Home Financing for Texas Heroes
Texas Heroes Loan Program
Lone Star Financing offers this special loan program to our Texas Heroes as a way to give back to the people in our community who make a difference every day. We’re here to help eligible heroes secure a lower-cost loan with no lender fees—our way of saying “thank you for your service.”
- Firefighters
- Law enforcement
- Military members
- Teachers & school personnel
- Healthcare professionals
Homes for Heroes:
Lone Star Financing is proud to offer our Texas Heroes loan program. Key benefits include:
- Save up to $500 on Closing Costs
- FHA, VA, USDA and Conventional
- Lower Interest Rates: Get a lower rate with better credit scores
Texas Heroes We’re Proud to Support
Law Enforcement
Veterans
Teachers
Firefighters
Nurses/Healthcare
First Responders
If you serve as a teacher, firefighter, first responder, nurse, or police officer, Lone Star Financing invites you to take advantage of our Texas Heroes Loan Program. Designed to give back to those who give so much, this program offers no lender fees and no closing costs, helping you save up to $500 while we say thank you for your service.
Texas Heroes Loan Program Requirements
- Purchase as a primary residence
- 620 minimum FICO score
- Eligible professions include firefighters, law enforcement, education, healthcare, and first responders
GOOD Based on 58 reviews Posted on Gyzenia TuckerTrustindex verifies that the original source of the review is Google. I worked with Jen Papaelias at Lone Star Financing and I cannot rave enough about her. She went above and beyond to make sure that I was able to purchase my dream home. The few minor bumps we had, she was able to help us work to get them fixed. Lone Star Financing will be the first suggestion I give everyone when looking to purchase a home!Posted on ADRIANA CASTROTrustindex verifies that the original source of the review is Google. Extremely knowledgeable, efficient and best customer care .Posted on Brodrick ColbertTrustindex verifies that the original source of the review is Google. I've had the pleasure of working with Brett Dempsey and his team over the years and he provides a first class service with the customer always in mind.Posted on Daniel RamirezTrustindex verifies that the original source of the review is Google. Jen made our first home mortgage process easy and stress-free! She was extremely responsive, explained everything clearly, and helped us secure a great rate. Jen answered all our questions promptly and made sure we understood every detail before closing. Her professionalism and expertise were invaluable for first-time buyers. Highly recommend Chien for anyone looking for a reliable and knowledgeable loan officer!Posted on Sharon DarbyTrustindex verifies that the original source of the review is Google. Outstanding experience with LoneStar Mortgage, thanks entirely to Brett. He did a phenomenal job from start to finish. His knowledge, creativity, and experience made all the difference, especially when challenges arose. He handled everything with confidence, professionalism, and genuine care. Him and his Team were absolute pleasures to work with and truly went above and beyond. We could not have completed this process without them. Highly recommend Brett D to anyone looking for an exceptional mortgage opportunities.Posted on Bettis MorelockTrustindex verifies that the original source of the review is Google. Brett is so helpful! Quality service! Can't recommend enoughPosted on Dan AndrewsTrustindex verifies that the original source of the review is Google. I don't typically write reviews but I wanted to acknowledge the excellent service from this company, in particular Chien was knowledgeable, responsive, and a pleasure to work with!Posted on LukeTrustindex verifies that the original source of the review is Google. I highly recommend Chien at Lone Star Financing. Chien is very knowledgeable, patient and efficient. She was always available when we needed to contact her, and secured us a great rate.Posted on Chuen Leik LowTrustindex verifies that the original source of the review is Google. amazing service from Lone Star Financing! Chien was knowledgeable, responsive, and made the mortgage process effortless. always knew what was happening and felt in great hands. Highly recommend!!!
Lone Star Financing - Proud Lender for our Texas Heroes
Are you a teacher, firefighter, first responder, nurse or police officer? Lone Star Financing offers a special loan program for our Texas heroes called “Texas Heroes”. This loan comes with zero lender fees and no closing costs – save up to $500. As a trusted Texas lender, we provide this loan program to give back to our community and to say ‘thank you for your service’.
Start Your DSCR Refinance Loan Request
"*" indicates required fields
Start Your DSCR New Purchase Loan Request
"*" indicates required fields
Get Started – Quick Rate Quote
"*" indicates required fields
Mortgage Rate Assumptions
* Rates shown assume a purchase transaction.
* Annual Percentage Rate (APR) calculations assume a purchase transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 80% for conventional loans; a minimum FICO score of 740; and a loan amount of $300,000 for conforming loans, unless otherwise specified.
* Annual Percentage Rate (APR) calculations assume a purchase transaction.
* Rates may be higher for loan amounts under $300,000. Please call for details.
* Rates are subject to change without notice.
* Closing Costs assume that borrower will escrow monthly property tax and insurance payments.
* Subject to underwriter approval; not all applicants will be approved.
* Fees and charges apply.
* Payments do not include taxes and insurance.
* Assumes – 30 Day Rate Lock.
* Rates based on Texas property.
* Mortgage insurance is not included in the payment quoted. Mortgage insurance will be required for all FHA, VA and USDA loans as well as conventional loans where the loan to value is greater than 80%.
* Restrictions may apply.
* Lender Fees & Appraisal Fees may apply