Your Arlington, TX Lender for New Home Loans and Refinancing
Lone Star Financing is your trusted Arlington, Texas mortgage lender, helping homebuyers secure the right financing with clarity and confidence. We deliver competitive mortgage rates, flexible loan programs, and personalized guidance—whether you’re purchasing or refinancing we’ve got you covered!
As an independent mortgage broker, we partner with more than 20+ wholesale lenders to unlock ultra low pricing, expanded loan options, and efficient closings. As an approved FHA and VA lender, our experienced team delivers clear guidance and tailored financing solutions.
- Mortgage Broker
- Low Rates & Low Fees
- Free Good Faith Estimate
- VA, FHA & Jumbo Loans
- Texas Customer Service
Our Arlington Home Loans
Buying a new home in Arlington, TX? We offer a variety of home financing options to fit your needs.
- Primary or secondary
- FHA, USDA, and VA
- Conventional Loans
- Low Rates & Variable Terms
Conventional loans provide competitive terms, lower interest rates and reduced mortgage insurance costs.
- 30, 20 and 15-Year terms
- Financing up to $832,750
- Primary or secondary
- Up to 95% Financing
FHA home loans are ideal for first-time buyers in Arlington, but you don’t need to be a first time buyer to qualify.
- Only 3.5% Down
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
As an approved VA lender in Arlington, we offer low rates and expert support to help our Texas veterans.
- 100% Financing
- No Monthly PMI
- No DTS Restrictions
- VA Jumbo Loans
Unlock the savings in your Arlington home with lower rates and refinance your home for better terms!
- Lower Monthly Payment
- Shorten Mortgage Term
- FHA Streamline
- VA IRRRL’s
Tap into your home’s equity with a Texas Cash-Out Refinance—enjoy lower rates and flexible loan options.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
A Better Way to Finance Your Home
Lone Star Financing is your trusted Arlington mortgage expert, delivering personalized home loan guidance backed by a deep understanding of the local market. We take a hands-on approach to align the right financing with your goals, budget, and timeline.
From first-time buyers to seasoned homeowners, our knowledge of Arlington neighborhoods, pricing trends, and local lending nuances empowers you to move forward with confidence at every stage of the home loan process.
Close on Time
Our goal is to close every loan in 21 days or less, delivering fast approvals and reliable, on-time funding through our mortgage broker network.
Low Rates
Arlington, TX Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.
Service
Based in Arlington, TX, we offer exceptional support from application to closing, guiding you every step of the way.
Texas Mortgage Company
Lone Star Financing is a locally owned Texas mortgage company built to serve Texas homebuyers. Our team understands local markets, lending guidelines, and the realities of buying a home in Texas—allowing us to deliver personalized guidance and smart financing solutions tailored to your goals.From first-time buyers to experienced homeowners, we provide clear, honest advice and a streamlined lending experience rooted in Texas values from application through closing.

Allen Lundberg
Sr. Loan Officer
NMLS #277507

Chris Lederer
Production Manager
NMLS #2004549

Jen Papaelias
Sr. Loan Officer
NMLS #2692859

Ryan Wood
Sr. Loan Officer
NMLS #1757471

Brett Dempsey
Branch Manager
NMLS #2014728
GOOD Based on 58 reviews Posted on Gyzenia TuckerTrustindex verifies that the original source of the review is Google. I worked with Jen Papaelias at Lone Star Financing and I cannot rave enough about her. She went above and beyond to make sure that I was able to purchase my dream home. The few minor bumps we had, she was able to help us work to get them fixed. Lone Star Financing will be the first suggestion I give everyone when looking to purchase a home!Posted on ADRIANA CASTROTrustindex verifies that the original source of the review is Google. Extremely knowledgeable, efficient and best customer care .Posted on Brodrick ColbertTrustindex verifies that the original source of the review is Google. I've had the pleasure of working with Brett Dempsey and his team over the years and he provides a first class service with the customer always in mind.Posted on Daniel RamirezTrustindex verifies that the original source of the review is Google. Jen made our first home mortgage process easy and stress-free! She was extremely responsive, explained everything clearly, and helped us secure a great rate. Jen answered all our questions promptly and made sure we understood every detail before closing. Her professionalism and expertise were invaluable for first-time buyers. Highly recommend Chien for anyone looking for a reliable and knowledgeable loan officer!Posted on Sharon DarbyTrustindex verifies that the original source of the review is Google. Outstanding experience with LoneStar Mortgage, thanks entirely to Brett. He did a phenomenal job from start to finish. His knowledge, creativity, and experience made all the difference, especially when challenges arose. He handled everything with confidence, professionalism, and genuine care. Him and his Team were absolute pleasures to work with and truly went above and beyond. We could not have completed this process without them. Highly recommend Brett D to anyone looking for an exceptional mortgage opportunities.Posted on Bettis MorelockTrustindex verifies that the original source of the review is Google. Brett is so helpful! Quality service! Can't recommend enoughPosted on Dan AndrewsTrustindex verifies that the original source of the review is Google. I don't typically write reviews but I wanted to acknowledge the excellent service from this company, in particular Chien was knowledgeable, responsive, and a pleasure to work with!Posted on LukeTrustindex verifies that the original source of the review is Google. I highly recommend Chien at Lone Star Financing. Chien is very knowledgeable, patient and efficient. She was always available when we needed to contact her, and secured us a great rate.Posted on Chuen Leik LowTrustindex verifies that the original source of the review is Google. amazing service from Lone Star Financing! Chien was knowledgeable, responsive, and made the mortgage process effortless. always knew what was happening and felt in great hands. Highly recommend!!!
Arlington, TX Real Estate (2026)
Arlington Real Estate Snapshot — As of January 2026, there are 1,433 active new and resale homes in Arlington, including 73 open houses. An additional 373 properties are in pre-foreclosure, auction, or bank-owned stages. The average listing price for homes in Arlington is $402,477, according to Trulia market data.
Located just west of Dallas, Arlington is a dynamic city blending education, outdoor recreation, and major sports attractions. The city is home to the University of Texas at Arlington, scenic trails and wildlife at River Legacy Parks, and world-class entertainment at AT&T Stadium, home of the Dallas Cowboys.