⭐ Top-Rated Mortgage Broker for Abilene Homebuyers
Your Abilene Mortgage Broker for New Home Loans & Refinancing
Buying a home in Abilene, TX? Lone Star Financing is a trusted local mortgage broker helping homebuyers secure the right financing with confidence. We offer competitive rates, flexible loan options, and personalized service for both first-time and move-up buyers.
As a broker, we work with 20+ lenders to access wholesale pricing, lower rates, and faster closings. We offer FHA, VA, Conventional, Jumbo, and refinance loans—delivered with a streamlined, stress-free experience.
- FHA, VA & Jumbo Loans
- Wholesale Pricing
- Multiple Lender Options
- Fast Approvals
- Low Rates & Fast Close
- Texas Customer Service!
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions for Austin borrowers.
Explore Our Loan Options
Abilene Home Loans
Buying a new home in Abilene? We specialize in new purchases and offer a wide range of loan programs:
- Primary or secondary
- FHA, VA and USDA
- Conventional Loans
- Low Rates & Low Fees
Conventional Loans
Conventional loans provide lower rates and mortgage insurance, and as little as 5% down:
- 30, 20 and 15-Year terms
- Low rates with great credit
- Primary or secondary
- Up to 95% Financing
FHA Loans
FHA home loans are perfect for first time home buyers in Abilene, give funds are allowed and 3.5% down:
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
VA Loans
Approved VA lender- we offer specialized VA home loan services tailored to help veterans maximize benefits.
- 100% Financing
- No Monthly PMI
- No DTI Restrictions
- VA Jumbo Loan Options
USDA Home Loans
USDA loans for rural properties in with a variety of benefits. These loans offer 100% financing for qualified buyers:
- Zero Down
- Primary Residence Only
- Closing Costs Rolled In
- Low Interest Rates
Mortgage Refinance
We offer streamlined refinancing- Take advantage of today’s low rates and start saving!
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
A Smarter Way to Finance Your Home
Lone Star Financing is your trusted Abilene mortgage team, delivering competitive rates, fast approvals, and on-time closings. Our experienced professionals make the lending process simple, transparent, and tailored to your goals.
From first-time buyers to seasoned homeowners, we provide personalized guidance and unmatched service at every step—helping you move forward with confidence.
Close on Time
As a mortgage broker with controlled processing, we guarantee fast approvals to keep the process smooth and stress free.
Better Rates
Abilene Mortgage Lender with Low Rates, Low Fees and Fast Closings. VA, FHA and USDA Loans.
Service
Top notch customer service, low rates and on-time closings
Abilene, TX Home Loan Experts
Welcome to Lone Star Financing, your trusted mortgage broker in Abilene, TX. We offer competitive rates, fast closings, and a secure digital platform that makes applying and getting approved simple. Since 2007, we’ve built our reputation on integrity, transparency, and outstanding service—supporting Abilene buyers and homeowners from application through closing.
Whether you’re buying a home in Abilene or refinancing, Lone Star Financing is here to guide you every step of the way. As a trusted mortgage broker, we offer competitive rates, fast closings, and personalized loan solutions tailored to your goals.
Why Choose Lone Star Financing:
- Access to Multiple Lenders & Loan Programs
- Competitive Rates & Low Fees
- No-Obligation Loan Estimates
- Local Abilene Customer Support
- Fast Closings
What sets us apart is our commitment to simple, transparent lending with a client-first approach. We combine local expertise with a wide range of loan options to deliver a smooth, efficient experience from application to closing.
Our goal is simple: provide exceptional service and become your trusted mortgage partner for life.
Better Rates. Lower Fees. Faster Closings.
Lone Star Financing is a trusted mortgage broker in Abilene, TX, with over 20 years of experience helping Texans close home loans. We deliver better rates, lower fees, and a streamlined process—so your loan moves forward smoothly and efficiently.
Real People. Local Expertise. Better Service.
Debbie Odell
Sr. Loan Officer
NMLS #1121045
Ryan Wood
Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
Mark Dusza
Sr. Loan Officer
NMLS #860825
Lisa Collins
Loan Officer
NMLS #2689135
Trusted by Abilene Homebuyers
Real feedback from Lone Star Financing clients across Texas.
4.6 out of 5
★★★★★
Based on 54 Google reviews
Sharon Darby
Outstanding experience with Lone Star Financing, thanks entirely to Brett. He did a phenomenal job from start to finish. His knowledge, creativity, and experience made all the difference when challenges arose.
Julianne Fogle
Fantastic experience from start to finish. The process was smooth, communication was clear, and the team made everything easy to understand. I would absolutely recommend Lone Star Financing to anyone buying a home.
Joshua Hayden
Great experience working with Lone Star Financing. The team was knowledgeable, responsive, and made the entire process smooth from start to finish. Highly recommend for anyone looking for a reliable mortgage broker.
Abilene, TX Mortgage Lending
CALL TODAY (855) 314-8080
- Close in as few as 21 days
- Wholesale Pricing Access
- Free Good Faith Estimate
- Texas Customer Service
Your Mortgage Broker in Abilene, TX
Lone Star Financing is a trusted mortgage broker for Abilene homebuyers and real-estate investors in need of DSCR loans or commercial loans. Our local Texas underwriting allows for faster decisions, competitive rates, and efficient closings.
We’re a technology-driven lender known for low rates, low fees, and exceptional service. Specializing in FHA, VA, USDA, and mortgage refinance loans, we help Abilene buyers find the right financing with confidence. Call today or apply online to get started.
Lone Star Financing – Your local Abilene, Texas mortgage company for new home loans and cash-out refinancing in Texas.
Abilene Real Estate Snapshot
As of May, 2026 the average home prices in Abilene were $253,440. This value is seasonally adjusted and only includes the middle price tier of homes. There are currently 286 homes for sale in Abilene.
