Home Loans for Police & First Responders
Lower Lender Fees & Free Appraisal
Police, Firefighters and First Responders - Home Loans in Texas
Welcome to Lone Star Financing, your trusted partner for home financing in Texas. Are you a policeman, firefighter or first responder? Our Texas heroes loan program helps first responders, firefighters and police officers secure home loans with lower rates, zero lender fees and no closing costs.
- Save up to $500 on Closing Costs
- FHA, VA, USDA and Conventional
- Lower Interest Rates with High Credit
Why Lone Star Financing
- Mortgage Broker
- Low Rates & Fast Close
- Texas customer service
- Conventional
- VA
- FHA
- Cash Out Refinance
Firefighter, Police and First Responder Home Loan Program in Texas
Lone Star Financing is a preferred mortgage broker in Texas for firefighters, police officers and first responders. With our Texas Heroes Loan Program we have eligible borrowers home loans with zero lender fee and no closing costs. As a trusted Texas lender, we provide personalized service and a secure, easy-to-use portal for a seamless, hassle-free refinance experience.
Our mission statement: Our goal is to provide every client with transparent and straightforward guidance throughout their entire mortgage journey – integrity, customer service and upfront lending. It’s this simple formula that has propelled us to one of the top mortgage brokers in Texas.
Police
Firefighters
First Responders
Trusted by Texas FHA Homebuyers
Real feedback from Lone Star Financing clients across Texas.
4.6 out of 5
★★★★★
Based on 54 Google reviews
Josie Solis
I don’t usually leave reviews, but I had to this time. Brett Dempsey was AWESOME. As a first-time homebuyer, I had a lot of questions and uncertainty, but Brett was incredibly professional, kind, and helpful throughout the entire process.
Kevin Martin
I’ve worked with Chris Lederer for well over a decade. He always makes the loan process seamless and goes the extra mile for his clients. His approach, service, and dedication make you feel like you’ve known him your entire life.
Brodrick Colbert
I’ve had the pleasure of working with Brett Dempsey and his team over the years and he provides a first-class service with the customer always in mind.
Texas Home Loans - Firefighters, Police and First Responders
Do you work in law enforcement, police, or a first responder? Then you qualify for our Texas Hero home loan program. We enable our Texas heroes to purchase new homes with zero lender feeds and no closing costs – saving up to $500 on closing costs. Whether you need new home financing or mortgage refinance we are here to help you maximize your benefits and get the lowest rate with the best terms. Call us today or apply online and let us help you with your home financing in Texas!
DSCR Refinance
Get Your DSCR Refinance Quote
Fast Quotes • LLC Eligible • Investor-Focused
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DSCR Purchase
Get Your DSCR Purchase Quote
Fast Quotes • LLC Eligible • Investor-Focused
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Commercial Loan Request
Submit Your Deal for Review
Fast review. No obligation. Response within 1 business hour.
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Mortgage Rate Assumptions
* Rates shown assume a purchase transaction.
* Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 80% for conventional loans; a minimum FICO score of 740; and a loan amount of $300,000 for conforming loans, unless otherwise specified.
* Annual Percentage Rate (APR) calculations assume a purchase transaction.
* Rates may be higher for loan amounts under $300,000. Please call for details.
* Rates are subject to change without notice.
* Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
* Subject to underwriter approval; not all applicants will be approved.
* Fees and charges apply.
* Payments do not include taxes and insurance.
* Assumes – 30 Day Rate Lock.
* Rates based on Texas property.
* Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA, VA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
* Restrictions may apply.
* Lender Fees & Appraisal Fees may apply