Laredo Mortgage Lender for New Home Loans & Refinancing
Préstamos para viviendas en Laredo- Hablamos español
Lone Star Financing is a trusted Laredo mortgage lender helping homebuyers secure the right financing with confidence. Whether you’re buying your first home or moving up, our team provides clear guidance, fast responses, and a smooth lending experience from start to finish.
We provide competitive rates, flexible loan options, and personalized service tailored to your goals. We offer low rates on FHA home loans, VA loans, Conventional loan, Jumbo mortgages, and Refinance Options —providing clear guidance and a personalized approach to keep home financing simple and stress-free.
- Mortgage Broker
- Low Rates & Low Fees
- Fast Approvals
- Close on Time
- Local Customer Service
Our Laredo Loan Options
Conventional loans offer lower mortgage insurance and interest rates based on credit score.
- Low fixed rates
- As little as 5% down
- 30, 20 and 15-Year
- Max value of $832,750
FHA loans offer a 3.5% down, ideal for first-time buyers and moderate-income families.
- Only 3.5% down
- Flexible Guidelines
- Higher DTI OK
- Lower FICO >600
VA loans offer zero down and no PMI, making homeownership more affordable.
- 0% down payment
- Simple Qualifying
- Higher DTI OK
- Lower FICO >580
Lone Star Financing offers low refinance rates, quick pre-approvals, and fast closings.
- Rate & Term Refinance
- Cash Out Refinance
- Debt Consolidation
- FHA & VA IRRRL’s
A Better Home Financing Experience
Lone Star Financing is your trusted Laredo mortgage expert, providing personalized home loan guidance backed by strong local market knowledge. We take the time to understand your goals, budget, and timeline to match you with the right lender and loan program.
From first-time buyers to experienced homeowners, our loan officers guide you through every step of the mortgage process with clarity and confidence.
Close on Time
Our goal is to close every loan in 21 days or less with in-house underwriting for fast, on-time closings.
Low Rates & Fees
Low mortgage rates from a trusted Laredo lender. FHA, VA, and USDA approved.
Customer Service
Local Laredo mortgage experts guiding you from application to closing. Read our reviews.
Lone Star Financing - Laredo Texas Mortgage Experts
Looking for a trusted mortgage lender in Laredo, TX? Lone Star Financing offers competitive rates, low fees, and quick approvals. Whether you’re buying your first home or refinancing, our local experts are here to guide you through the process every step of the way. With over a decade of experience, we specialize in conventional, FHA, and VA loans, ensuring you secure the best rates and a smooth, fast closing process. Reach out today to get started with Laredo’s top mortgage lender!
Get Pre-Qualified Today!

Allen Lundberg
Sr. Loan Officer
NMLS #277507

Chris Lederer
Production Manager
NMLS #2004549

Jen Papaelias
Sr. Loan Officer
NMLS #2692859

Ryan Wood
Sr. Loan Officer
NMLS #1757471

Brett Dempsey
Branch Manager
NMLS #2014728
GOOD Based on 58 reviews Posted on Gyzenia TuckerTrustindex verifies that the original source of the review is Google. I worked with Jen Papaelias at Lone Star Financing and I cannot rave enough about her. She went above and beyond to make sure that I was able to purchase my dream home. The few minor bumps we had, she was able to help us work to get them fixed. Lone Star Financing will be the first suggestion I give everyone when looking to purchase a home!Posted on ADRIANA CASTROTrustindex verifies that the original source of the review is Google. Extremely knowledgeable, efficient and best customer care .Posted on Brodrick ColbertTrustindex verifies that the original source of the review is Google. I've had the pleasure of working with Brett Dempsey and his team over the years and he provides a first class service with the customer always in mind.Posted on Daniel RamirezTrustindex verifies that the original source of the review is Google. Jen made our first home mortgage process easy and stress-free! She was extremely responsive, explained everything clearly, and helped us secure a great rate. Jen answered all our questions promptly and made sure we understood every detail before closing. Her professionalism and expertise were invaluable for first-time buyers. Highly recommend Chien for anyone looking for a reliable and knowledgeable loan officer!Posted on Sharon DarbyTrustindex verifies that the original source of the review is Google. Outstanding experience with LoneStar Mortgage, thanks entirely to Brett. He did a phenomenal job from start to finish. His knowledge, creativity, and experience made all the difference, especially when challenges arose. He handled everything with confidence, professionalism, and genuine care. Him and his Team were absolute pleasures to work with and truly went above and beyond. We could not have completed this process without them. Highly recommend Brett D to anyone looking for an exceptional mortgage opportunities.Posted on Bettis MorelockTrustindex verifies that the original source of the review is Google. Brett is so helpful! Quality service! Can't recommend enoughPosted on Dan AndrewsTrustindex verifies that the original source of the review is Google. I don't typically write reviews but I wanted to acknowledge the excellent service from this company, in particular Chien was knowledgeable, responsive, and a pleasure to work with!Posted on LukeTrustindex verifies that the original source of the review is Google. I highly recommend Chien at Lone Star Financing. Chien is very knowledgeable, patient and efficient. She was always available when we needed to contact her, and secured us a great rate.Posted on Chuen Leik LowTrustindex verifies that the original source of the review is Google. amazing service from Lone Star Financing! Chien was knowledgeable, responsive, and made the mortgage process effortless. always knew what was happening and felt in great hands. Highly recommend!!!
Laredo, TX Mortgage Lending
CALL TODAY (855) 314-8080
Serving Homebuyers Across the Rio Grande Valley
In addition to Laredo, TX, Lone Star Financing provides mortgage solutions throughout the Rio Grande Valley. Below are nearby cities where we also offer home loan and refinancing services.
Our Locations : No matter where you’re located in Texas, our home loan experts are ready to help. As a licensed Texas mortgage lender, we deliver competitive financing and fast closings throughout the state.
South Texas Lending
Central Texas Lending