Lone Star Financing -
Irving, TX Mortgage Lender
Whether you’re purchasing a new home in Irving or refinancing, we’ve got your covered. With competitive rates, outstanding service, and in-house underwriting, we ensure a seamless and stress-free loan process from start to finish.
- Low Rates & Low Fees
- VA, FHA and USDA Loans
- In-House Underwriting
- Fast Approvals
- Direct Lender
- Texas Company
Mortgage Company in Irving
As a direct lender, we offer not only competitive rates but also fast closings to ensure a smooth home loan experience. Our advanced, technology-driven platform streamlines the process, making it easy for you to complete your application, link bank accounts, upload documents, and secure full loan approval quickly and securely. Whether you’re buying a new home or refinancing in Irving, Lone Star Financing is here to guide and support you every step of the way, delivering a seamless experience from start to finish. Welcome to Lone Star Financing, your trusted local mortgage lender in Irving, TX
Lone Star Financing is a leading mortgage lender in Irving, Texas, recognized for offering low rates and fast, efficient loan processing. As a direct lender with local underwriting, we make swift decisions to streamline your loan process. With our technology-driven approach and a dedicated team of expert loan officers, we deliver exceptional customer service. Contact us today or apply online to discover why more people are choosing Lone Star Financing as their preferred mortgage lender in Irving, TX.
We specialize in new home purchases and offer FHA, VA, and conventional home loans with ultra-low rates, minimal fees, and quick closings. From application to closing, we ensure a smooth and hassle-free experience. Call us today to find out why so many borrowers in Irving trust Lone Star Financing as their top mortgage partner.
- Direct Lender
- Low Rates
- Local Underwriting
- Fast Closings
Lone Star Financing—your trusted mortgage lender in Irving, TX, for new home purchases and refinancing. Learn more About Us
Irving Home Loans
New Home Loans
Looking to buy a new home in Irving, TX? We offer a variety of loan programs for new home purchases:
- Primary home, secondary, investment
- FHA, USDA, and VA Loans
- Conventional Loans
- Low Rates & Variable Terms
Conventional Loans
Conventional fixed rate loans provide lower rates and reduced mortgage insurance with flexible terms:
- 30, 20 and 15-Year terms
- Ultra low rates with great credit
- Primary home, secondary, investment
- Up to 95% Financing
Irving FHA Loans
FHA loans are an excellent option for first-time homebuyers in Irving, requiring just 3.5% down payment:
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
Irving VA Loans
Preferred VA lender for veteran home loans in Irving, TX, dedicated to helping you maximize your benefits:
- Zero down, 100% Financing
- No Monthly PMI
- No Debt to Income Restrictions
- VA Jumbo Loans with Down Payment
Cash Out Refinance
Unlock your home’s equity with a Texas Cash Out Refinance – benefit from lower rates and flexible loan options.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
Mortgage Refinance
We offer streamlined hassle free mortgage refinancing. Take advantage of lower rate – refinance today and save!
- Rate & Term Refinance
- Cash-Out Refinance
- FHA Streamline Available
- VA IRRRL Streamline
Your Texas Trusted Lender
Your trusted Irving mortgage team delivering competitive rates, on-time closings, and unmatched service, every step of the way.
Close on Time
With in-house underwriting and closing, we ensure fast approvals for a smooth and stress-free process.
Low Rates & Fees
Irvng Mortgage Lender with Low Rates, Low Fees and Fast Closings. VA, FHA and USDA Loans.
Service
Irving's trusted lender, known for exceptional customer service, low rates, and fast closings.
Get Pre-Qualified Today!
Brad Walters
President
NMLS #292785
Chris Lederer
Sr. Loan Officer
NMLS #2004549
Dee Dee Graham
Loan Processor
Ryan Wood
Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
Our Irving Home Loans
CALL TODAY (855) 314-8080
- Low Rates Low Fees
- Close in as little as 28 Days
- Local underwriting
- No-Obligation Loan Estimate
- Local Customer Service
Looking for a mortgage lender in Irving, TX? Need to refinance your mortgage and lower your monthly payments? Look no further than Lone Star Financing. We specialize in USDA loans, Texas VA loans and FHA loans for first-time home buyers in and around the Irving,TX area. Using local underwriters, we can approve your loan application quickly; we even offer same-day approval. Our mortgage lending experts are standing by to guide you through the process of applying for a home loan, whether you are buying a new home or refinancing your existing mortgage in Irving, TX. We also handle home financing for new home build outs. We are the number one mortgage lenders in Irving, TX, and we are the top choice among Irving Realtors.
Lone Star Financing is your local Irving Texas mortgage company for new home loans and mortgage refinance. As a direct lender right here in Texas we offer in-house underwriting and can close loans fast – typically in 28 days or less.
Our Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender right here in Texas and can close loans anywhere in the state. Lone Star Financing– your local Texas mortgage company with the best rates, lowest fees, and top notch customer service.
South Texas Lending
Central Texas Lending
2025 Irving Texas Real Estate
Irving Real Estate Overview – Situated in North Texas, Irving is a key part of the Dallas-Fort Worth Metroplex. As of March 2025, the city features 673 new and resale homes on the market, including 25 open houses. Additionally, 213 properties are in various stages of foreclosure, including pre-foreclosure, auction, and bank-owned listings. The average listing price for homes for sale in Irving, TX was $443,245. Search all homes for sale in Irving, TX.
You will find that Irving is choked full of unique and different neighborhoods. Irving is know for having small close knit neighborhoods, low crime rates, and a lower cost of living. Here are few of the more popular neighborhoods in Irving: Townlake II, Woodhaven, Heritage District, Hospital District, Timberlake, MacCarthur, Cardinal Family Village and the Arts District.