Killeen, TX Mortgage Lender

LONE STAR FINANCING

KILLEEN, TX
HOME LOANS

Low Rates, Low Fees & Fast Closing

Lone Star Financing - Killeen, TX Mortgage Lender

Whether you’re buying a new home in Killeen or need to refinance your existing mortgage, we’re here to help! At Lone Star Financing, we offer competitive rates, in-house underwriting and personalized customer care.

  • FHA, VA & Conventional
  • Direct Lender 
  • In-House Underwriting
  • Low Rates & Low Fees 
  • Fast Pre-Approval
  • Local Customer Service!
KILLEN, TEXAS MORTGAGE COMPANY
Killeen TX
Killeen, TX Lender
As a direct mortgage lender in Killeen, Lone Star Financing is proud to offer local Texas underwriting, allowing our team to make faster, more efficient decisions for a quicker loan processing experience. By leveraging advanced technology, we deliver exceptional customer service that stands out in the industry. Our dedication to “Low Rates, Low Fees, and Fast Closings” is why more individuals in the Killeen area choose us as their trusted mortgage partner. With a comprehensive selection of loan programs, we can customize the ideal loan solution to meet your unique financial needs.
More About Us

Lone Star Financing- Texas Home Loans

Looking to buy a new home in Killeen, Texas? Lone Star Financing is a direct mortgage lender that specializes in new home purchases: FHA Loans, VA Home Loans, and USDA Home Loans in Killeen. Texas FHA loansTexas VA loans and Texas USDA are just a few loan programs available to the residents of Killeen.



  • Killeen Mortgage Lender 
  • Local underwriting and closing 
  • No-Obligation Good Faith Estimate
  • Local Killeen customer service


Lone Star Financing is a preferred Killeen mortgage lender by realtors in Texas because we can close loans quickly and on time as promised. As a direct mortgage lender we offer local Texas underwriting which enables our underwriter’s to make quicker decision and can process loans quickly. What our Customer’s Are Saying: “I called when I was overseas and Charlie was so helpful and knowledgeable I knew instantly I had found the right mortgage company to help with my home loan in Killeen. You helped educate me on the home loan process and the advantages of the VA home loan program. Thank you for all of the help!” – Staff Sergeant, Michael Bishop

Our Killeen Home Loans

New Home Loans

Do you need financing for a new home in Killeen, TX? We are a local Texas lender and offer an array of loan products:

  • Primary, secondary, investment
  • FHA, USDA, and VA Loans
  • Conventional Loans
  • Low Rates & Variable Terms

Conventional Loans

Conventional loans are our most popular loans in Killeen, come with low rates and offer several advantages:

  • 30, 20 and 15-Year terms
  • Financing up to $766,500
  • Primary home, secondary, investment
  • Up to 95% Financing

Killeen FHA Loans

FHA loans in Killeen are perfect for first-time home buyers. Require only a 3.5% down payment and gift funds are OK.

  • Only 3.5% Down Payment
  • Easier Credit Qualifying
  • 203k Renovation Loans
  • 1st Time Home Buyers

Killeen VA Loans

We are an approved VA lender in Killeen, TX and committed to helping our Texas Veterans maximize their benefits.

  • Zero down, 100% Financing
  • No Monthly PMI
  • No Debt to Income Restrictions
  • VA Jumbo Loans

Cash Out Refinance

Cash out refinancing in Killeen, TX

Tap into the equity in your home with a Texas Cash Out Refinance – we offer low, fast approvals and flexible loan options.

  • Home Improvements
  • Debt Consolidation
  • Personal Expenses
  • Higher Education

Mortgage Refinance

Home Refinancing in Killeen, TX

Lone Star Financing provides competitive rates and a smooth, hassle-free process for mortgage refinancing in Killeen, TX.

  • Reduce Monthly Payment
  • Shorten Mortgage Term
  • FHA Streamline Available
  • VA IRRRL Streamline
Why Lone Star Financing?

Close on Time

Our goal is to close every loan in 28 days or less. With in-house underwriting, processing, and closing, we ensure fast approvals and timely funding.

Low Rates & Fees

Killeen mortgage lender with Low Mortgage Rates. FHA, VA, and USDA Home Loans.

Customer Service

Killeen, TX customer care -we will be with you at every step from application to closing.

Jump in Front of the Line!
Pre-Qualify Today
Why Choose Us? It's our People!
Austin, TX Loan Officer

Shawn Dulac

Sr. Loan Officer
NMLS #1320463

Best Louisiana Mortgage Lender

James Hair

Sr. Loan Officer
NMLS #1680348

Ricardo Trejo - Lakeway, TX

Ricardo Trejo

Branch Manager
NMLS #347481

Eden Vick - TX Lender

Eden Vick

Sr. Loan Officer
NMLS #490185

Roman Balley - Lone Star Financing

Roman Balley

Production Manager
NMLS #2267211

Read Our Reviews...

Rebeka L
Rebeka L
Heartland, TX
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Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!
Michael Underwood
Michael Underwood
Austin, TX
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As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!
Jordan Rodriquez
Jordan Rodriquez
Bastrop, TX
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I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.
Veronica M.
Veronica M.
Camey, TX
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Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!
Scott Kruse
Scott Kruse
San Marcos, TX
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I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...
David, Y
David, Y
San Antonio, TX
Read More
Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!
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KILLEEN, TX MORTGAGE RATES:

CALL (855) 314-8080

  • Killeen Mortgage Lender- Low Rates
  • Our Goal is to Close in 28 Days
  • Local underwriting and processing
  • No-Obligation Loan Estimate
  • Killeen, TX Customer Service
Texas Best Mortgage Lender

Killeen Texas Real Estate (2024)

The median home price in Killeen was $243K in October 2024, trending up 17.4% year-over-year. The median cost per square foot for homes in Killeen, TX was $128 per square foot. What are the popular neighborhoods Killeen? Some of the trending neighborhoods in or around Killeen, Texas is White Rock Estates, Goodnight Ranch, and Yowell Ranch. Search all homes for sale in Killeen, Texas. Lone Star Financing is your Texas mortgage lender for new home loans and mortgage refinance in Killeen, TX.

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