Plano Mortgage Lender

LONE STAR FINANCING

Plano, TX
HOME LOANS

Direct Lender - FHA, VA & Jumbo Loans

Lone Star Financing - Plano Mortgage Lender

Whether you’re purchasing a new home in Plano or looking to refinance your existing mortgage, Lone Star Financing is here to help. With competitive rates, outstanding service, and in-house underwriting, we ensure a stress-free home loan experience.

Plano Mortgage Company

Welcome to Lone Star Financing, your trusted mortgage lender in Plano, TX. As a direct lender, we provide competitive rates and fast closings to make your home loan experience seamless. Our cutting-edge, technology-powered platform simplifies the process, allowing you to complete your application, connect bank accounts, upload documents, and obtain full loan approval quickly and securely. Whether you’re buying a new home or refinancing in Plano, Lone Star Financing is here to guide you through every step.

More About Us

Lone Star Financing is a leading mortgage lender in Plano, known for offering low rates and fast, efficient loan processing. As a direct lender with local underwriting, we make quick decisions to streamline your loan experience. With a technology-driven approach and a team of professional loan officers, we deliver unmatched customer service. Contact us today or apply online to discover why more people are choosing Lone Star Financing as their go-to mortgage lender in Plano, Texas.

Specializing in new home purchases, we provide FHA, VA, and conventional home loans with ultra-low rates, low fees, and fast closings. From application to closing, we ensure a smooth, hassle-free process. Call us today to find out why more Plano, TX borrowers trust Lone Star Financing as their preferred mortgage partner.

Direct Lender
Low Rates
Local Underwriting
Fast Closings

Lone Star Financing—your trusted Plano mortgage company for new home purchases and refinancing. Learn more About Us

Our Plano Home Loans

New Home Loans

Looking to buy a new home in Plano? We offer a variety of loan programs for new home purchases:

Primary home, secondary, investment
FHA, USDA, and VA Loans
Conventional Loans
Low Rates & Variable Terms

Conventional Loans

Conventional loans provide lower rates and reduced mortgage insurance, little as 5% down and flexible terms:

30, 20 and 15-Year terms
Ultra low rates with great credit
Primary home, secondary, investment
Up to 95% Financing

Plano FHA Loans

FHA home loans are perfect for first time home buyers in Plano, only 3.5% down and gift funds OK:

Only 3.5% Down Payment
Easier Credit Qualifying
203k Renovation Loans
1st Time Home Buyers

Plano VA Loans

Approved VA lender for veteran home loans in Plano, TX, dedicated to helping you make the most of your benefits.

Zero down, 100% Financing
No Monthly PMI
No Debt to Income Restrictions
VA Jumbo Loans with Down Payment

Jumbo Loans

Jumbo Mortgages in Plano up to $3,000,000; financed through private investor programs – flexible guidelines:

Loans up to $3,000,000
Primary & Secondary Homes
Investor Specific Guidelines
Credit Score Minimums

Mortgage Refinance

We offer streamlined hassle free mortgage refinancing. Take advantage of lower rate – refinance today and save!

Rate & Term Refinance
Cash-Out Refinance
FHA Streamline Available
VA IRRRL Streamline

Plano TX Mortgage Experts

Close on Time

In-house underwriting and closing, we guarantee fast approvals to keep the process smooth and stress free.

Low Rates

Plano Mortgage Lender with Low Rates, Low Fees and Fast Closings. VA, FHA and USDA Loans.

Service

Plano's trusted lender for exceptional customer service, low rates and fast closing.

Jump in Front of the Line
Get Pre Approved Today!

Why Choose Us? It's our People!

Read Our Reviews...

Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!

As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!

I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.

Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!

I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...

Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!

Plano Mortgage Company

Plano Mortgage Lender
Low Rates & Low Fees
Close on Time
Local underwriting
Texas Customer Service

If you need home financing in Plano, TX, we can help get you approved for your new home loan. We are a local mortgage company with local underwriting, low rates, low fees and fast closings.

Lone Star Financing has a team of dedicated new purchase mortgage specialists who can discuss which are the best mortgage options for your specific scenario. As a technology driven mortgage company we keep you in the loop through the entire lending process. You can apply for a loan right now on our website, and even be approved the same day! Call us today or apply online to learn more about how we work and why more people are choosing Lone Star Financing as their preferred mortgage lenders in Plano, TX.

Our Texas Locations

Service Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender and can close loans anywhere within the great state of Texas. Your local Texas mortgage lender with low rates, low fees, and top notch customer service.

North Texas Lending

Grand Prairie Home Loan

Wichita Falls Home Loan

South Texas Lending

Beaumont Home Loan

Brownsville Home Loan

Corpus Christi Home Loan

Central Texas Lending

San Antonio Home Loans

San Marcos Home Loans

West Texas Lending

Plano Real Estate Snapshot

Plano is located north of Dallas, TX, and most of the city is located in Collin County. As of October, 2024 there are currently 645 resale and new homes for sale in Plano, including 37 open houses, as well as 104 homes in the pre-foreclosure, auction, or bank-owned stages of the foreclosure process. As of March, 2024 the mean list price for homes for sale in Plano TX was $654,455, which represents an increase of 4.1%, or $27,458, compared to the prior week.

Popular neighborhoods in Plano include Willow Bend and Lakeside On Preston, with average listing prices of $1,245,625 and $1,266,665. More about current real estate and and home search Plano, TX.

Lone Star Financing is your #1 Plano mortgage company for new home loans and mortgage refinance.

Plano Mortgage Lender

Plano, TX
HOME LOANS