Your Grand Prairie, TX Mortgage Lender!
As a direct lender in Grand Prairie, Lone Star Financing offers personalized mortgage solutions with low rates and exceptional service. Whether you’re purchasing a new home or refinancing, our team of professional loan officers are here to help!
- Low Rate & Low Fees
- FHA, VA, & JUMBO
- In-House Underwriting
- No Cost Estimates
- Same Day Pre-Approvals
- Local Texas Company
Your Trusted Mortgage Company in Grand Prairie, TX!
We streamline home financing by offering low rates, swift closings, and an intuitive digital platform. Our advanced system facilitates seamless bank account linking, effortless document uploads, and prompt loan approvals. From application initiation to final closing, our dedicated team ensures a smooth process, enabling you to secure your dream home efficiently and with ease.
Whether you’re purchasing a new home in Grand Prairie or refinancing your existing mortgage, our Texas mortgage experts are dedicated to guiding you through every step of the process. With in-house underwriting and processing, we can expedite your loan, often closing in as little as 21 days.
This streamlined home financing approach ensures a swift and efficient experience, enabling you to achieve your homeownership goals promptly. By reducing paperwork and expediting processes, we make securing your dream home both quick and hassle-free.
Our Home Loan Products
New Home Loans
We are a direct lender specializing in new home purchases and offer a variety of financing options:
- Primary, secondary, investment
- FHA, USDA, and VA Loans
- Conventional Loans
- Low Rates & Variable Terms
Conventional Loans
Conventional loans in Grand Prairie provide lower interest rates and reduced mortgage insurance costs.
- 30, 20 and 15-Year terms
- Financing up to $806,500
- Primary home, secondary, investment
- Up to 95% Financing
FHA Home Loans
FHA loans are a popular option for first-time buyers due to their lower down payment requirements.
- Only 3.5% Down Payment
- Easier Credit Qualifying
- 203k Renovation Loans
- 1st Time Home Buyers
VA Home Loans
VA lender in Grand Prairie- dedicated to providing low rates to help our Texas Vets maximize their VA benefits.
- Zero down, 100% Financing
- No Monthly PMI
- No Debt to Income Restrictions
- VA Jumbo Loans with Down Payment
Mortgage Refinance
Refinance your Grand Prairie home today to secure a low rate, better terms, and maximize your savings.
- Lower Monthly Payment
- Shorten Mortgage Term
- FHA Streamline
- VA IRRRL’s
Jumbo Home Loans
Jumbo home loans in Grand Prairie up to $3,000,000 – financed via private investor programs – flexible guidelines:
- Loans up to $3,000,000
- Primary & Secondary Homes
- Investor Specific Guidelines
- Credit Score Minimums
Grand Prairie, Texas Mortgage Experts
Close on Time
Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing for fast approval and on-time fundings.
Low Rates & Fees
Grand Prairie Lender with Low Mortgage Rates. FHA, VA, and USDA Approved Lender.
Service
We are Local to Texas and provide top-notch customer support. We will be with you at every step from application to closing. Read what our customers are saying!
David Howes
Sr. Loan Officer
NMLS #1438746
Chris Lederer
Production Manager
NMLS #2004549
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Ryan Wood
Sr. Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
2025 Grand Prairie Real Estate
Real Estate Snapshot: There are currently 389 homes for sale in Grand Prairie, TX. As of March, 2025 the average price of newly sold homes in Grand Prairie was $354,500. There are currently 483 resale and new homes in Garland, including 14 open houses, as well as 283 homes in the foreclosure or bank-owned stages of the foreclosure process.
In Grand Prairie, Texas, numerous mortgage companies are available, and we understand that choosing the right lender for your new home loan is a significant decision. However, at Lone Star Financing, we offer a level of customer service that many banks and mortgage brokers cannot match. With low rates, minimal fees, and swift closings, Lone Star Financing mortgage company is rapidly becoming the top lenders in Grand Prairie, TX. Contact us today to discover why more individuals are choosing Lone Star as their preferred lender in Grand Prairie.