LONE STAR FINANCING

GRAND PRAIRIE HOME LOANS

Start Your Pre-Approval Online

Your Grand Prairie, TX Mortgage Lender!

As a direct lender in Grand Prairie, Lone Star Financing offers personalized mortgage solutions with low rates and exceptional service. Whether you’re purchasing a new home or refinancing, our team of professional loan officers are here to help! 

  • Low Rate & Low Fees 
  • FHA, VA, & JUMBO
  • In-House Underwriting 
  • No Cost Estimates 
  • Same Day Pre-Approvals
  • Local Texas Company

Our Home Loan Products

New Home Loans

We are a direct lender specializing in new home purchases and offer a variety of financing options: 

  • Primary, secondary, investment
  • FHA, USDA, and VA Loans
  • Conventional Loans
  • Low Rates & Variable Terms

Conventional Loans

Conventional loans in Grand Prairie provide lower interest rates and reduced mortgage insurance costs.

  • 30, 20 and 15-Year terms
  • Financing up to $806,500
  • Primary home, secondary, investment
  • Up to 95% Financing

FHA Home Loans

FHA loans are a popular option for first-time buyers due to their lower down payment requirements. 

  • Only 3.5% Down Payment
  • Easier Credit Qualifying   
  • 203k Renovation Loans
  • 1st Time Home Buyers

VA Home Loans

VA lender in Grand Prairie- dedicated to providing low rates to help our Texas Vets maximize their VA benefits.

  • Zero down, 100% Financing
  • No Monthly PMI   
  • No Debt to Income Restrictions
  • VA Jumbo Loans with Down Payment

Mortgage Refinance

Refinance your Grand Prairie home today to secure a low rate, better terms, and maximize your savings.

  • Lower Monthly Payment 
  • Shorten Mortgage Term
  • FHA Streamline 
  • VA IRRRL’s  

Jumbo Home Loans

Jumbo home loans in Grand Prairie up to $3,000,000 – financed via private investor programs – flexible guidelines:

  • Loans up to $3,000,000
  • Primary & Secondary Homes
  • Investor Specific Guidelines
  • Credit Score Minimums
Home Loans, Done Right!

Buying or Refinancing? We’ve got you covered.

Pre Qualify – Apply in Minutes 

Grand Prairie, TX

Your Trusted Mortgage Company in Grand Prairie, TX!  We streamline home financing by offering low rates, swift closings, and an intuitive digital platform. Our advanced system facilitates seamless bank account linking, effortless document uploads, and prompt loan approvals. From application initiation to final closing, our dedicated team ensures a smooth process, enabling you to secure your dream home efficiently and with ease.

Whether you’re purchasing a new home in Grand Prairie or refinancing your existing mortgage, our Texas mortgage experts are dedicated to guiding you through every step of the process. With in-house underwriting and processing, we can expedite your loan, often closing in as little as 21 days.

This streamlined home financing approach ensures a swift and efficient experience, enabling you to achieve your homeownership goals promptly. By reducing paperwork and expediting processes, we make securing your dream home both quick and hassle-free.

Why Choose Us? It's Our People!
Austin, TX Loan Officer

Shawn Dulac

Loan Officer
NMLS #1320463

Best Louisiana Mortgage Lender

James Hair

Loan Officer
NMLS #1680348

Ricardo Trejo - Lakeway, TX

Ricardo Trejo

Branch Manager
NMLS #347481

Eden Vick - TX Lender

Eden Vick

Sr. Loan Officer
NMLS #490185

Brett Dempsey Loan Officer

Brett Dempsey

Loan Officer
NMLS #2014728

Read Our Google Reviews
Rebeka L
Rebeka L
Heartland, TX - 1 month ago
Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!
Michael Underwood
Michael Underwood
Austin, TX - 1 week ago
As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!
Jordan Rodriquez
Jordan Rodriquez
Bastrop, TX -2 weeks ago
I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.
Veronica M.
Veronica M.
Camey, TX - 1 week ago
Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!
Scott Kruse
Scott Kruse
San Marcos, TX - 2 months ago
I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...
David, Y
David, Y
San Antonio, TX - 1 month ago
Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!
Lisa Elston
Lisa Elston
Austin, TX - 1 week ago
Lone Star Financing was the best-from the first phone call and I can honestly say there will be no last phone call-when he asked for docs I delivered and when I asked for something (answers) he delivered-very happy with the process he took my husband and I through and we are now blessed to own our dream home -I’ve already referred him To our son and he will be ready to purchase probably in the next six months and told him that Jimmy Smith is the man!!

The Value of the Difference

Close on Time

Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.

Low Rates & Fees

Grand Prairie Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.

Customer Service

We are Local to Texas and provide top-notch customer support. We will be with you at every step from application to closing. Read what our customers are saying!

2025 Grand Prairie Real Estate

Real Estate Snapshot: There are currently 389 homes for sale in Grand Prairie, TX. As of March, 2025 the average price of newly sold homes in Grand Prairie was $354,500.  There are currently 483 resale and new homes in Garland, including 14 open houses, as well as 283 homes in the foreclosure or bank-owned stages of the foreclosure process. 

In Grand Prairie, Texas, numerous mortgage companies are available, and we understand that choosing the right lender for your new home loan is a significant decision. However, at Lone Star Financing, we offer a level of customer service that many banks and mortgage brokers cannot match. With low rates, minimal fees, and swift closings, Lone Star Financing mortgage company is rapidly becoming the top lenders in Grand Prairie, TX. Contact us today to discover why more individuals are choosing Lone Star as their preferred lender in Grand Prairie.