NEW PURCHASE
HOME LOANS
Texas New Home Loans - Low Rates and Fast Closings
- Texas Mortgage Experts
- Ultra Low Rates
- In-House Underwriting
- Low Fees
- Free Loan Estimates
- Top Notch Service
New Purchase Options
Conventional Loans
Conventional loans offer favorable terms, including lower mortgage insurance and lower interest rates.
- Low fixed rates
- As little as 5% down
- 30, 20 and 15 Year Terms
- Max value of $806,500
Texas FHA Loans
FHA loans are ideal for first-time homebuyers and moderate income families, and require only 3.5% down.
- Only 3.5% down
- Flexible Underwriting
- Higher DTI OK
- >600 FICO
Texas VA Loans
VA loans in Texas offer numerous benefits, including no down payment and no private mortgage insurance (PMI).
- 0% down payment
- Simple Qualifying
- Higher Debt to Income OK
- Lower FICO Down to 580
USDA Home Loans
USDA loans for rural properties – 100% financing available
- Rural Properties
- Primary Residence Only
- Closing Costs Rolled In
- 100% Financing
Jumbo Loans
Jumbo loans in Texas up $3M financed through private investors – >620 Min FICO
- Loans up to $3,000,000
- Primary & Second Homes
- Specific Guidelines
- Credit Score Minimums
DSCR Loans
DSCR loans are designed for real estate investors—no tax returns or W-2s needed.
- Up to $3,000,00 (85% LTV)
- No Income Verification
- Rental Income to Qualify
Real Estate Investors
Your Trusted Texas Mortgage Broker
At Lone Star Financing, we simplify the path to homeownership by combining competitive rates, efficient closings, and trusted local expertise. Whether you’re exploring FHA, VA, or USDA loans, our experienced team is here to guide you smoothly through every step of the process.
Close on Time
Our goal is to close every home loan in 21 days or less. In-house underwriting, processing, and on-time fundings.
Low Rates
Texas Mortgage Lender with Low Rates, Low Fees and Fast Closings. FHA, VA, and USDA Approved Lender.
Local Service
Home Loans in Texas with top-notch customer support. Local underwriting and fast approvals
Allen Lundberg
Sr. Loan Officer
NMLS #277507
Chris Lederer
Production Manager
NMLS #2004549
Jen Papaelias
Sr. Loan Officer
NMLS #2692859
Ryan Wood
Sr. Loan Officer
NMLS #1757471
Brett Dempsey
Branch Manager
NMLS #2014728
Lone Star Financing - Texas Home Loan Experts
Texas mortgage broker with lower rates and closing costs, in-house underwriting, and personalized home loan solutions with top notch customer service.
Local Texas Mortgage Lender
Lone Star Financing is a trusted Texas mortgage lender specializing in both residential and Texas commercial loans. We provide conventional and government-backed loans, including FHA, VA, and USDA financing. We proudly offer the Texas Heroes Loan Program and special incentives for First Responders. Apply today and get one step closer to getting approved for your home loan in Texas!
Our Locations : Looking to buy a new home in Texas? No matter where you live, our Texas home loan experts are here to help. We are a direct mortgage lender right here in Texas and can close loans anywhere in the state. Lone Star Financing– your local Texas mortgage company with the best rates, lowest fees, and top notch customer service.
South Texas Lending
Central Texas Lending