The Fed Is Cutting Rates Soon. When Should I Buy?
The Federal Reserve is expected to lower interest rates at
We are a local Texas lender and specialize in residential mortgage – both new home loans and refinance. As a direct lender we offer low rates and in-house underwriting to close loans fast. Top notch customer service and a streamlined process to ensure a smooth experience from application to closing.
At Lone Star Financing, we leverage cutting-edge technology with a secure platform that lets you complete your application, sync bank accounts, upload documents, for a fast approval. Easy as 1, 2, 3!
We specialize in conventional loans and are an approved lender for FHA and VA Home Loans in Texas.
Conventional mortgage loans are among the most common home loan options in Texas. Insured by Fannie Mae or Freddie Mac, these loans require down payments as low as 5% and offer favorable terms, including lower mortgage insurance costs and interest rates that depend on your credit score. For 2024, the conforming loan limit for all Texas counties is set at a maximum value of $766,500.
FHA loans are ideal for first-time homebuyers, and require only 3.5% down. These loans are specifically designed to assist low and moderate-income families who may not qualify for conventional mortgages. Our Texas FHA loans are particularly advantageous for buyers with limited cash on hand, as they offer lower down payments and generally more favorable rates compared to conventional mortgage options.
Lone Star Financing is a trusted VA mortgage lender in Texas, offering competitive rates and low fees. VA Loans provide up to 100% financing with no down payment required. We are dedicated to helping Texas veterans take full advantage of the benefits available to them.
To qualify for a Texas VA loan, you’ll need a Certificate of Eligibility or a Statement of Service.
Lone Star Financing offers Jumbo Loans in Texas with amounts up to $3,000,000. Unlike conventional loans, Jumbo Loans are not backed by Fannie Mae, Freddie Mac, or the FHA. Instead, they are financed through private investor programs. Because these loans lack a government guarantee, they come with flexible guidelines that vary based on the investor’s requirements.
Lone Star Financing, your trusted partner for mortgage refinancing in Texas. Low refinance rates with quick pre-approvals and a fast close.
Whether you want to reduce your monthly payments, shorten your loan term, or access your home’s equity, we’re here to assist you through every stage of the refinancing process.
We can help with Cash Out Refinance, Home Equity Loans, and rate and term Mortgage Refinance in Texas.
Our goal is to close every loan in 30 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.
Texas Mortgage Lender with Low Rates, Low Fees and Fast Closings. FHA, VA, and USDA Approved Lender.
Texas commercial lender with top-notch customer support. We will be with you from your mortgage pre approval to closing. Read what our customers are saying!
Lone Star Financing specializes in residential home loans in Texas. As a direct lender we can offer low rates, low fees and close fast. We offer an array of home loan products including Conventional loans, FHA, USDA, VA, and Jumbo loans. And a direct lender we offer in-house underwriting and processing, we can close loans in as little as 28 days or less.
In contrast to many online mortgage lender, we are local to Texas, which means we offer local customer service and VIP treatment. All of our professional loan officers specialize in Texas residential mortgagees and can help customize a mortgage that’s just tailored just for you.
Based in Austin, TX which means we are right around the corner and can provide the best customer service. We will be with you every step of the way from application to close and provide top not customer service along the way. Getting a new home loan can be a stressful time period and we are here to make the entire process as painless and stress-free as possible. Call us today or apply online and we look forward to earning your business!
Local TEXAS MORTGAGE LENDER!
As a direct lender we have the flexibility to underwrite your loan using common sense underwriting which mens we can make decisions fast and close loans fast. Unlike many Texas mortgage brokers that focus primary on rate and high-pressure sales, we educate you on the best home loan program for your individual needs, structure your mortgage according to your finances, and offer competitive mortgage rates. We will walk you step by step through the Texas home loan process and keep you informed every step of the way from application to closing. Call today or apply online and see why Lone Star Financing was voted one of the best mortgage lenders in Texas.
Whether you need to refinance or purchasing a new home – we’ve got your covered.
We are a local Texas mortgage company headquartered right here in Austin, TX and we can close loans anywhere in the state. As a direct lender we offer low rates, low fees, and the best customer service in Texas!
Lone Star Financing is a direct mortgage lender with ultra low rates and low fees – we strive to close all loans in 28 days or less. Our mission statement is simple: integrity, customer service and upfront lending. It’s this simple formula that has propelled us to one of the top mortgage lenders in Texas.
We are a residential mortgage company for Texas FHA loans, Texas VA loans, and Texas USDA loans. Whether a new purchase or needing to refinance we have you covered. Start your Texas mortgage pre approval online today!
Sr. Loan Officer
NMLS #490185
Branch Manager
NMLS #513162
Branch Manager
NMLS #347481
Sr. Loan Officer
NMLS #2188276
Production Manager
NMLS #2267211
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The Federal Reserve is expected to lower interest rates at
Mortgage rates fell to their lowest level in over a
The housing market continues to be affected by elevated mortgage
Lone Star Financing is a DBA of First Option Mortgage, LLC.
NMLS #123411
14425 Falconhead Blvd E, Suite 100
Austin, TX 78738
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