loan in 21 days or less. In-house underwriting, processing, and on-time fundings.
Texas Mortgage Lender with Low Rates, Low Fees and Fast Closings. FHA, VA, and USDA Approved Lender.
Home Loans in Texas with top-notch customer support. Local underwriting and fast approvals
Sr. Loan Officer
NMLS #1087365
President
NMLS #292785
Sr. Loan Officer
NMLS #2692859
Branch Manager
NMLS #2014728
Sr. Loan Officerr
NMLS# 1757471
Texas mortgage lender with lower rates and closing costs, in-house underwriting, and personalized home loan solutions with top notch customer service.
Lone Star Financing is a trusted Texas mortgage lender specializing in both residential and Texas commercial loans. With in-house underwriting, we offer fast pre approvals, lower rates, and more flexibility.
As a trusted Texas-based mortgage lender, our team knows the local market inside and out, ensuring a smooth, hassle-free process. We provide conventional and government-backed loans, including FHA, VA, and USDA home loans. Apply today and take the next step toward getting approved for your Texas home loan!
Whether you’re a first-time homebuyer in Texas or an existing homeowner looking to refinance, we can customize the perfect home loan just for you. We’re excited to assist you and look forward to earning your trust and business!
Our Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender right here in Texas and can close loans anywhere in the state. Lone Star Financing– your local Texas mortgage company with the best rates, lowest fees, and top notch customer service.
South Texas Lending
Central Texas Lending
Mortgage rates hit a 12 month low but will the housing market respond? The average national rate for 30-year fixed-rate mortgages was 6.19% in the most recent week, Freddie Mac said on Oct. 28, 2025. But will this translate to more Texas home owners selling?
We’re excited to announce that Lone Star Financing has officially
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Lone Star Financing NMLS: 262157
6860 North Dallas Parkway, Suite 200 Plano, Texas 75024
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