Lone Star Financing - Texas Home Loans, Done Right
Lone Star Financing is a direct mortgage lender in Brownsville, TX, specializing in new home loans and refinancing. We offer low rates, in-house underwriting, and fast closings as an approved VA and FHA lender.
New Home Loans
Direct Lender
In-House Underwriting
Low Rates & Low Fees
Free Good Faith Estimate
Texas Customer Services
Brownsville Home Loans
Lone Star Financing proudly serves the Rio Grande Valley, with local offices ready to assist homebuyers in Brownsville, TX, with mortgage pre-approvals. Securing a pre-approval before house hunting not only helps you understand your budget but also strengthens your position as a serious buyer. It demonstrates to sellers that you’re committed and financially ready, giving you a competitive edge in the market. With our fast, efficient process, you can get pre-approved quickly and start shopping with confidence.
We are the leading mortgage lender in Brownsville, TX, offering unmatched customer service thanks to our local Texas offices. As a direct lender, Lone Star Financing provides competitive rates, low fees, and quick closings. Why Choose Lone Star Financing?
Looking for a trusted mortgage lender in Brownsville, TX? Lone Star Financing offers competitive rates, low fees, and fast approvals. Whether you’re buying your first home or refinancing, our local mortgage experts are here to guide you through the process. With over a decade of experience, Lone Star Financing is your go-to mortgage company for conventional, FHA, and VA loans in Brownsville, TX
- Low Rates & Low Fees
- Local Underwriting
- Fast Closings
- Great Customer Service!
With over 10 years of mortgage lending experience in Brownsville, our team specializes in new home purchases, FHA Mortgages, and VA Home Loans. Whether you’re a first-time homebuyer, refinancing your current mortgage, or upgrading to your dream home, Lone Star Financing has the right solution for you.
Brownsville has many mortgage lenders, and we understand the importance of your choice. At Lone Star Financing, we offer mortgage products and services that most brokers or even your bank can’t match. Contact our local professionals today to discover why more homeowners in Brownsville, TX, are choosing Lone Star Financing as their preferred lender.
Brownsville Home Loans
New Home Loans
Buying a new home in Brownsville, TX? We offer a variety of loan programs and are an approved VA and FHA lender:
- Primary home, secondary, investment
- FHA, USDA, and VA Loans
- Conventional Loans
- Low Rates & Variable Terms
Conventional Loans
Conventional loans provide lower rates, reduced mortgage insurance, and as little as 5% down and flexible terms:
- 30, 20 and 15-Year terms
- Ultra low rates with great credit
- Primary, secondary, investment
- Up to 95% Financing
Brownsville FHA Loans
FHA home loans are perfect for first time home buyers in Brownsville, but you don’t have to be a first time buyer:
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
Brownsville VA Loans
Approved VA lender for veteran home loans in Brownsville, TX, and we are here to help you maximize your benefits:
- Zero down, 100% Financing
- No Monthly PMI
- No Debt to Income Restrictions
- VA Jumbo Loans with Down Payment
Cash Out Refinance
Unlock the equity in your home with a Texas Cash Out Refinance – enjoy lower interest rates and flexible terms.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
Mortgage Refinance
Lone Star Financing offers low rates and a streamlined hassle free process to refinance your mortgage in Brownsville.
- Reduce Monthly Payment
- Shorten Mortgage Term
- FHA Streamline Available
- VA IRRRL Streamline
Brownsville Home Loans
Close on Time
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and on-time fundings.
Low Rates
Brownsville Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.
Service
Brownsville, Texas lender - we will be with you at every step from application to closing.
Roel Reyna
Branch Manager
NMLS #513162
Ricardo Trejo
Branch Manager
NMLS #347481
Pam Trevino
Sr. Loan Officer
NMLS #2188276
Roman Balley
Production Manager
NMLS #2267211
BROWNSVILLE MORTGAGE RATES
CALL (855) 314-8080
Are you looking to buy a new home in Brownsville? Before starting your home search, the first and most important step is to obtain a pre-approval letter, which you can present to your realtor. This not only strengthens your offer but also helps you understand your budget and financing options. At Lone Star Financing, we make the process simple by offering same-day approvals and free consultations for homebuyers.
Our team specializes in new home purchases, providing a variety of loan options tailored to meet your needs, including FHA loans for first-time buyers, VA home loans for veterans, and USDA loans for rural homebuyers. With our expertise in the Brownsville market and commitment to excellent customer service, we are here to guide you through every step of the mortgage process. Get started today and move one step closer to owning your dream home!
Call today and learn why more borrower’s are choosing Lone Star Financing as their #1 mortgage lender in Brownsville, TX.
Service Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender and can close loans anywhere within the great state of Texas. Your local Texas mortgage lender with low rates, low fees, and top notch customer service.
2025 Brownsville, TX - Real Estate Trends
The Brownsville real estate market remains competitive. As of March 2025, home prices have risen 5.7% year-over-year, with a median price of $259K. Homes now stay on the market an average of 67 days, compared to just 23 days last year. In September, 63 homes were sold, slightly down from 69 the previous year. See all homes for sale in Brownsville, TX.
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