Home Financing for Texas Heroes
Texas Heroes Loan Program
Lone Star Financing offers this special loan program to our Texas Heroes as a way to give back to the people in our community who make a difference every day. We’re here to help eligible heroes secure a lower-cost loan with no lender fees—our way of saying “thank you for your service.”
- Firefighters
- Law enforcement
- Military members
- Teachers & school personnel
- Healthcare professionals
Homes for Heroes:
Lone Star Financing is proud to offer our Texas Heroes loan program. Key benefits include:
- Save up to $500 on Closing Costs
- FHA, VA, USDA and Conventional
- Lower Interest Rates: Get a lower rate with better credit scores
Texas Heroes We’re Proud to Support

Law Enforcement

Veterans

Teachers

Firefighters

Nurses/Healthcare

First Responders
If you serve as a teacher, firefighter, first responder, nurse, or police officer, Lone Star Financing invites you to take advantage of our Texas Heroes Loan Program. Designed to give back to those who give so much, this program offers no lender fees and no closing costs, helping you save up to $500 while we say thank you for your service.
Texas Heroes Loan Program Requirements
- Purchase as a primary residence
- 620 minimum FICO score
- Eligible professions include firefighters, law enforcement, education, healthcare, and first responders
Trusted by Texas Homebuyers
Real feedback from Lone Star Financing clients across Texas.
4.6 out of 5
★★★★★
Based on 54 Google reviews
Josie Solis
I don’t usually leave reviews, but I had to this time. Brett Dempsey was AWESOME. As a first-time homebuyer, I had a lot of questions and uncertainty, but Brett was incredibly professional, kind, and helpful throughout the entire process.
Kevin Martin
I’ve worked with Chris Lederer for well over a decade. He always makes the loan process seamless and goes the extra mile for his clients. His approach, service, and dedication make you feel like you’ve known him your entire life.
Brodrick Colbert
I’ve had the pleasure of working with Brett Dempsey and his team over the years and he provides a first-class service with the customer always in mind.

Lone Star Financing – Proud Partner for Our Texas Heroes
Are you a teacher, firefighter, first responder, nurse or police officer? Lone Star Financing offers a special loan program for our Texas heroes called “Texas Heroes”. This loan comes with zero lender fees and no closing costs – save up to $500. As a trusted Texas mortgage broker we provide this loan program to give back to our community and to say ‘thank you for your service’.
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Mortgage Rate Assumptions
* Rates shown assume a purchase transaction.
* Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 80% for conventional loans; a minimum FICO score of 740; and a loan amount of $300,000 for conforming loans, unless otherwise specified.
* Annual Percentage Rate (APR) calculations assume a purchase transaction.
* Rates may be higher for loan amounts under $300,000. Please call for details.
* Rates are subject to change without notice.
* Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
* Subject to underwriter approval; not all applicants will be approved.
* Fees and charges apply.
* Payments do not include taxes and insurance.
* Assumes – 30 Day Rate Lock.
* Rates based on Texas property.
* Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA, VA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
* Restrictions may apply.
* Lender Fees & Appraisal Fees may apply