Texas First Responder
Home Loan Program
Free Appraisal and Save hundreds on closing costs with exclusive mortgage benefits designed for Texas police officers, firefighters, EMTs and first responders
Why This Program Exists
Supporting Those Who Serve Texas
Police officers, firefighters, EMTs, paramedics, dispatchers, correctional officers, and first responders show up for Texas communities every day. Lone Star Financing created this program to help give back with real mortgage savings, lower closing costs, and personal guidance from local Texas mortgage experts.
🇺🇸 Texas First Responder Home Loan Program
Free Appraisal for Texas First Responders
Active, retired, and surviving spouses of first responders may qualify for exclusive mortgage savings through Lone Star Financing.
Save Over $1,200 on Your Home Loan
Eligible Texas first responders may receive exclusive mortgage benefits and reduced closing costs.
Why Texas First Responders Choose Lone Star Financing
- Free Appraisal Program
- Reduced Lender Fees
- Fast Pre-Approvals
- Local Texas Mortgage Experts
Police
Firefighters
First Responders
Who Qualifies?
First Responder Home Loan Eligibility
Eligible Texas borrowers may include active, retired, and surviving spouses of first responders.
TEXAS FIRST RESPONDER LOAN PROGRAM
Common Questions, Answered
Yes. The Texas First Responder Home Loan Program is available to many active and retired first responders, including police officers, firefighters, EMTs, paramedics, dispatchers, correctional officers, and other eligible emergency personnel. Eligible surviving spouses may also qualify. Contact Lone Star Financing to review your eligibility and available benefits.
Yes. Eligible borrowers may receive a free appraisal when financing a home with an FHA loan through Lone Star Financing. FHA loans remain one of the most popular mortgage options for first responders due to flexible credit requirements and low down payment options. Program availability and eligibility requirements may vary.
Yes. The program may be available for both home purchases and mortgage refinances. Whether you’re looking to lower your monthly payment, reduce your interest rate, shorten your loan term, or access home equity through a cash-out refinance, our team can review your options and determine available program benefits.
Eligible borrowers may receive a free appraisal valued at up to $700 along with reduced lender fees of up to $500. Combined, qualified borrowers may save up to $1,200 in mortgage-related costs. Additional savings may also be available through competitive mortgage rates and personalized loan recommendations.
The First Responder Home Loan Program can be used with a variety of mortgage options, including FHA loans, VA loans, Conventional loans, Jumbo loans, and Mortgage Refinance programs. Our mortgage specialists will help identify the loan option that best fits your goals and financial situation.
Yes. Lone Star Financing serves homebuyers and homeowners across Texas. Eligible first responders can use the program when purchasing or refinancing properties located throughout the state, including Dallas-Fort Worth, Houston, Austin, San Antonio, and surrounding communities.
Texas Home Loans - Firefighters, Police and First Responders
Do you work in law enforcement, police, or a first responder? Then you qualify for our Texas Hero home loan program. We enable our Texas heroes to purchase new homes with zero lender feeds and no closing costs – saving up to $500 on closing costs. Whether you need new home financing or mortgage refinance we are here to help you maximize your benefits and get the lowest rate with the best terms. Call us today or apply online and let us help you with your home financing in Texas!