⭐ Top-Rated Mortgage Broker for Fort Worth Homebuyers
Your Fort Worth Mortgage Broker for New Home Loans & Refinancing
Lone Star Financing is a trusted Fort Worth mortgage broker dedicated to helping buyers secure competitive financing with clarity and confidence. As an independent broker, we shop multiple wholesale lenders to deliver flexible loan options, aggressive pricing, and personalized guidance tailored to both first-time and move-up buyers in today’s market.
Lone Star Financing specializes in FHA home loans, VA loans, DSCR programs, Conventional mortgages, and Jumbo home loans for Fort Worth home buyers navigating today’s housing market. Whether you’re purchasing your next home or refinancing to improve your terms, Lone Star Financing has you covered every step of the way.
- Mortgage Broker
- Wholesale pricing access
- Multiple lender options
- FHA, VA & Jumbo Loans
- Local Customer Service!
Explore Our Home Loan Options
Are you considering buying a new home in Fort Worth? A variety of home loan programs are available for new purchases:
- Primary or secondary
- FHA, USDA, and VA
- Conventional Loans
- Low Interest Rates
There are many advantages to conventional loans, including lower interest rates and mortgage insurance.
- 30, 20 and 15-Year terms
- Financing up to $832,750
- Primary or secondary
- Up to 95% Financing
First-time home buyers in Fort Worth can take advantage of the many benefits of FHA home loans:
- Only 3.5% Down
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
We are an approved VA lender in Forth Worth with low rates, in-house underwriting and specialize in VA loans:
- 100% Financing
- No Monthly PMI
- No DTI Restrictions
- VA Jumbo Optins
USDA loans for rural properties in Texas -offer 100% financing for eligible properties and qualified buyers:
- Rural Properties
- Primary Residence Only
- Closing Costs Rolled In
- Low Interest Rates
Jumbo Mortgages in Texas up to $3,000,000, financed through private investor programs and flexible guidelines.
- Loans up to $3,000,000
- Primary & Secondary
- Investor Guidelines
- Credit Score Minimums
Lone Star Financing offers a streamlined process for Texas Cash Out refinancing in Fort Worth.
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
Lone Star Financing offers a streamlined process for refinancing in Fort Worth. Refinance today and save!
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
Fort Worth DSCR loans for real estate investors and rental property—no tax returns, W-2s, or pay stubs required.
- $3M+ (85% LTV)
- No Income Verification
- Rental Income to Qualify
- Multifamily, Airbnb, STR
Lone Star Financing - Your Fort Worth Mortgage Experts
Welcome to Lone Star Financing, a trusted Fort Worth, TX mortgage broker offering competitive rates and fast closings. Our secure, technology-driven platform makes it easy to apply, upload documents, and move through the loan process with confidence—from application to approval.
Whether you’re purchasing a new home or refinancing, our team provides personalized guidance every step of the way. With streamlined processing, we close loans quickly and efficiently. Lone Star Financing is a proud FHA- and VA-approved lender serving Fort Worth homebuyers.
Looking to buy a home in Fort Worth? Lone Star Financing is a trusted mortgage broker helping homebuyers and homeowners secure the right loan with competitive rates, low fees, and a smooth, efficient process.
Whether you’re purchasing or refinancing, we provide personalized guidance and access to a wide range of loan options—including FHA, VA, USDA, Conventional, DSCR, and Jumbo loan programs—tailored to your needs.
Why choose Lone Star Financing:
- Competitive rates & low fees
- Access to multiple lenders and loan options
- Fast, streamlined closings
- Responsive, high-touch customer service
As a mortgage broker, we work for you—not the lender—shopping multiple wholesale partners to find the best fit for your scenario. This means more flexibility, better pricing, and a loan strategy aligned with your goals.
From first-time buyers to seasoned homeowners, we make the process simple, transparent, and efficient. Partner with Lone Star Financing for a better home loan experience in Fort Worth.
Fort Worth Home Loans & Refinancing
Lone Star Financing is a trusted Fort Worth mortgage broker focused on delivering personalized loan solutions with low mortgage rates and clear guidance. We work one-on-one with you to structure financing that fits your goals, budget, and timeline — so you can move forward with confidence.
Whether you’re purchasing your first home or refinancing, our experienced team simplifies the process and keeps everything on track from application to closing. With responsive communication and hands-on support, we make home financing in Fort Worth smooth and straightforward.
Close on Time
Close in as little as 21 days - mortgage brokers with dedicated processor to ensure fast approvals and timely funding.
Low Rates & Fees
As a mortgage broker we offer access to wholesale pricing with low fees.
Service
Local mortgage broker in Fort Worth - Top Notch Customer Service

Glen Dicken
Sr. Loan Officer
NMLS #313548

Chris Lederer
Production Manager
NMLS #2004549

Jen Papaelias
Sr. Loan Officer
NMLS #2692859

Brett Dempsey
Branch Manager
NMLS #2014728

Allen Lundberg
Sr. Loan Officer
NMLS #277507
GOOD Based on 58 reviews Posted on Gyzenia TuckerTrustindex verifies that the original source of the review is Google. I worked with Jen Papaelias at Lone Star Financing and I cannot rave enough about her. She went above and beyond to make sure that I was able to purchase my dream home. The few minor bumps we had, she was able to help us work to get them fixed. Lone Star Financing will be the first suggestion I give everyone when looking to purchase a home!Posted on ADRIANA CASTROTrustindex verifies that the original source of the review is Google. Extremely knowledgeable, efficient and best customer care .Posted on Brodrick ColbertTrustindex verifies that the original source of the review is Google. I've had the pleasure of working with Brett Dempsey and his team over the years and he provides a first class service with the customer always in mind.Posted on Daniel RamirezTrustindex verifies that the original source of the review is Google. Jen made our first home mortgage process easy and stress-free! She was extremely responsive, explained everything clearly, and helped us secure a great rate. Jen answered all our questions promptly and made sure we understood every detail before closing. Her professionalism and expertise were invaluable for first-time buyers. Highly recommend Chien for anyone looking for a reliable and knowledgeable loan officer!Posted on Sharon DarbyTrustindex verifies that the original source of the review is Google. Outstanding experience with LoneStar Mortgage, thanks entirely to Brett. He did a phenomenal job from start to finish. His knowledge, creativity, and experience made all the difference, especially when challenges arose. He handled everything with confidence, professionalism, and genuine care. Him and his Team were absolute pleasures to work with and truly went above and beyond. We could not have completed this process without them. Highly recommend Brett D to anyone looking for an exceptional mortgage opportunities.Posted on Bettis MorelockTrustindex verifies that the original source of the review is Google. Brett is so helpful! Quality service! Can't recommend enoughPosted on Dan AndrewsTrustindex verifies that the original source of the review is Google. I don't typically write reviews but I wanted to acknowledge the excellent service from this company, in particular Chien was knowledgeable, responsive, and a pleasure to work with!Posted on LukeTrustindex verifies that the original source of the review is Google. I highly recommend Chien at Lone Star Financing. Chien is very knowledgeable, patient and efficient. She was always available when we needed to contact her, and secured us a great rate.Posted on Chuen Leik LowTrustindex verifies that the original source of the review is Google. amazing service from Lone Star Financing! Chien was knowledgeable, responsive, and made the mortgage process effortless. always knew what was happening and felt in great hands. Highly recommend!!!
FORT WORTH HOME LOANS:
CALL TODAY (855) 314-8080
- Mortgage Broker
- Access to Wholesale Pricing
- Close in as few as 21 Days
- Texas Customer Service
Serving Homebuyers Across North Texas
In addition to Fort Worth, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer home loan and refinancing services.
Arlington Carrollton Dallas Denton Garland Grand Prairie Allen Irving Lewisville McKinney Mesquite Plano Richardson Wichita Falls
Serving Home Buyers Across Texas:
Beyond these North Texas locations, Lone Star Financing offers mortgage and refinance solutions throughout the entire state. Below is a list of additional service areas throughout Texas where we provide new home loans and refinancing.
South Texas Lending
Central Texas Lending
2026 Fort Worth Real Estate
Fort Worth, TX Real Estate – As of January 2026, the average home price in Fort Worth rose 8.6% year-over-year to $356,750. Statewide, the median price climbed 16.3% to $311,400. Currently, Fort Worth has 3,138 new and resale homes on the market, including 83 open houses. View all homes for sale in Fort Worth
Fort Worth, TX is one of the fastest-growing cities in the U.S., blending modern living with classic Texas charm. Known for its diverse culture, strong business opportunities, historic Stockyards, and world-class entertainment, Fort Worth is consistently ranked among the best places to live. Compared to other major Texas cities, Fort Worth also offers more affordable housing and a lower overall cost of living.