Allen Home Loans & Refinancing from a Trusted Texas Lender
Lone Star Financing is a trusted Allen, TX mortgage lender committed to helping homebuyers secure the right financing with confidence. We offer competitive rates, flexible loan options, and personalized guidance tailored to today’s Allen buyers — whether you’re purchasing your first home or accessing equity through a cash-out refinance, we’re here to help every step of the way.
We work with 20+ wholesale lenders to deliver competitive rates, flexible loan options, and fast closings. We specialize in FHA loans, VA loans, Conventional mortgages, Jumbo loans, and Mortgage Refinancing—providing clear guidance and a personalized approach to keep home financing simple and stress-free.
- Mortgage Broker
- Wholesale Pricing Access
- Multiple Lender Options
- VA, FHA & Jumbo Loans
- Texas Customer Service!
Explore Our Allen Home Loans
New Home Loans
Thinking about buying a new home in Allen? Explore a range of home loan programs designed for new purchases:
- Primary and secondary
- FHA, USDA, and VA
- Conventional Loans
- Ultra Low Rates
Conventional Loans
There are many advantages to conventional mortgages, including lower rates and lower mortgage insurance.
- 30, 20 and 15-Year terms
- Financing up to $832,750
- Primary or secondary
- Up to 95% Financing
FHA Home Loans
First-time homebuyers in Allen can enjoy the many advantages afforded by FHA home loans, including:
- Only 3.5% Down
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
VA Home Loans
We are an approved VA lender in Allen with low rates, in-house underwriting and specialize in VA loans:
- 100% Financing
- No Monthly PMI
- No DTI Restrictions
- VA Jumbo Loan Options
Mortgage Refinance
Lone Star Financing makes refinancing your home loan in Allen, TX easy and efficient. Lock in today’s low rates!
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
Allen Jumbo Loans
Jumbo mortgages in Texas up to $3,000,000, backed by private investor programs with flexible guidelines.
- Loans up to $3,000,000
- Primary & Secondary
- Investor Guidelines
- Credit Score Minimums
Your Local Allen, TX Mortgage Lender
As an independent mortgage broker, Lone Star Financing shops your loan across multiple wholesale lenders to secure competitive rates, lower fees, and flexible options that many banks can’t offer. We structure financing strategically to help you save money and close efficiently.
With strong knowledge of the Allen market, we provide fast approvals, clear communication, and personalized guidance — whether you’re buying, refinancing, or tapping your home’s equity with a Texas Cash-Out Refinance.
Close on Time
Close in as little as 21 days - mortgage brokers with dedicated processor to ensure fast approvals and timely funding.
Low Rates
Allen, TX Mortgage Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.
Service
As a trusted Texas lender, we’re with you every step of the way. See why Allen homeowners choose us!
A Better Way to Finance Your Home
Welcome to Lone Star Financing, your trusted mortgage lender in Allen, TX. We simplify home financing with competitive rates, fast closings, and a seamless digital experience that lets you apply online, securely upload documents, and track your loan from start to finish—all with ease and clarity.
Whether you’re purchasing a home or refinancing, our experienced team guides you every step of the way. With in-house underwriting and processing, we typically close in 21 days or less, and as an FHA and VA-approved lender, we’re proud to serve Allen homebuyers with speed, confidence, and local expertise.
Allen Lundberg
Sr. Loan Officer
NMLS #277507
Chris Lederer
Production Manager
NMLS #2004549
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Ryan Wood
Sr. Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
Allen, TX Mortgage Lending
CALL TODAY (855) 314-8080
Lone Star Financing is a trusted Allen, TX mortgage lender offering competitive rates, fast approvals, and in-house processing for a smoother, faster home loan experience. Whether you’re buying or refinancing, we deliver quick closings with clear guidance from application to closing.
Serving Homebuyers Across North Texas
In addition to Allen, TX, Lone Star Financing provides mortgage solutions throughout North Texas. Below are nearby cities where we also offer home loan and refinancing services.
Arlington Carrollton Dallas Denton Garland Grand Prairie Fort Worth Irving Lewisville McKinney Mesquite Plano Richardson Wichita Falls
Serving Home Buyers Across Texas:
Beyond these North Texas locations, Lone Star Financing offers mortgage and refinance solutions throughout the entire state. Below is a list of additional service areas throughout Texas where we provide new home loans and refinancing.
South Texas Lending
Central Texas Lending
2026 Allen, TX Real Estate
Allen Real Estate Snapshot — Despite higher interest rates, the Allen housing market remains strong. As of January 2026, the median home price reached $546K, up 28.4% year over year. According to Trulia, Allen currently has 511 active new and resale listings, including 29 open houses, with 73 properties in various stages of foreclosure. Search homes for sale in Allen, TX.
In the competitive Allen mortgage market, Lone Star Financing stands apart with personalized service and home loan options traditional banks and brokers can’t match. We deliver competitive rates, transparent fees, and on-time closings—backed by our Texas commitment to doing things right. Lone Star Financing is your trusted mortgage lender in Allen, TX.