Trusted Denton, TX Mortgage Lender
Lone Star Financing, a direct lender in Denton, offers tailored mortgage solutions with competitive rates and top-notch service. Whether buying or refinancing, our expert team guides you every step of the way for a smooth, stress-free experience!
Low Rate & Low Fees
Denton Mortgage Lender
In-House Underwriting
No Cost Estimates
VA, FHA & Jumbo Loans
Local Texas Company
Denton Mortgage Loan Experts
Denton Home Loans
Buying a new home in Denton, TX? We specialize in new purchases and offer a multiple home loan options.
- Primary, secondary, investment
- FHA, USDA, and VA Loans
- Conventional Loans
- Low Rates & Variable Terms
Conventional Mortgages
Conventional loans provide competitive terms, lower interest rates and reduced mortgage insurance costs.
- 30, 20 and 15-Year terms
- Financing up to $806,500
- Primary home, secondary, investment
- Up to 95% Financing
FHA Home Loans
FHA home loans are an excellent choice for first-time buyers in Denton, yet they’re available to all qualified borrowers.
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
VA Home Loans
As a VA-approved lender in Denton, we offer competitive rates and dedicated support to help our Texas veterans.
- Zero down, 100% Financing
- No Monthly PMI
- No Debt to Income Restrictions
- VA Jumbo Loans with Down Payment
Mortgage Refinance
Take advantage of lower rates and refinance your Denton home to secure better terms and maximize your savings!
- Lower Monthly Payment
- Shorten Mortgage Term
- FHA Streamline
- VA IRRRL’s
Cash Out Refinance
Tap into your home’s equity with a Texas Cash-Out Refinance—enjoy competitive rates and flexible terms.
- Home Improvements
- Debt Consolidation
- Personal Expenses
- Higher Education
Your Trusted Mortgage Company in Denton, TX! We make home financing straightforward and stress-free by combining low rates, quick closings, and a seamless digital experience. From the moment you start your application, our advanced platform allows you to easily link your bank accounts, upload necessary documents, and obtain full loan approval—all in just a few simple steps. Furthermore, our dedicated team is with you every step of the way, ensuring a smooth transition from application to closing. Ultimately, our goal is to simplify the process, so you can secure your dream home as quickly and effortlessly as possible.
Whether you’re purchasing a home in Denton or refinancing, Lone Star Financing is here to guide you every step of the way. With in-house underwriting and processing, we typically close loans in 21 days or less!
Shawn Dulac
Loan Officer
NMLS #1320463
James Hair
Loan Officer
NMLS #1680348
Ricardo Trejo
Branch Manager
NMLS #347481
Eden Vick
Sr. Loan Officer
NMLS #490185
Brett Dempsey
Loan Officer
NMLS #2014728
Buying or Refinancing? We’ve got you covered.
Pre Qualify – Apply in Minutes
TEXAS MORTGAGE RATES:
CALL (855) 314-8080
Local Denton Mortgage Company
Lone Star Financing is a reputable mortgage lender based in Denton, TX, specializing in residential home loans. With in-house underwriting, we provide faster approvals, competitive rates, and flexible loan options. Our Texas-based team possesses extensive local market knowledge, ensuring a seamless and stress-free experience from start to finish. Whether you’re interested in conventional loans or government-backed programs like FHA, VA, or USDA financing, we’re here to assist you. Don’t hesitate—apply today and take the next step toward homeownership!
Whether you’re a first-time homebuyer in Denton or an investor needing a DSCR loan we can customize the perfect home loan just for you. We’re excited to assist you and look forward to earning your trust and business!
Service Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender and can close loans anywhere within the great state of Texas. Your local Texas mortgage lender with low rates, low fees, and top notch customer service.
Real Estate Snapshot - Denton, Texas
As we move through 2025, the Denton real estate market continues to offer a variety of options for homebuyers and investors alike. Currently, there are 513 resale and new homes listed in the Denton MLS, including six open houses available for viewing. Additionally, 103 homes are in pre-foreclosure, providing potential opportunities for buyers looking for deals in the market.
Furthermore, as of March 2025, the average listing price for homes for sale in Denton, TX, stands at $364,236. This figure reflects current market trends and gives buyers an idea of what to expect when searching for a home in the area. Whether you’re a first-time homebuyer, an investor, or looking to refinance, staying informed about the latest market updates can help you make the best financial decisions.
Search all homes for sale in Denton, TX.
Mortgage Lender in Denton, TX
Close on Time
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.
Low Rates
Denton, TX mortgage lender for FHA, VA, USDA and conventional home loans and refinancing.
Service
Denton mortgage company with top-notch customer service. We will be with you at every step from application to closing.
