LONE STAR
FINANCING
ABOUT US
We are a local Texas mortgage company headquartered right here in Austin, Texas. As a direct lender we can close loans anywhere in the state – whether new home purchase or refinance in Austin to El Paso we’ve got you covered. We are a direct lender offering a full line of home loan products with low rates, low fees, and fast closings. With in-house underwriting and processing we can make decisions faster than traditional mortgage brokers – we strive to close every loan in 28 days or less.
Your Local Texas Lender
Our mission statement is simple: integrity, customer service and upfront lending. It’s this simple recipe has propelled us to one of the top mortgage companies in Texas.
- Direct Texas Lender
- In-house Underwriting
- Low Rates & Low Fees
- Free Good Faith Estimate
- Close on Time
- Top Notch Service
We are an approved Texas lender for FHA loans, VA loans, and USDA loans.
Why More Texans Choose Us ?
It's Our People!
Brett Dempsey, is local to the Dallas area, and brings over a decade of experience across all levels of the mortgage industry. Brett is dedicated to helping clients navigate the home loan process with confidence. Specializing in FHA, VA, conventional, DSCR, construction and commercial loans, he provides personalized guidance to find the best financing solutions. Known for his deep expertise in mortgage lending, Brett takes pride in making the loan process straightforward and stress-free for his clients. His clear communication ensures that borrowers always feel informed and confident in their decisions, while his dedication to customer satisfaction drives him to go above and beyond at every step. Whether working with first-time buyers, growing families, or seasoned investors, Brett is committed to guiding each borrower with professionalism, care, and a personal touch — helping turn the dream of homeownership into a reality.
Ryan Wood is local to the Dallas Fort Worth area and is a proud graduate of the University of Texas at Arlington. He currently serves as a Loan Officer Assistant at Lone Star Financing, where he brings a self-motivated, client-focused approach to every transaction. With strong communication skills and a natural talent for building relationships, Ryan works closely with both borrowers and loan officers to ensure a smooth and efficient mortgage process. He is passionate about delivering exceptional service and supporting clients through each step of their home financing journey. Ryan is dedicated to helping drive revenue growth while maintaining the highest standards of professionalism and care.
Chris Lederer is a highly experienced mortgage professional based in the Dallas-Fort Worth area, bringing over ten years of expertise in the residential lending space. With a strong foundation in consumer lending and a deep understanding of underwriting standards, Chris is known for his ability to structure loans that align with both regulatory requirements and internal lending guidelines.
His advanced skills in loan structuring and credit analysis allow him to deliver tailored financing solutions that meet the unique needs of each borrower. Whether guiding first-time homebuyers or working with seasoned investors, Chris is committed to providing a smooth, efficient, and transparent mortgage experience from start to finish.
Dee Dee Graham brings over 20 years of experience in the real estate and mortgage industry. Throughout her career, she has helped hundreds of families achieve their dream of homeownership and takes pride in contributing to the positive growth of her community.
Dee Dee entered the real estate world with a passion for service and a desire to give back. Her career has been built on integrity, hard work, and lasting relationships with clients and colleagues alike.
Brad Walters is the Founder and President of Castle Hills Mortgage (parent company of Lone Star Financing), where he also serves as a Residential Mortgage Loan Officer. He brings extensive industry experience, having previously managed a branch at American Southwest Mortgage Corp. Brad is a graduate of Stephen F. Austin State University. Founder and President of Castle Hills Mortgage, Brad Walters has over 30 years of Residential Mortgage Origination and Financial Services experience. This experience ranges from Controller of a Savings and Loan, Multi State Branch Manager of a large National Mortgage Bank as well as Federally Chartered FDIC banking institutions.
Brad holds a Bachelors in Business Administration from Stephen F Austin State University where he attended after two years as a scholarship athlete at The University of Texas at El Paso. As an active member of the industry, Brad was on the Board and once President of the North Texas Association of Mortgage Professionals.
Ryan Collins, a West Texas native, graduated from Texas Tech University in 1997 and has over 20 years of experience in the mortgage industry. Now based in Austin, TX, he plays a key role on the marketing team at Lone Star Financing, collaborating across departments to enhance the customer experience. Passionate about marketing and user interface, Ryan is dedicated to streamlining the loan process for a seamless and efficient experience. Outside of work, he enjoys golf, camping, and cheering on his favorite college football teams.
