Houston Mortgage Lender

Low Rates.
Low Fees.
Fast ClosE.

Buying or Refinancing? We’ve got you covered.

 Prequalify-  Apply in Minutes 

Houston Mortgage Lender

Our Houston Rates

30-Year Conventional, FHA, VA and USDA
Purchase Rate / APR
Mortgage Type
getting rates...
Conventional
getting rates...
FHA
getting rates...
VA
getting rates...
USDA
Rates current as of 10/16/2017, 2:56:53 PM . *Rate Assumptions
Why More Texans Choose Us ?
It's Our People!
Jimmy Smith Loan Officer

Jimmy Smith

Loan Officer
NMLS #2038961

Texas mortgage loans

Shella Hendricks

Loan Officer
NMLS #2428695

Texas home mortgage

Eric Brown
Loan Officer

NMLS #2253802

Paul Duane

Paul Duane

Sr. Loan Officer
NMLS #330193

TX Mortgage Company

Ryan Collins

Production Support

Read Our Reviews...

Rebeka L
Rebeka L
Heartland, TX
Read More
Brenda was quick to respond to questions I had and made herself available to me. She was very patient and understanding when having to resolve issues regarding my ex. The entire team, in fact, was great and a true godsend!
Michael Underwood
Michael Underwood
Austin, TX
Read More
As a realtor here in Austin, TX, I’ve been working with Lone Star Financing for almost a decade. The loan officers at Lone Star financing are without a doubt the best communicators in the business. They provide timely updates to me and my buyers from the start of the loan to close of sale and I can't tell you how important that is during a real estate transaction. I recommend all of my clients use Lone Star financing because unlike a lot of mortgage companies they can close loans on time. During one of the most critical times of my customers lives, it's imperative that all links of the chain are strong. Having the right lender in place is key. Thanks Lone Star!
Jordan Rodriquez
Jordan Rodriquez
Bastrop, TX
Read More
I was thoroughly impressed with the customer service from start to finish. I had a lot of questions and they were all answered. I recommend lone star to first time home buyers as well as those who have note done it before.
Veronica M.
Veronica M.
Camey, TX
Read More
Making me feel comfortable through the entire process as I was a bit nervous but Keith’s ways with his words and staying professional never made me feel overwhelmed, as well as the staff members that also helped me. The whole process was a smooth ride with no bumps and that was a great feeling making this single mother very happy with the outcome!!! Thanks!!!
Scott Kruse
Scott Kruse
San Marcos, TX
Read More
I have gone through the home financing five times, and this is my second re-finance. The team at Lone Star Financing was the best experience I've ever had going through the mortgage process. The previous finance company I used to purchase my home was the worst experience I'd ever had in getting a mortgage. I was extremely hesitant to go through the re-finance process, but with the interest rates being so low I knew I would be saving a lot of money. I did the research to find a highly reviewed local financing company, and Lone Star Financing was the best. They did an outstanding job helping me through the process, made it incredibly easy and quick. More...
David, Y
David, Y
San Antonio, TX
Read More
Thanks for helping us through the loan refinance process. P.S. The only reason we can't refer family and friends is we don't live in Texas or have any contacts there!
Previous
Next
Lone Star Financing - Houston, TX
Loan Questions? Let's Talk

Speak to a Loan Officer - Quick Rate Quote

"*" indicates required fields

Hidden
This field is for validation purposes and should be left unchanged.

Our Houston Loan Options:

Local Texas Mortgage Company

There are many mortgage lenders in Houston, Texas, and we know you have a lot to choose from. Lone Star Financing is located right here in Kingwood and can offer a level of customer service and home loan options you won’t find at most traditional mortgage brokers or even at your bank. Unlike other Houston Mortgage Lenders, we service our own home loans and are able to underwrite according to our own guidelines. Pre-qualification approvals are quick and easy, with competitive rates, personal attention, and a variety of mortgage loan options!

Looking to buy a new home in Houston? We are a local Houston Mortgage Lender that services own home loans and has the flexibility to underwrite independently, so we can approve your loan quickly and close quickly – usually within 28 days. In comparison to traditional mortgage brokers and even local Houston mortgage banks, we offer a tremendous advantage to our Houston customers.  Whether you need home financing in Austin, San Antonio, Dallas or Houston we have you covered. 

Direct Mortgage Lender - Houston, TX

  • Houston, TX Lender with Low Rates
  • Our Goal is to Close in 28 Days 
  • Local underwriting to close fast 
  • No-Obligation Loan Estimate
  • Local Houston Customer Service
Houston Mortgage Lender

2024 Houston Real Estate

Houston Real Estate Snapshot – The average cost per home in Houston in March, 2024 was $352,500, which was up 15.3% from $348,000 year.  This value is seasonally adjusted and only includes the middle price tier of homes. 

Looking to buy in Houston, TX? View all 14719 homes for sale in Houston from Realtor.com.  See pricing and listing details and set search criteria to filter your home search by MLS, zip codes, price and more.