Your Grand Prairie Mortgage Lender for New Home Loans and Refinancing
Lone Star Financing is a trusted local Grand Prairie mortgage lender, helping homebuyers secure the right financing with confidence. We offer competitive mortgage rates, flexible loan programs, and personalized guidance tailored to today’s Grand Prairie market—whether you’re buying your first home or upgrading to your next one.
As a mortgage broker, we partner with 20+ wholesale lenders to deliver lower rates and faster closings. We are an approved FHA and VA lender and offer Conventional mortgages, Jumbo home loans, DSCR financing, and Mortgage refinance solutions designed to fit a wide range of homebuyers and investors.
- Mortgage Broker
- Wholesale Pricing Accesss
- Multiple Lender Options
- Close in as Few as 21 Days
- Texas Customer Service
We specialize in new purchases with flexible mortgage options, competitive rates, and a streamlined home buying process.
- Primary & Secondary Homes
- FHA, VA & USDA Options
- Low Down Payment Programs
- Competitive Rates & Terms
Conventional loan options with flexible terms, lower mortgage insurance, and attractive rates for qualified homebuyers.
- 30, 20 & 15-Year Fixed Terms
- Financing Up to $832,750
- Primary & Secondary Homes
- Up to 95% Financing Available
![Grand Prairie FHA Mortgage Lender](https://lonestarfinancing.com/wp-content/uploads/2026/05/Grand-Prairie-FHA-Home-Loans.avif" "Grand Prairie FHA Lonas from Lone Star Financing")
FHA loans offer flexible guidelines, low down payment options, and an affordable path to homeownership for first-time buyers.
- Low 3.5% Down Payment
- Flexible Credit Guidelines
- 203(k) Renovation Financing
- Ideal for First-Time Buyers
Texas VA loans provide eligible veterans and active-duty service members with flexible financing and powerful benefits.
- Zero Down Payment Options
- No Private Mortgage Insurance
- Flexible Credit Guidelines
- Exclusive Benefits for Veterans
Refinancing can help lower your monthly payment, lower your rate, or improve your loan terms with more flexible options.
- Lower Monthly Payments
- Shorten Your Mortgage Term
- FHA Streamline Refinancing
- VA IRRRL Refinance Options
DSCR loans for real estate investors with flexible qualifying based on rental income instead of personal income documentation.
- Financing Up to $3 Million+
- No Tax Returns or W-2s
- Qualify Using Rental Income
- Multifamily, Airbnb & STR Eligible
More Loan Options
USDA Loans
Zero-down financing options for eligible rural and suburban homebuyers.
Jumbo Loans
Flexible financing for higher-value homes with competitive mortgage options.
Cash-Out
Access your home equity for improvements, debt consolidation, or major expenses.
Commercial
Business and investment property financing solutions for Austin borrowers.
Texas Home Loans, Done Right!
Lone Star Financing is your trusted Grand Prairie mortgage expert, providing personalized home loan guidance backed by deep knowledge of the local market. We work one-on-one with you to identify the right financing based on your goals and budget.
Whether you’re a first-time homebuyer exploring a Texas FHA loan or looking to tap your equity with a Texas Cash-Out Refinance, Lone Star Financing is here to guide you every step of the way. Our dedicated team makes home financing in Grand Prairie simple and stress-free.
Close on Time
Our goal is to close every loan in 21 days or less, delivering fast approvals and on-time funding through our mortgage broker network.
Low Rates & Fees
Grand Prairie Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.
Service
We are Local to Texas and provide top-notch customer support. We will be with you at every step from application to closing. Read what our customers are saying!
Your Trusted Mortgage Company in Grand Prairie, TX
Welcome to Lone Star Financing, your trusted Grand Prairie, TX mortgage lender. We offer competitive rates and fast closings through a streamlined, technology-driven lending experience. Our digital process lets you apply online, securely upload documents, and track your loan every step of the way—making financing simple and stress-free.
Whether you’re buying a new home or refinancing, our experienced team delivers clear guidance and efficient closings. We’re proud to be an FHA- and VA-approved lender serving Grand Prairie homebuyers and homeowners.
Serving Homebuyers Across North Texas
In addition to Grand Prairie, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer home loan and refinancing services.
Arlington Carrollton Dallas Denton Garland Allen Fort Worth Irving Lewisville McKinney Mesquite Plano Richardson Wichita Falls
Grand Prairie Real Estate
Real Estate Snapshot: There are currently 412 homes for sale in Grand Prairie, TX. As of January 2026, the average price of newly sold homes in Grand Prairie was $343,600. The market currently includes 443 active new and resale listings, with 14 open houses, along with 234 properties in various stages of foreclosure or bank-owned status.
Grand Prairie homebuyers have many mortgage options, and choosing the right lender matters. At Lone Star Financing, we stand apart with exceptional service, competitive rates, minimal fees, and fast closings. It’s why we’re quickly becoming a top mortgage lender in Grand Prairie, TX. Contact us today to see why more buyers are choosing Lone Star Financing.
