Texas Home Loans,
Done Right!
Expert guidance. Better options.
A smoother path to homeownership.
Lone Star Financing is a trusted Texas mortgage lender specializing in new home loans and mortgage refinancing. We deliver competitive rates, clear guidance, and a personalized approach designed to make the home loan process simple, efficient, and stress-free.
As a mortgage broker, we offer access to wholesale pricing and multiple lenders—providing more flexibility and better loan options than traditional banks. From consultation through closing, our experienced team stays hands-on to ensure a smooth, well-communicated lending experience.
Why More Texans Choose Us ?
It's Our People!
Brett Dempsey
NMLS# 2014728
Brett Dempsey, is based in the Dallas area and brings over a decade of experience in the mortgage industry. He specializes in FHA, VA, conventional, and DSCR loans, providing clear guidance and personalized solutions to his clients. Known for his straightforward approach and strong communication, Brett is committed to making the loan process smooth, well-informed, and stress-free for every client from start to finish.
Ryan Wood
Sr. Loan Officer
NMLS# 1757471
Ryan Wood is based in the Dallas–Fort Worth area and a graduate of the University of Texas at Arlington. With over five years of experience as a mortgage processor, Ryan brings a detail-driven, client-focused approach to his role at Lone Star Financing. Known for strong communication and relationship-building, he helps ensure a smooth, efficient loan process while delivering exceptional service at every stage.
Chris Lederer
NMLS# 2004549
Chris Lederer is a seasoned mortgage professional based in Dallas with over a decade of experience in residential lending. With a strong background in consumer lending and underwriting, he excels at structuring compliant, well-aligned loan solutions. Known for his analytical approach and attention to detail, Chris delivers a smooth, transparent mortgage experience for buyers and investors alike.
Jen Papaelias
NMLS #2692859
Chien “Jen” Papaelias is a Senior Loan Officer with over 12 years of experience in residential mortgage lending, specializing in Conventional, FHA, VA, and DSCR loan programs. Known for her professionalism, market knowledge, and client-first approach, Jen delivers clear communication, superb serve and personalized guidance from application through closing. Jen now proudly considers Houston, TX home.
Lisa Collins
Lisa Collins is a dedicated mortgage loan originator who calls Austin home and is known for exceptional customer service. She specializes in residential home loans and DSCR financing for real estate investors, guiding clients through the mortgage process with confidence and delivering personalized solutions and responsive support from application through closing.
Allen Lundberg
Allen Lundberg is a Senior Loan Officer at Lone Star Financing with over 25 years of experience guiding clients through the mortgage process. Known for his strategic, problem-solving approach, Allen specializes in Conventional, FHA, and VA loans and delivers tailored solutions through clear communication and strong relationships. He now proudly calls Austin home.
Ryan Collins
Ryan Collins, a Texas Tech University graduate, Ryan brings over 20 years of experience in the mortgage industry. Now based in Austin, he plays a key role on the marketing team at Lone Star Financing, collaborating across departments to improve the customer experience. With a passion for marketing and user interface design, Ryan focuses on streamlining the loan process for greater efficiency.
Kittrick Taylor
VP, Commercial Lending
Kittrick Taylor, brings a strong sense of community to his clients. With a background in Business Management and nine years of experience in commercial insurance, he developed deep expertise in financial analysis and risk assessment. Today, Kittrick applies that foundation to commercial lending, delivering practical guidance and client-focused solutions.
Randy Meeks
Randy Meeks, Sr. Vice President of Commercial Lending, bringing decades of experience in banking, credit underwriting, and asset-based lending. He has served in senior leadership roles including Chief Credit Officer and Executive Vice President, overseeing complex commercial and real estate transactions. Randy is known for his disciplined approach, deep credit expertise, and practical solutions for investors.
Our mission statement is simple: integrity, customer service and upfront lending. It’s this simple recipe has propelled us to one of the top mortgage companies in Texas.
